PennyMac Financial Services, Inc. (PFSI)
NYSE: PFSI · Real-Time Price · USD
86.20
-2.33 (-2.63%)
Mar 6, 2026, 4:00 PM EST - Market closed

PFSI Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
501.08311.42144.66475.511,003
Depreciation & Amortization
102.1198.4791.4569.4467.26
Provision for Credit Losses
46.9932.963.27-36.08-47.88
Stock-Based Compensation
36.2320.8727.5842.5537.79
Net Change in Loans Held-for-Sale
-2,648-5,274-2,1905,6773,102
Other Adjustments
243.72422.02293.96-520.27-1,592
Changes in Accrued Interest and Accounts Receivable
3.1-4.465.672.7835.24
Changes in Accounts Payable
267.3-163.57123.65-146.1971.22
Changes in Other Operating Activities
-204.322.65-82.44468.85-114.53
Operating Cash Flow
-1,652-4,533-1,5826,0332,563
Operating Cash Flow Growth
---135.39%2069.68%
Net Change in Securities and Investments
203.65-1,04799.99-5.3289.21
Capital Expenditures
-11.92-1.72-1.39-7.16-7.9
Purchases of Intangible Assets
-39.28-20.38-34.78-75.93-48.98
Sale of Property, Plant & Equipment
--1--
Proceeds from Sale of Intangible Assets
615.23----
Other Investing Activities
-215.18-818.92-338.11-633.17-336.7
Investing Cash Flow
552.49-1,888-273.29-721.58-304.37
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
5751,0501,005650-
Short-Term Debt Issued
144,492109,00785,35375,076136,180
Short-Term Debt Repaid
-144,386-104,083-84,588-79,369-138,546
Net Short-Term Debt Issued (Repaid)
105.714,923764.76-4,293-2,367
Long-Term Debt Issued
28,11623,79822,98419,31324,935
Long-Term Debt Repaid
-27,516-23,973-23,150-19,508-23,969
Net Long-Term Debt Issued (Repaid)
600.23-174.55-166.54-195.39965.37
Issuance of Common Stock
12.8420.0617.222.957.54
Repurchase of Common Stock
-8.5-9.4-80.63-413.87-967.19
Net Common Stock Issued (Repurchased)
4.3410.66-63.42-410.92-959.65
Common Dividends Paid
-62.55-52.16-41.45-54.62-52.9
Other Financing Activities
-60.04-35.92-33.02-19.61-37.57
Financing Cash Flow
1,1635,7211,465-4,323-2,451
Net Cash Flow
63.2-699.89-390.17988.45-192.69
Free Cash Flow
-1,664-4,535-1,5846,0262,555
Free Cash Flow Growth
---135.84%2277.78%
FCF Margin
-83.21%-290.56%-113.25%298.05%79.47%
Free Cash Flow Per Share
-30.88-84.99-30.03107.7037.87
Levered Free Cash Flow
1,3635,012879.81-3,625-346.49
Unlevered Free Cash Flow
156.29-48.63136.93387.7151.29
Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q