Skip to main content
logo
Palomar Holdings, Inc. (PLMR)
NASDAQ: PLMR · Real-Time Price · USD
144.04
+1.83 (1.29%)
At close: Nov 4, 2026, 4:00 PM EST
148.50
+4.46 (3.10%)
Pre-market: Nov 5, 2026, 4:18 AM EST

Palomar Holdings Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Net Income
52.5942.9556.1751.4646.5342.9234.9730.525.7326.3825.918.4317.5617.3118.764.2914.5914.5416.63
Depreciation & Amortization
9.186.061.531.351.350.710.540.390.390.390.610.390.390.310.570.310.310.320.74
Other Amortization
--4---3.4---2.8---2.6---2.1
Gain (Loss) on Sale of Assets
--0.03----------------
Gain (Loss) on Sale of Investments
---11.89----5.51----2.95---9.37---1.15
Stock-Based Compensation
--21.01---16.69---14.91---11.62---5.58
Change in Accounts Receivable
---147.07----43.75----99.11----74.85----39.17
Reinsurance Recoverable
---73.54----118.37----83.18----36.3----52.59
Change in Accounts Payable
---6.89---29.18---15.67---5.43----0.95
Change in Unearned Revenue
--240.86---144.59---125.79---186.65---101.18
Change in Income Taxes
-------7.26---7.26--------
Change in Insurance Reserves / Liabilities
--178.06---161.11---110.86---58.05---44.33
Change in Other Net Operating Assets
---56.44----29.29----88.11----150.84----22.87
Other Operating Activities
105.4-1.98-155.4630.847343.55-102.6369.3829.016.35-42.2751.81-12.19-0.19-63.717.1518.7134.34-6.47
Operating Cash Flow
167.1747.03117.4283.64120.8887.1872.64100.2755.1333.1322.2770.635.7717.4475.0411.7533.6149.1950.78
Operating Cash Flow Growth (YoY)
38.30%-46.06%61.65%-16.58%119.27%163.19%226.16%41.96%856.07%89.97%-70.32%501.39%-82.84%-64.55%47.76%-73.37%461.37%-281.18%

Investing Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Capital Expenditures
-0.42--0.02-0.05-0.03-0.04-0.05-0.19---0-0.02--0.01-0.04-0.26-0.01-
Sale of Property, Plant & Equipment
-0.240.120.23---------------
Purchase / Sale of Intangible Assets
-2.07-1.99-1.81-2.11-1.69-1.39-4.18-1.27-1.54-1.31-1.42-1.52-2.15-1.66-1.49-1.38-1.35-1.4-1.22
Cash Acquisitions
--246.322.92--37.48-24.03----0--5.54-0-0-0.02--
Investment in Securities
-106.73-122.81-124.24-22.32-114.71-26.3-78.62-175.45-27.14-15.03-27.43-45.21-11.3-33.19-32.95-18.5-52.69-45.76-42.64
Other Investing Activities
-10.52-2.5-0.56.51-6.84-0.21.49-2.970.01-4.53-4.53-0.95-0.95-7.84-7.841.48
Investing Cash Flow
-119.73-373.38-123.55-17.74-160.75-51.94-81.36-179.88-28.67-16.33-24.32-51.25-19.01-33.9-35.39-19.93-46.48-55.02-42.38

Financing Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Long-Term Debt Issued
-297.43-----------35---15-
Total Debt Issued
2.57297.43-15--------18.8-35103.4815-
Total Debt Repaid
-1.88---15-----43-9.6---------
Net Debt Issued (Repaid)
0.69297.43-------43-9.6--18.8-35103.4815-
Issuance of Common Stock
0.460.770.410.720.892.91.96117.262.112.290.660.670.220.490.110.821.720.390.34
Repurchases of Common Stock
-41.02-23.09-0.01-37.28-------0.13-6.57-8.74-6.83-11.14-3-7.28-12.99-
Other Financing Activities
-2.57---0.01--0.13-------------
Financing Cash Flow
-41.3276.021.26-35.461.863.552.68118.18-40.2-6.880.62-24.7-8.5228.66-1.031.222.442.40.34

Net Cash Flow

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Miscellaneous Cash Flow Adjustments
----------------0-0-
Net Cash Flow
6.15-50.34-4.8730.45-38.0138.79-6.0538.57-13.759.91-1.44-5.32-21.7612.238.62-6.96-10.43-3.438.74

Free Cash Flow

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Free Cash Flow
166.7647.03117.3983.59120.8587.1572.59100.0755.1333.1322.2770.645.7517.4475.0311.7133.3549.1850.78
Free Cash Flow Growth (YoY)
37.99%-46.04%61.73%-16.47%119.22%163.09%225.95%41.67%859.23%89.97%-70.32%503.48%-82.77%-64.55%47.75%-73.46%458.70%-444.13%
Free Cash Flow Margin
53.04%16.86%46.33%34.17%59.44%49.90%46.60%67.39%42.06%27.94%21.13%77.68%6.36%19.55%84.66%14.51%41.86%62.97%69.41%
Free Cash Flow Per Share
6.161.724.303.054.373.182.673.782.151.300.882.800.230.692.920.451.291.901.95
Levered Free Cash Flow
201.9197.6250.28120.13160.3223.16141.8289.3267.51-6.95107.6379.7411.43-6.55136.7759.8679.3849.1976.37
Unlevered Free Cash Flow
204.99199.5950.33120.22160.3723.22141.8889.3867.65-6.49108.1480.2812.1-5.91137.0260.0379.4549.2476.4

Additional Metrics

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Cash Interest Paid
7.320.220.060.110.060.060.080.060.190.711.250.391.021.020.350.35---
Cash Income Tax Paid
26.950.18-13.5224.710.01-5.5717.176.560.035.4415.6500.0218.87---
Change in Working Capital
--202.03---125.2---23.27---95.82---31.05
SEC Filings: 10-K · 10-Q