PFSI Statistics
Total Valuation
PFSI has a market cap or net worth of $7.90 billion. The enterprise value is $26.55 billion.
Important Dates
The next confirmed earnings date is Thursday, January 29, 2026, after market close.
| Earnings Date | Jan 29, 2026 |
| Ex-Dividend Date | Nov 17, 2025 |
Share Statistics
PFSI has 51.97 million shares outstanding. The number of shares has increased by 1.06% in one year.
| Current Share Class | 51.97M |
| Shares Outstanding | 51.97M |
| Shares Change (YoY) | +1.06% |
| Shares Change (QoQ) | +0.45% |
| Owned by Insiders (%) | 3.99% |
| Owned by Institutions (%) | 85.19% |
| Float | 27.45M |
Valuation Ratios
The trailing PE ratio is 16.34 and the forward PE ratio is 10.44. PFSI's PEG ratio is 0.73.
| PE Ratio | 16.34 |
| Forward PE | 10.44 |
| PS Ratio | 2.88 |
| Forward PS | 2.86 |
| PB Ratio | 1.87 |
| P/TBV Ratio | 1.92 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.73 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 53.24 |
| EV / Sales | 9.75 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.98, with a Debt / Equity ratio of 4.63.
| Current Ratio | 0.98 |
| Quick Ratio | 0.43 |
| Debt / Equity | 4.63 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.55% and return on invested capital (ROIC) is 2.16%.
| Return on Equity (ROE) | 12.55% |
| Return on Assets (ROA) | 2.07% |
| Return on Invested Capital (ROIC) | 2.16% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.71% |
| Revenue Per Employee | $541,981 |
| Profits Per Employee | $99,251 |
| Employee Count | 5,025 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFSI has paid $47.64 million in taxes.
| Income Tax | 47.64M |
| Effective Tax Rate | 8.72% |
Stock Price Statistics
The stock price has increased by +38.95% in the last 52 weeks. The beta is 1.57, so PFSI's price volatility has been higher than the market average.
| Beta (5Y) | 1.57 |
| 52-Week Price Change | +38.95% |
| 50-Day Moving Average | 135.47 |
| 200-Day Moving Average | 114.08 |
| Relative Strength Index (RSI) | 65.83 |
| Average Volume (20 Days) | 359,011 |
Short Selling Information
The latest short interest is 1.16 million, so 2.23% of the outstanding shares have been sold short.
| Short Interest | 1.16M |
| Short Previous Month | 1.53M |
| Short % of Shares Out | 2.23% |
| Short % of Float | 4.22% |
| Short Ratio (days to cover) | 3.80 |
Income Statement
In the last 12 months, PFSI had revenue of $2.72 billion and earned $498.74 million in profits. Earnings per share was $9.30.
| Revenue | 2.72B |
| Gross Profit | 2.38B |
| Operating Income | 546.82M |
| Pretax Income | 546.38M |
| Net Income | 498.74M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $9.30 |
Full Income StatementBalance Sheet
The company has $824.00 million in cash and $19.48 billion in debt, with a net cash position of -$18.65 billion or -$358.98 per share.
| Cash & Cash Equivalents | 824.00M |
| Total Debt | 19.48B |
| Net Cash | -18.65B |
| Net Cash Per Share | -$358.98 |
| Equity (Book Value) | 4.21B |
| Book Value Per Share | 81.12 |
| Working Capital | -280.79M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$1.91 billion and capital expenditures -$4.00 million, giving a free cash flow of -$1.92 billion.
| Operating Cash Flow | -1.91B |
| Capital Expenditures | -4.00M |
| Free Cash Flow | -1.92B |
| FCF Per Share | -$36.86 |
Full Cash Flow StatementMargins
Gross margin is 87.23%, with operating and profit margins of 20.08% and 18.31%.
| Gross Margin | 87.23% |
| Operating Margin | 20.08% |
| Pretax Margin | 20.06% |
| Profit Margin | 18.31% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 0.80%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 0.80% |
| Dividend Growth (YoY) | 20.00% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 12.91% |
| Buyback Yield | -1.06% |
| Shareholder Yield | -0.27% |
| Earnings Yield | 6.32% |
| FCF Yield | -24.26% |
Dividend DetailsAnalyst Forecast
The average price target for PFSI is $151.13, which is -0.55% lower than the current price. The consensus rating is "Buy".
| Price Target | $151.13 |
| Price Target Difference | -0.55% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | 17.20% |
| EPS Growth Forecast (5Y) | 38.12% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
