PennyMac Financial Services, Inc. (PFSI)
NYSE: PFSI · Real-Time Price · USD
75.09
-0.65 (-0.86%)
At close: Aug 21, 2026, 4:00 PM EDT
75.88
+0.79 (1.05%)
After-hours: Aug 21, 2026, 7:45 PM EDT

PFSI Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
3,9016,8515,2354,4122,8384,119
Market Cap Growth
-28.35%30.86%18.67%55.48%-31.11%-13.35%

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.3113.6716.8130.505.974.11
PS Ratio
1.171.982.582.201.741.15
PB Ratio
0.901.591.371.250.821.21
P/FCF Ratio
----0.471.61
P/OCF Ratio
----0.471.61

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
5.495.375.383.833.384.10
Debt / FCF Ratio
----1.955.48
Net Debt / Equity Ratio
5.405.265.293.512.973.90
Net Debt / FCF Ratio
-13.00-13.62-4.46-7.851.715.22
Quick Ratio
0.470.460.420.640.750.34
Current Ratio
0.931.041.001.191.261.30
Asset Turnover
0.120.130.090.110.090.14
Return on Equity (ROE)
9.38%12.31%8.45%4.13%13.80%29.48%
Return on Assets (ROA)
1.45%1.81%1.39%0.81%2.67%3.98%
Return on Invested Capital (ROIC)
1.36%1.94%1.51%1.69%2.93%4.20%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.06%7.31%5.95%3.28%16.76%24.36%
FCF Yield
-46.18%-24.29%-86.62%-35.89%212.36%62.03%
Dividend Yield
1.60%0.92%1.10%0.94%1.48%1.22%
Payout Ratio
16.48%12.48%16.75%28.65%11.49%5.27%
Buyback Yield / Dilution
-0.46%-0.99%-1.18%5.75%17.08%14.30%
Total Shareholder Return
1.14%-0.07%-0.08%6.69%18.55%15.52%
SEC Filings: 10-K · 10-Q