Provident Financial Holdings, Inc. (PROV)

NASDAQ: PROV · Real-Time Price · USD

16.03

0.00 (0.00%)

At close: Mar 10, 2026, 4:00 PM EDT

15.91

-0.12 (-0.75%)

After-hours: Mar 10, 2026, 4:10 PM EDT

PROV Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Revenue	60.14	60.16	58.67	50.07	39.45	39.77
Revenue Growth (YoY)	0.44%	2.53%	17.18%	26.92%	-0.83%	-15.33%
Cost of Revenue	17.69	21.16	19.81	9.01	3.14	4.56
Gross Profit	42.45	39	38.86	41.06	36.31	35.21
Selling, General & Admin	24.92	24.93	23.47	23.32	21.08	20.9
Depreciation & Amortization Expenses	1.71	1.54	1.31	1.15	1.28	1.15
Other Operating Expenses	3.09	3.65	3.7	4.17	1.09	2.97
Total Operating Expenses	29.72	30.13	28.48	28.64	23.45	25.03
Operating Income	9.75	8.87	10.39	12.42	12.86	10.19
Pretax Income	9.75	8.87	10.39	12.42	12.86	10.19
Provision for Income Taxes	3.15	2.62	3.04	3.82	3.77	2.63
Net Income	6.6	6.26	7.35	8.59	9.09	7.56
Net Income to Common	6.6	6.26	7.35	8.59	9.09	7.56
Net Income Growth	6.11%	-14.91%	-14.44%	-5.51%	20.26%	-1.67%
Shares Outstanding (Basic)	7	7	7	7	7	7
Shares Outstanding (Diluted)	7	7	7	7	7	8
Shares Change (YoY)	-3.43%	-2.85%	-3.62%	-3.13%	-1.43%	-0.20%
EPS (Basic)	1.01	0.93	1.06	1.20	1.23	1.01
EPS (Diluted)	0.99	0.93	1.06	1.19	1.22	1.00
EPS Growth	8.79%	-12.26%	-10.92%	-2.46%	22.00%	-0.99%
Free Cash Flow	8.94	8.16	4.1	15.58	11.63	11.35
Free Cash Flow Growth	9.68%	99.10%	-73.72%	34.02%	2.47%	46.90%
Free Cash Flow Per Share	1.35	1.21	0.59	-	-	-
Dividends Per Share	0.560	0.560	0.560	0.560	0.560	0.560
Gross Margin	65.62%	64.83%	66.24%	82.01%	92.05%	88.53%
Operating Margin	16.20%	14.75%	17.70%	24.80%	32.60%	25.61%
Profit Margin	10.97%	10.40%	12.53%	17.16%	23.05%	19.01%
FCF Margin	14.87%	13.56%	6.98%	31.13%	29.48%	28.53%
EBITDA	13.25	12.36	13.54	15.6	17.71	16.45
EBITDA Margin	22.03%	20.55%	23.08%	31.17%	44.89%	41.37%
EBIT	9.75	8.87	10.39	12.42	12.86	10.19
EBIT Margin	16.20%	14.75%	17.70%	24.80%	32.60%	25.61%
Effective Tax Rate	32.27%	29.51%	29.23%	30.80%	29.28%	25.78%

Updated Jan 27, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q