PFSI Statistics
Total Valuation
PFSI has a market cap or net worth of $4.79 billion. The enterprise value is $27.37 billion.
Important Dates
The last earnings date was Thursday, January 29, 2026, after market close.
| Earnings Date | Jan 29, 2026 |
| Ex-Dividend Date | Feb 13, 2026 |
Share Statistics
PFSI has 52.06 million shares outstanding. The number of shares has increased by 0.99% in one year.
| Current Share Class | 52.06M |
| Shares Outstanding | 52.06M |
| Shares Change (YoY) | +0.99% |
| Shares Change (QoQ) | +0.54% |
| Owned by Insiders (%) | 3.99% |
| Owned by Institutions (%) | 84.02% |
| Float | 27.50M |
Valuation Ratios
The trailing PE ratio is 9.89 and the forward PE ratio is 8.08.
| PE Ratio | 9.89 |
| Forward PE | 8.08 |
| PS Ratio | 1.38 |
| Forward PS | 1.74 |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.11 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 54.63 |
| EV / Sales | 7.91 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.94, with a Debt / Equity ratio of 5.35.
| Current Ratio | 0.94 |
| Quick Ratio | 0.42 |
| Debt / Equity | 5.35 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.31% and return on invested capital (ROIC) is 1.96%.
| Return on Equity (ROE) | 12.31% |
| Return on Assets (ROA) | 1.81% |
| Return on Invested Capital (ROIC) | 1.96% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.19% |
| Revenue Per Employee | $706,085 |
| Profits Per Employee | $102,261 |
| Employee Count | 4,900 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFSI has paid $50.34 million in taxes.
| Income Tax | 50.34M |
| Effective Tax Rate | 9.13% |
Stock Price Statistics
The stock price has decreased by -7.86% in the last 52 weeks. The beta is 1.54, so PFSI's price volatility has been higher than the market average.
| Beta (5Y) | 1.54 |
| 52-Week Price Change | -7.86% |
| 50-Day Moving Average | 129.06 |
| 200-Day Moving Average | 114.87 |
| Relative Strength Index (RSI) | 24.85 |
| Average Volume (20 Days) | 1,311,019 |
Short Selling Information
The latest short interest is 1.33 million, so 2.55% of the outstanding shares have been sold short.
| Short Interest | 1.33M |
| Short Previous Month | 1.16M |
| Short % of Shares Out | 2.55% |
| Short % of Float | 4.83% |
| Short Ratio (days to cover) | 1.99 |
Income Statement
In the last 12 months, PFSI had revenue of $3.46 billion and earned $501.08 million in profits. Earnings per share was $9.30.
| Revenue | 3.46B |
| Gross Profit | 3.09B |
| Operating Income | 551.42M |
| Pretax Income | 551.42M |
| Net Income | 501.08M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $9.30 |
Full Income StatementBalance Sheet
The company has $489.46 million in cash and $23.07 billion in debt, with a net cash position of -$22.58 billion or -$433.81 per share.
| Cash & Cash Equivalents | 489.46M |
| Total Debt | 23.07B |
| Net Cash | -22.58B |
| Net Cash Per Share | -$433.81 |
| Equity (Book Value) | 4.31B |
| Book Value Per Share | 82.77 |
| Working Capital | -1.11B |
Full Balance SheetMargins
Gross margin is 89.17%, with operating and profit margins of 15.94% and 14.48%.
| Gross Margin | 89.17% |
| Operating Margin | 15.94% |
| Pretax Margin | 15.94% |
| Profit Margin | 14.48% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 1.30%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 1.30% |
| Dividend Growth (YoY) | 9.09% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 12.90% |
| Buyback Yield | -0.99% |
| Shareholder Yield | 0.32% |
| Earnings Yield | 10.46% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for PFSI is $139.13, which is 51.21% higher than the current price. The consensus rating is "Buy".
| Price Target | $139.13 |
| Price Target Difference | 51.21% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
