PFSI Statistics
Total Valuation
PFSI has a market cap or net worth of $6.90 billion. The enterprise value is $25.50 billion.
Important Dates
The last earnings date was Tuesday, October 21, 2025, after market close.
| Earnings Date | Oct 21, 2025 |
| Ex-Dividend Date | Nov 17, 2025 |
Share Statistics
PFSI has 51.88 million shares outstanding. The number of shares has increased by 1.05% in one year.
| Current Share Class | 51.88M |
| Shares Outstanding | 51.88M |
| Shares Change (YoY) | +1.05% |
| Shares Change (QoQ) | +0.45% |
| Owned by Insiders (%) | 4.29% |
| Owned by Institutions (%) | 82.69% |
| Float | 27.13M |
Valuation Ratios
The trailing PE ratio is 14.31 and the forward PE ratio is 8.90.
| PE Ratio | 14.31 |
| Forward PE | 8.90 |
| PS Ratio | 2.31 |
| Forward PS | 2.67 |
| PB Ratio | 1.64 |
| P/TBV Ratio | 1.64 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 51.13 |
| EV / Sales | 8.60 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.95, with a Debt / Equity ratio of 4.62.
| Current Ratio | 0.95 |
| Quick Ratio | 0.42 |
| Debt / Equity | 4.62 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.55%.
| Return on Equity (ROE) | 12.55% |
| Return on Assets (ROA) | 2.07% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $665,683 |
| Profits Per Employee | $111,949 |
| Employee Count | 4,455 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFSI has paid $47.64 million in taxes.
| Income Tax | 47.64M |
| Effective Tax Rate | 8.72% |
Stock Price Statistics
The stock price has increased by +31.80% in the last 52 weeks. The beta is 1.59, so PFSI's price volatility has been higher than the market average.
| Beta (5Y) | 1.59 |
| 52-Week Price Change | +31.80% |
| 50-Day Moving Average | 118.97 |
| 200-Day Moving Average | 104.51 |
| Relative Strength Index (RSI) | 70.12 |
| Average Volume (20 Days) | 423,905 |
Short Selling Information
The latest short interest is 1.83 million, so 3.52% of the outstanding shares have been sold short.
| Short Interest | 1.83M |
| Short Previous Month | 1.91M |
| Short % of Shares Out | 3.52% |
| Short % of Float | 6.73% |
| Short Ratio (days to cover) | 4.93 |
Income Statement
In the last 12 months, PFSI had revenue of $2.97 billion and earned $498.74 million in profits. Earnings per share was $9.29.
| Revenue | 2.97B |
| Gross Profit | 2.62B |
| Operating Income | 547.91M |
| Pretax Income | 546.38M |
| Net Income | 498.74M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $9.29 |
Full Income StatementBalance Sheet
The company has $824.00 million in cash and $19.43 billion in debt, giving a net cash position of -$18.60 billion or -$358.58 per share.
| Cash & Cash Equivalents | 824.00M |
| Total Debt | 19.43B |
| Net Cash | -18.60B |
| Net Cash Per Share | -$358.58 |
| Equity (Book Value) | 4.21B |
| Book Value Per Share | 81.12 |
| Working Capital | -730.72M |
Full Balance SheetMargins
Gross margin is 88.27%, with operating and profit margins of 18.48% and 16.82%.
| Gross Margin | 88.27% |
| Operating Margin | 18.48% |
| Pretax Margin | 18.42% |
| Profit Margin | 16.82% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 0.90%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 0.90% |
| Dividend Growth (YoY) | 20.00% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 12.91% |
| Buyback Yield | -1.05% |
| Shareholder Yield | -0.15% |
| Earnings Yield | 7.23% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for PFSI is $138.67, which is 4.30% higher than the current price. The consensus rating is "Buy".
| Price Target | $138.67 |
| Price Target Difference | 4.30% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
