PennyMac Financial Services, Inc. (PFSI)

PFSI Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	4,733	4,412	2,838	4,119	4,754	2,670
Market Cap Growth	54.02%	55.48%	-31.11%	-13.35%	78.02%	62.09%
Enterprise Value	18,500	16,967	13,223	17,765	31,071	9,574
PE Ratio	31.83	30.50	5.97	4.11	2.89	6.80
PS Ratio	3.37	3.15	1.43	1.30	1.28	1.81
PB Ratio	1.33	1.25	0.82	1.21	1.40	1.30
P/FCF Ratio	6.26	-2.73	0.48	1.64	-0.76	-1.17
P/OCF Ratio	6.03	-2.79	0.47	1.61	-0.77	-1.19
EV/Sales Ratio	13.17	12.10	6.66	5.61	8.38	6.48
EV/EBITDA Ratio	71.37	66.89	18.48	12.67	13.64	17.26
EV/EBIT Ratio	97.69	92.39	19.88	13.07	13.87	18.08
EV/FCF Ratio	24.49	-10.49	2.22	7.09	-4.97	-4.20
Debt / Equity Ratio	4.12	3.81	3.37	4.09	7.92	3.44
Debt / EBITDA Ratio	56.68	53.20	16.37	9.97	11.78	12.79
Debt / FCF Ratio	19.45	-8.34	1.97	5.58	-4.29	-3.11
Asset Turnover	0.07	0.07	0.13	0.14	0.15	0.17
Return on Equity (ROE)	4.30%	4.10%	13.70%	28.90%	58.60%	21.10%
Return on Assets (ROA)	0.80%	0.80%	3.10%	4.30%	6.80%	4.40%
Return on Capital (ROIC)	0.84%	0.85%	3.13%	5.77%	5.45%	4.29%
Earnings Yield	3.24%	3.28%	16.76%	24.36%	34.64%	14.72%
FCF Yield	15.96%	-36.66%	209.83%	60.84%	-131.64%	-85.40%
Dividend Yield	0.86%	0.90%	1.40%	1.10%	0.80%	0.40%
Payout Ratio	27.40%	27.70%	8.90%	5.10%	2.50%	2.40%
Buyback Yield / Dilution	0.47%	5.75%	17.08%	14.30%	2.01%	-127.45%
Total Shareholder Return	1.33%	6.65%	18.48%	15.40%	2.81%	-127.05%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).