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PennyMac Financial Services, Inc. (PFSI)
NYSE: PFSI · Real-Time Price · USD
63.68
+0.32 (0.51%)
Oct 23, 2026, 4:00 PM EDT - Market closed

PFSI Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
3,3086,8515,2354,4122,8384,119
Market Cap Growth
-50.62%30.86%18.67%55.48%-31.11%-13.35%

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.7413.6716.8130.505.974.11
PS Ratio
0.991.982.582.201.741.15
PB Ratio
0.761.591.371.250.821.21
P/FCF Ratio
----0.471.61
P/OCF Ratio
----0.471.61

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
5.495.375.383.833.384.10
Debt / FCF Ratio
----1.955.48
Net Debt / Equity Ratio
5.405.265.293.512.973.90
Net Debt / FCF Ratio
-13.00-13.62-4.46-7.851.715.22
Quick Ratio
0.470.460.420.640.750.34
Current Ratio
0.931.041.001.191.261.30
Asset Turnover
0.120.130.090.110.090.14
Return on Equity (ROE)
9.38%12.31%8.45%4.13%13.80%29.48%
Return on Assets (ROA)
1.45%1.81%1.39%0.81%2.67%3.98%
Return on Invested Capital (ROIC)
1.36%1.94%1.51%1.69%2.93%4.20%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
11.44%7.31%5.95%3.28%16.76%24.36%
FCF Yield
-54.45%-24.29%-86.62%-35.89%212.36%62.03%
Dividend Yield
1.88%0.91%1.08%0.91%1.41%1.10%
Payout Ratio
16.48%12.48%16.75%28.65%11.49%5.27%
Buyback Yield / Dilution
-0.46%-0.99%-1.18%5.75%17.08%14.30%
Total Shareholder Return
1.43%-0.07%-0.10%6.66%18.48%15.40%
SEC Filings: 10-K · 10-Q