Provident Financial Holdings, Inc. (PROV)
NASDAQ: PROV · Real-Time Price · USD
15.43
+0.07 (0.46%)
Nov 5, 2024, 9:31 AM EST - Market open
PROV Income Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | Jun '20 Jun 30, 2020 | 2019 - 2015 |
| Interest Income on Loans | 51.04 | 50.19 | 42.19 | 32.16 | 32.86 | 39.15 | Upgrade
|
| Interest Income on Investments | 4.42 | 4.54 | 3.8 | 2.57 | 2.35 | 3.31 | Upgrade
|
| Total Interest Income | 55.46 | 54.73 | 45.99 | 34.73 | 35.2 | 42.46 | Upgrade
|
| Interest Paid on Deposits | 10.61 | 9.67 | 3.15 | 1.14 | 1.75 | 2.94 | Upgrade
|
| Interest Paid on Borrowings | 10.46 | 10.14 | 5.86 | 1.99 | 2.82 | 3.11 | Upgrade
|
| Total Interest Expense | 21.06 | 19.81 | 9.01 | 3.14 | 4.56 | 6.06 | Upgrade
|
| Net Interest Income | 34.4 | 34.92 | 36.99 | 31.6 | 30.64 | 36.4 | Upgrade
|
| Net Interest Income Growth (YoY) | -7.42% | -5.58% | 17.06% | 3.12% | -15.83% | -4.63% | Upgrade
|
| Other Non-Interest Income | 2.93 | 2.79 | 2.78 | 3.41 | 3.33 | 2.91 | Upgrade
|
| Total Non-Interest Income | 4.09 | 3.94 | 4.08 | 4.72 | 4.57 | 4.52 | Upgrade
|
| Non-Interest Income Growth (YoY) | 6.96% | -3.29% | -13.59% | 3.13% | 1.17% | -63.87% | Upgrade
|
| Revenues Before Loan Losses | 38.49 | 38.86 | 41.06 | 36.31 | 35.21 | 40.92 | Upgrade
|
| Provision for Loan Losses | -1.31 | -0.06 | 0.37 | -2.46 | -0.71 | 1.12 | Upgrade
|
| Revenue | 39.79 | 38.93 | 40.69 | 38.77 | 35.92 | 39.8 | Upgrade
|
| Revenue Growth (YoY) | -0.84% | -4.32% | 4.93% | 7.94% | -9.75% | -22.19% | Upgrade
|
| Salaries and Employee Benefits | 17.92 | 17.4 | 16.55 | 15.04 | 13.28 | 17.36 | Upgrade
|
| Federal Deposit Insurance | 0.77 | 0.78 | 0.66 | 0.54 | 0.55 | 0.23 | Upgrade
|
| Selling, General & Administrative | 7.44 | 7.37 | 7.92 | 7.33 | 8.77 | 8.36 | Upgrade
|
| Other Non-Interest Expense | 3.08 | 2.98 | 3.14 | 3.01 | 3.13 | 2.95 | Upgrade
|
| Total Non-Interest Expense | 29.21 | 28.54 | 28.27 | 25.92 | 25.73 | 28.9 | Upgrade
|
| EBT Excluding Unusual Items | 10.59 | 10.39 | 12.42 | 12.86 | 10.19 | 10.9 | Upgrade
|
| Pretax Income | 10.59 | 10.39 | 12.42 | 12.86 | 10.19 | 10.9 | Upgrade
|
| Income Tax Expense | 3.1 | 3.04 | 3.82 | 3.77 | 2.63 | 3.21 | Upgrade
|
| Net Income | 7.49 | 7.35 | 8.59 | 9.09 | 7.56 | 7.69 | Upgrade
|
| Net Income to Common | 7.49 | 7.35 | 8.59 | 9.09 | 7.56 | 7.69 | Upgrade
|
| Net Income Growth | -9.38% | -14.44% | -5.51% | 20.26% | -1.66% | 74.08% | Upgrade
|
| Basic Shares Outstanding | 7 | 7 | 7 | 7 | 7 | 7 | Upgrade
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| Diluted Shares Outstanding | 7 | 7 | 7 | 7 | 8 | 8 | Upgrade
|
| Shares Change (YoY) | -2.85% | -3.23% | -3.45% | -1.19% | -0.50% | -0.26% | Upgrade
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| EPS (Basic) | 1.09 | 1.06 | 1.20 | 1.23 | 1.01 | 1.03 | Upgrade
|
| EPS (Diluted) | 1.09 | 1.06 | 1.19 | 1.22 | 1.00 | 1.01 | Upgrade
|
| EPS Growth | -5.65% | -11.03% | -2.46% | 22.00% | -0.99% | 74.14% | Upgrade
|
| Dividend Per Share | 0.560 | 0.560 | 0.560 | 0.560 | 0.560 | 0.560 | Upgrade
|
| Effective Tax Rate | 29.26% | 29.23% | 30.80% | 29.28% | 25.78% | 29.47% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.