PFSI Statistics
Total Valuation
PFSI has a market cap or net worth of $6.65 billion. The enterprise value is $25.26 billion.
| Market Cap | 6.65B |
| Enterprise Value | 25.26B |
Important Dates
The last earnings date was Tuesday, October 21, 2025, after market close.
| Earnings Date | Oct 21, 2025 |
| Ex-Dividend Date | Nov 17, 2025 |
Share Statistics
PFSI has 51.97 million shares outstanding. The number of shares has increased by 1.06% in one year.
| Current Share Class | 51.97M |
| Shares Outstanding | 51.97M |
| Shares Change (YoY) | +1.06% |
| Shares Change (QoQ) | +0.45% |
| Owned by Insiders (%) | 4.23% |
| Owned by Institutions (%) | 85.42% |
| Float | 27.32M |
Valuation Ratios
The trailing PE ratio is 13.58 and the forward PE ratio is 8.44.
| PE Ratio | 13.58 |
| Forward PE | 8.44 |
| PS Ratio | 2.39 |
| Forward PS | 2.41 |
| PB Ratio | 1.56 |
| P/TBV Ratio | 1.61 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 50.64 |
| EV / Sales | 9.27 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.98, with a Debt / Equity ratio of 4.63.
| Current Ratio | 0.98 |
| Quick Ratio | 0.43 |
| Debt / Equity | 4.63 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.55%.
| Return on Equity (ROE) | 12.55% |
| Return on Assets (ROA) | 2.07% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $611,326 |
| Profits Per Employee | $111,949 |
| Employee Count | 4,455 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFSI has paid $47.64 million in taxes.
| Income Tax | 47.64M |
| Effective Tax Rate | 8.72% |
Stock Price Statistics
The stock price has increased by +22.92% in the last 52 weeks. The beta is 1.59, so PFSI's price volatility has been higher than the market average.
| Beta (5Y) | 1.59 |
| 52-Week Price Change | +22.92% |
| 50-Day Moving Average | 124.12 |
| 200-Day Moving Average | 106.39 |
| Relative Strength Index (RSI) | 52.88 |
| Average Volume (20 Days) | 283,396 |
Short Selling Information
The latest short interest is 1.86 million, so 3.59% of the outstanding shares have been sold short.
| Short Interest | 1.86M |
| Short Previous Month | 1.84M |
| Short % of Shares Out | 3.59% |
| Short % of Float | 6.82% |
| Short Ratio (days to cover) | 4.67 |
Income Statement
In the last 12 months, PFSI had revenue of $2.72 billion and earned $498.74 million in profits. Earnings per share was $9.30.
| Revenue | 2.72B |
| Gross Profit | 2.38B |
| Operating Income | 546.82M |
| Pretax Income | 546.38M |
| Net Income | 498.74M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $9.30 |
Balance Sheet
The company has $824.00 million in cash and $19.48 billion in debt, giving a net cash position of -$18.65 billion or -$358.98 per share.
| Cash & Cash Equivalents | 824.00M |
| Total Debt | 19.48B |
| Net Cash | -18.65B |
| Net Cash Per Share | -$358.98 |
| Equity (Book Value) | 4.21B |
| Book Value Per Share | 81.12 |
| Working Capital | -280.79M |
Cash Flow
In the last 12 months, operating cash flow was -$1.91 billion and capital expenditures -$4.00 million, giving a free cash flow of -$1.92 billion.
| Operating Cash Flow | -1.91B |
| Capital Expenditures | -4.00M |
| Free Cash Flow | -1.92B |
| FCF Per Share | -$36.86 |
Margins
Gross margin is 87.23%, with operating and profit margins of 20.08% and 18.31%.
| Gross Margin | 87.23% |
| Operating Margin | 20.08% |
| Pretax Margin | 20.06% |
| Profit Margin | 18.31% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 0.95%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 0.95% |
| Dividend Growth (YoY) | 20.00% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 12.91% |
| Buyback Yield | -1.06% |
| Shareholder Yield | -0.12% |
| Earnings Yield | 7.55% |
| FCF Yield | -29.01% |
Analyst Forecast
The average price target for PFSI is $138.67, which is 8.39% higher than the current price. The consensus rating is "Buy".
| Price Target | $138.67 |
| Price Target Difference | 8.39% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |