Provident Financial Holdings, Inc. (PROV)

PROV Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Assets

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Cash & Equivalents	53.25	49.21	53.09	51.38	65.85	23.41
Investment Securities	85.25	0.15	0.33	0.46	0.65	1.34
Mortgage-Backed Securities	-	90.37	110.68	131.45	155.84	187.08
Total Investments	85.25	90.52	111.01	131.9	156.49	188.42
Gross Loans	1,037	1,039	1,052	1,060	1,084	945.56
Allowance for Loan Losses	-	-5.85	-6.42	-7.07	-5.95	-5.56
Net Loans	1,037	1,033	1,046	1,053	1,078	939.99
Property, Plant & Equipment	9	9.23	9.32	9.31	9.23	8.83
Accrued Interest Receivable	4.42	4.29	4.22	4.29	3.71	2.97
Other Current Assets	10.67	11.62	11.94	11.63	10.31	13.75
Long-Term Deferred Tax Assets	-	-	-	0.61	0.22	1.43
Total Assets	1,210	1,208	1,246	1,272	1,333	1,187

Liabilities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Accounts Payable	14.74	10.48	11.94	13.5	15.24	15.71
Interest Bearing Deposits	812.38	719.56	714.39	744.94	818.77	769.99
Institutional Deposits	-	103.96	90.82	47.79	28.79	60.43
Non-Interest Bearing Deposits	85.35	86.86	83.57	95.63	103.01	125.09
Total Deposits	897.73	910.38	888.77	888.35	950.57	955.5
Current Portion of Long-Term Debt	-	111.97	163	145.5	150.01	35
Current Portion of Leases	-	0.73	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	-	45.03	50	93	85	50
Long-Term Leases	-	1.42	1.76	1.41	2.17	2
Pension & Post-Retirement Benefits	-	0.7	0.74	0.45	0.27	0.17
Long-Term Deferred Tax Liabilities	-	1.17	0.83	-	-	-
Other Long-Term Liabilities	-	0.05	0.03	0.06	-	-
Total Liabilities	1,085	1,082	1,117	1,142	1,203	1,058

Shareholders' Equity

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Common Stock	0.18	0.18	0.18	0.18	0.18	0.18
Additional Paid-In Capital	99.98	99.78	99.15	98.53	99.51	98.83
Retained Earnings	216.16	215.47	212.4	209.91	207.27	202.68
Treasury Stock	-190.89	-189.22	-183.21	-178.69	-177.24	-173.04
Comprehensive Income & Other	0.01	0.01	0.02	-0	-0.04	0
Shareholders' Equity	125.44	126.22	128.55	129.94	129.69	128.65
Total Liabilities & Equity	1,210	1,208	1,246	1,272	1,333	1,187

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Total Debt	172.04	159.15	214.76	239.91	237.18	87
Net Cash (Debt)	-118.79	-109.94	-161.67	-188.53	-171.33	-63.18
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-18.63	-16.96	-23.91	-27.09	-23.82	-8.48
Filing Date Shares Outstanding	6.11	6.23	6.58	6.86	7.01	7.27
Total Common Shares Outstanding	6.2	6.26	6.58	6.85	7.04	7.29
Book Value Per Share	20.24	20.15	19.54	18.98	18.41	17.66
Tangible Book Value	125.44	126.22	128.55	129.94	129.69	128.65
Tangible Book Value Per Share	20.24	20.15	19.54	18.98	18.41	17.66

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 7, 2026

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