Provident Financial Holdings, Inc. (PROV)
NASDAQ: PROV · Real-Time Price · USD
15.05
+0.06 (0.40%)
May 9, 2025, 10:44 AM - Market open
PROV Income Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | Jun '20 Jun 30, 2020 | 2015 - 2019 |
| Interest Income on Loans | 52.27 | 50.19 | 42.19 | 32.16 | 32.86 | 39.15 | Upgrade
|
| Interest Income on Investments | 4.17 | 4.54 | 3.8 | 2.57 | 2.35 | 3.31 | Upgrade
|
| Total Interest Income | 56.44 | 54.73 | 45.99 | 34.73 | 35.2 | 42.46 | Upgrade
|
| Interest Paid on Deposits | 11.08 | 9.67 | 3.15 | 1.14 | 1.75 | 2.94 | Upgrade
|
| Interest Paid on Borrowings | 10.33 | 10.14 | 5.86 | 1.99 | 2.82 | 3.11 | Upgrade
|
| Total Interest Expense | 21.4 | 19.81 | 9.01 | 3.14 | 4.56 | 6.06 | Upgrade
|
| Net Interest Income | 35.04 | 34.92 | 36.99 | 31.6 | 30.64 | 36.4 | Upgrade
|
| Net Interest Income Growth (YoY) | -1.87% | -5.58% | 17.06% | 3.12% | -15.83% | -4.63% | Upgrade
|
| Other Non-Interest Income | 2.98 | 2.79 | 2.78 | 3.41 | 3.33 | 2.91 | Upgrade
|
| Total Non-Interest Income | 4.12 | 3.94 | 4.08 | 4.72 | 4.57 | 4.52 | Upgrade
|
| Non-Interest Income Growth (YoY) | 14.10% | -3.29% | -13.59% | 3.13% | 1.17% | -63.87% | Upgrade
|
| Revenues Before Loan Losses | 39.16 | 38.86 | 41.06 | 36.31 | 35.21 | 40.92 | Upgrade
|
| Provision for Loan Losses | -0.51 | -0.06 | 0.37 | -2.46 | -0.71 | 1.12 | Upgrade
|
| Revenue | 39.67 | 38.93 | 40.69 | 38.77 | 35.92 | 39.8 | Upgrade
|
| Revenue Growth (YoY) | 0.63% | -4.32% | 4.93% | 7.94% | -9.75% | -22.20% | Upgrade
|
| Salaries and Employee Benefits | 18.41 | 17.4 | 16.55 | 15.04 | 13.28 | 17.36 | Upgrade
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| Federal Deposit Insurance | 0.75 | 0.78 | 0.66 | 0.54 | 0.55 | 0.23 | Upgrade
|
| Selling, General & Administrative | 7.7 | 7.37 | 7.92 | 7.33 | 8.77 | 8.36 | Upgrade
|
| Other Non-Interest Expense | 3.48 | 2.98 | 3.14 | 3.01 | 3.13 | 2.95 | Upgrade
|
| Total Non-Interest Expense | 30.35 | 28.54 | 28.27 | 25.92 | 25.73 | 28.9 | Upgrade
|
| EBT Excluding Unusual Items | 9.33 | 10.39 | 12.42 | 12.86 | 10.19 | 10.9 | Upgrade
|
| Pretax Income | 9.33 | 10.39 | 12.42 | 12.86 | 10.19 | 10.9 | Upgrade
|
| Income Tax Expense | 2.74 | 3.04 | 3.82 | 3.77 | 2.63 | 3.21 | Upgrade
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| Net Income | 6.58 | 7.35 | 8.59 | 9.09 | 7.56 | 7.69 | Upgrade
|
| Net Income to Common | 6.58 | 7.35 | 8.59 | 9.09 | 7.56 | 7.69 | Upgrade
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| Net Income Growth | -8.66% | -14.44% | -5.51% | 20.26% | -1.67% | 74.08% | Upgrade
|
| Basic Shares Outstanding | 7 | 7 | 7 | 7 | 7 | 7 | Upgrade
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| Diluted Shares Outstanding | 7 | 7 | 7 | 7 | 8 | 8 | Upgrade
|
| Shares Change (YoY) | -2.61% | -3.23% | -3.45% | -1.19% | -0.50% | -0.26% | Upgrade
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| EPS (Basic) | 0.97 | 1.06 | 1.20 | 1.23 | 1.01 | 1.03 | Upgrade
|
| EPS (Diluted) | 0.97 | 1.06 | 1.19 | 1.22 | 1.00 | 1.01 | Upgrade
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| EPS Growth | -4.74% | -11.03% | -2.46% | 22.00% | -0.99% | 74.14% | Upgrade
|
| Dividend Per Share | 0.560 | 0.560 | 0.560 | 0.560 | 0.560 | 0.560 | Upgrade
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| Effective Tax Rate | 29.42% | 29.23% | 30.80% | 29.28% | 25.78% | 29.47% | Upgrade
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Updated Feb 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.