Pagaya Technologies Ltd. (PGY)

NASDAQ: PGY · Real-Time Price · USD

21.92

-0.31 (-1.42%)

At close: Aug 4, 2026, 4:00 PM EDT

21.81

-0.11 (-0.52%)

After-hours: Aug 4, 2026, 6:59 PM EDT

Pagaya Technologies Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Transaction-Based Revenues	-	-	-	-	685.41	445.87
Net Interest Income	69.89	48.43	32.29	38.75	57.76	28.88
Net Interest Income Growth	101.01%	49.99%	-16.66%	-32.91%	100.01%	312.94%
Other Revenues	-5.48	-8.42	-4.59	0.49	5.76	-0.16
Revenue	1,390	1,301	1,032	812.05	748.93	474.59
Revenue Growth	20.55%	26.07%	27.12%	8.43%	57.81%	379.33%
Cost of Revenue	-	-	-	-	1,000	480.4
Gross Profit	1,390	1,301	1,032	812.05	-251.51	-5.81
Operating Income	345.48	263.83	66.84	-24.4	-251.51	-5.81
Total Non-Operating Income (Expense)	-166.82	-131.79	-404.35	-131.32	-24.87	-55.84
Pretax Income	98.69	51.63	-421.12	-181.17	-276.37	-61.65
Provision for Income Taxes	-20.12	-19.75	24.58	15.57	16.4	7.88
Net Income	118.81	71.37	-445.7	-196.74	-292.77	-69.52
Minority Interest in Earnings	-8	-10.02	-44.29	-68.3	9.55	21.63
Net Income to Common	126.81	81.39	-401.41	-128.44	-302.32	-91.15
Net Income Growth	-	-	-	-	-	-
Shares Outstanding (Basic)	82	78	71	60	38	16
Shares Outstanding (Diluted)	97	83	71	60	38	16
Shares Change	26.73%	17.24%	18.06%	56.95%	135.03%	1369.82%
EPS (Basic)	1.50	0.99	-5.66	-2.14	-8.22	-8.25
EPS (Diluted)	1.36	0.93	-5.66	-2.14	-8.22	-8.25
EPS Growth	-	-	-	-	-	-
Free Cash Flow	177.08	224.72	30.01	-41.85	-62.41	43.19
Free Cash Flow Growth	1435.52%	648.71%	-	-	-	1266.68%
Free Cash Flow Per Share	1.83	2.70	0.42	-0.70	-1.63	2.65
Gross Margin	100.00%	100.00%	100.00%	100.00%	-33.58%	-1.22%
Operating Margin	24.86%	20.27%	6.48%	-3.00%	-33.58%	-1.22%
Profit Margin	8.55%	5.48%	-43.18%	-24.23%	-39.09%	-14.65%
FCF Margin	12.74%	17.27%	2.91%	-5.15%	-8.33%	9.10%
EBITDA	368.02	293.9	95.59	-5.27	-245.21	-4.99
EBITDA Margin	26.48%	22.58%	9.26%	-0.65%	-32.74%	-1.05%
EBIT	345.48	263.83	66.84	-24.4	-251.51	-5.81
EBIT Margin	24.86%	20.27%	6.48%	-3.00%	-33.58%	-1.22%
Effective Tax Rate	-20.39%	-38.25%	-5.84%	-8.59%	-5.93%	-12.77%

SEC Filings: 10-K · 10-Q