Palomar Holdings, Inc. (PLMR)
NASDAQ: PLMR · Real-Time Price · USD
144.04
+1.83 (1.29%)
At close: Nov 4, 2026, 4:00 PM EST
148.50
+4.46 (3.10%)
Pre-market: Nov 5, 2026, 4:18 AM EST
Palomar Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 365.39 | 286.95 | 261.44 | 233.46 | 225.15 | 179.96 | 164.07 | 144.89 | 135.65 | 122.29 | 107.87 | 93.75 | 85.82 | 83.11 | 83.24 | 82.23 | 77.94 | 80.27 | 76.03 | 67.84 |
Total Interest & Dividend Income | 22.41 | 19.95 | 17.98 | 15.99 | 14.57 | 13.37 | 12.07 | 11.32 | 9.41 | 7.96 | 7.14 | 7.02 | 6.03 | 5.54 | 5.12 | 4.42 | 3.74 | 3.14 | 2.58 | 2.43 |
Gain (Loss) on Sale of Investments | -2.69 | 6.75 | -1.89 | 2.37 | 3.49 | 8.31 | -2.34 | -1.2 | 2.73 | 0.03 | 3 | 3.04 | -1.38 | 1.13 | 0.15 | 0.84 | -2.36 | -4.74 | -1.28 | 2.03 |
Other Revenue | 1.49 | 0.77 | 1.41 | 1.54 | 1.45 | 1.68 | 0.83 | 0.75 | 0.72 | 0.79 | 0.53 | 1.59 | 0.47 | 0.62 | 0.7 | 1.14 | 1.36 | 0.99 | 0.78 | 0.87 |
| 386.59 | 314.42 | 278.94 | 253.36 | 244.66 | 203.31 | 174.63 | 155.76 | 148.5 | 131.07 | 118.54 | 105.39 | 90.94 | 90.4 | 89.2 | 88.63 | 80.69 | 79.66 | 78.11 | 73.17 | |
Revenue Growth (YoY) | 58.01% | 54.65% | 59.73% | 62.67% | 64.75% | 55.12% | 47.33% | 47.79% | 63.31% | 44.99% | 32.88% | 18.92% | 12.69% | 13.48% | 14.20% | 21.12% | 19.26% | 38.02% | 58.62% | 73.00% |
Policy Benefits | 151.65 | 98.99 | 87.1 | 70.86 | 72.81 | 46.18 | 38.74 | 37.18 | 40.32 | 30.43 | 26.84 | 17.9 | 16.14 | 17.91 | 20.65 | 18.42 | 30.9 | 14.4 | 14.95 | 10.17 |
Policy Acquisition & Underwriting Costs | 145.07 | 133.25 | 126.44 | 104.22 | 99.2 | 91.82 | 77.35 | 68.75 | 65.48 | 63.07 | 52.78 | 49.04 | 45.81 | 44.71 | 41.45 | 41.76 | 41.23 | 44.15 | 41.22 | 39.35 |
Total Operating Expenses | 296.72 | 239.67 | 222.32 | 180.62 | 177.39 | 143.35 | 120.84 | 110.71 | 109.91 | 97.47 | 83.44 | 71.11 | 65.53 | 66.31 | 65.55 | 63.25 | 75.22 | 61.26 | 58.93 | 51.74 |
Operating Income | 89.87 | 74.75 | 56.62 | 72.75 | 67.27 | 59.97 | 53.8 | 45.05 | 38.59 | 33.6 | 35.1 | 34.28 | 25.4 | 24.08 | 23.65 | 25.38 | 5.47 | 18.4 | 19.18 | 21.43 |
Interest Expense | -5.14 | -4.95 | -3.16 | -0.09 | -0.13 | -0.09 | -0.09 | -0.09 | -0.09 | -0.23 | -0.74 | -0.82 | -0.87 | -1.06 | -1.02 | -0.4 | -0.27 | -0.11 | -0.09 | -0.04 |
Pretax Income | 84.73 | 69.8 | 53.46 | 72.66 | 67.14 | 59.88 | 53.71 | 44.96 | 38.5 | 33.37 | 34.36 | 33.46 | 24.54 | 23.02 | 22.63 | 24.98 | 5.2 | 18.29 | 19.08 | 21.39 |
Income Tax Expense | 19.4 | 17.21 | 10.51 | 16.49 | 15.68 | 13.35 | 10.79 | 10 | 8.01 | 7.65 | 7.97 | 7.56 | 6.1 | 5.46 | 5.32 | 6.22 | 0.91 | 3.7 | 4.55 | 4.76 |
Net Income | 65.34 | 52.59 | 42.95 | 56.17 | 51.46 | 46.53 | 42.92 | 34.97 | 30.5 | 25.73 | 26.38 | 25.9 | 18.43 | 17.56 | 17.31 | 18.76 | 4.29 | 14.59 | 14.54 | 16.63 |
Net Income to Common | 65.34 | 52.59 | 42.95 | 56.17 | 51.46 | 46.53 | 42.92 | 34.97 | 30.5 | 25.73 | 26.38 | 25.9 | 18.43 | 17.56 | 17.31 | 18.76 | 4.29 | 14.59 | 14.54 | 16.63 |
Net Income Growth (YoY) | 26.97% | 13.03% | 0.06% | 60.63% | 68.72% | 80.84% | 62.69% | 35.02% | 65.46% | 46.50% | 52.38% | 38.05% | 330.05% | 20.38% | 19.10% | 12.79% | 1642.28% | 18.22% | -12.59% | - |
Shares Outstanding (Basic) | 26 | 26 | 27 | 27 | 27 | 27 | 27 | 26 | 26 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 |
Shares Outstanding (Diluted) | 27 | 27 | 27 | 27 | 27 | 28 | 27 | 27 | 26 | 26 | 25 | 25 | 25 | 25 | 25 | 26 | 26 | 26 | 26 | 26 |
Shares Change (YoY) | -1.64% | -2.07% | -0.22% | 0.43% | 3.65% | 7.85% | 7.58% | 7.65% | 4.89% | 1.22% | 0.10% | -1.78% | -2.10% | -1.70% | -1.76% | -1.21% | -0.98% | -1.37% | -1.36% | 2.06% |
EPS (Basic) | 2.48 | 2.00 | 1.62 | 2.12 | 1.93 | 1.74 | 1.61 | 1.32 | 1.18 | 1.03 | 1.06 | 1.05 | 0.75 | 0.71 | 0.69 | 0.74 | 0.17 | 0.58 | 0.57 | 0.65 |
EPS (Diluted) | 2.42 | 1.94 | 1.57 | 2.05 | 1.87 | 1.68 | 1.57 | 1.28 | 1.15 | 1.00 | 1.04 | 1.03 | 0.73 | 0.69 | 0.68 | 0.73 | 0.17 | 0.57 | 0.56 | 0.64 |
EPS Growth (YoY) | 29.41% | 15.48% | 0% | 59.90% | 62.61% | 68.00% | 50.96% | 24.53% | 57.53% | 44.93% | 52.94% | 41.01% | 329.41% | 21.05% | 21.43% | 14.13% | 1654.56% | 21.28% | -11.11% | - |
Additional Metrics
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | 166.76 | 47.03 | 117.39 | 83.59 | 120.85 | 87.15 | 72.59 | 100.07 | 55.13 | 33.13 | 22.27 | 70.64 | 5.75 | 17.44 | 75.03 | 11.71 | 33.35 | 49.18 | 50.78 |
Free Cash Flow Per Share | - | 6.16 | 1.72 | 4.30 | 3.05 | 4.37 | 3.18 | 2.67 | 3.78 | 2.15 | 1.30 | 0.88 | 2.80 | 0.23 | 0.69 | 2.92 | 0.45 | 1.29 | 1.90 | 1.95 |
Operating Margin | 23.25% | 23.77% | 20.30% | 28.71% | 27.50% | 29.49% | 30.81% | 28.92% | 25.99% | 25.64% | 29.61% | 32.53% | 27.93% | 26.64% | 26.51% | 28.63% | 6.78% | 23.10% | 24.55% | 29.29% |
Profit Margin | 16.90% | 16.73% | 15.40% | 22.17% | 21.03% | 22.88% | 24.58% | 22.45% | 20.54% | 19.63% | 22.26% | 24.57% | 20.27% | 19.43% | 19.41% | 21.17% | 5.31% | 18.31% | 18.61% | 22.73% |
Free Cash Flow Margin | - | 53.04% | 16.86% | 46.33% | 34.17% | 59.44% | 49.90% | 46.60% | 67.39% | 42.06% | 27.94% | 21.13% | 77.68% | 6.36% | 19.55% | 84.66% | 14.51% | 41.86% | 62.97% | 69.41% |
EBITDA | 99.05 | 83.93 | 62.67 | 74.27 | 68.62 | 61.31 | 54.51 | 45.59 | 38.98 | 33.99 | 35.49 | 34.89 | 25.79 | 24.47 | 23.96 | 25.95 | 5.78 | 18.72 | 19.49 | 22.17 |
EBITDA Margin | 25.62% | 26.69% | 22.47% | 29.32% | 28.05% | 30.16% | 31.21% | 29.27% | 26.25% | 25.93% | 29.94% | 33.11% | 28.36% | 27.07% | 26.86% | 29.28% | 7.17% | 23.50% | 24.95% | 30.30% |
D&A For EBITDA | 9.18 | 9.18 | 6.06 | 1.53 | 1.35 | 1.35 | 0.71 | 0.54 | 0.39 | 0.39 | 0.39 | 0.61 | 0.39 | 0.39 | 0.31 | 0.57 | 0.31 | 0.31 | 0.32 | 0.74 |
EBIT | 89.87 | 74.75 | 56.62 | 72.75 | 67.27 | 59.97 | 53.8 | 45.05 | 38.59 | 33.6 | 35.1 | 34.28 | 25.4 | 24.08 | 23.65 | 25.38 | 5.47 | 18.4 | 19.18 | 21.43 |
EBIT Margin | 23.25% | 23.77% | 20.30% | 28.71% | 27.50% | 29.49% | 30.81% | 28.92% | 25.99% | 25.64% | 29.61% | 32.53% | 27.93% | 26.64% | 26.51% | 28.63% | 6.78% | 23.10% | 24.55% | 29.29% |
Effective Tax Rate | 22.89% | 24.66% | 19.67% | 22.70% | 23.36% | 22.30% | 20.09% | 22.24% | 20.79% | 22.91% | 23.21% | 22.61% | 24.88% | 23.71% | 23.49% | 24.89% | 17.54% | 20.25% | 23.83% | 22.26% |
Revenue as Reported | 386.59 | 314.42 | 278.94 | 253.36 | 244.66 | 203.31 | 174.63 | 155.76 | 148.5 | 131.07 | 118.54 | 105.39 | 90.94 | 90.4 | 89.2 | 88.63 | 80.69 | 79.66 | 78.11 | 73.17 |