Provident Financial Holdings, Inc. (PROV)
NASDAQ: PROV · Real-Time Price · USD
18.50
-0.12 (-0.64%)
Sep 16, 2026, 4:00 PM EDT - Market closed
PROV Balance Sheet
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Assets
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Cash & Equivalents | 49.21 | 53.09 | 51.38 | 65.85 | 23.41 |
Investment Securities | 0.15 | 0.33 | 0.46 | 0.65 | 1.34 |
Mortgage-Backed Securities | 90.37 | 110.68 | 131.45 | 155.84 | 187.08 |
Total Investments | 90.52 | 111.01 | 131.9 | 156.49 | 188.42 |
Gross Loans | 1,039 | 1,052 | 1,060 | 1,084 | 945.56 |
Allowance for Loan Losses | -5.85 | -6.42 | -7.07 | -5.95 | -5.56 |
Net Loans | 1,033 | 1,046 | 1,053 | 1,078 | 939.99 |
Property, Plant & Equipment | 9.23 | 9.32 | 9.31 | 9.23 | 8.83 |
Accrued Interest Receivable | 4.29 | 4.22 | 4.29 | 3.71 | 2.97 |
Other Current Assets | 11.62 | 11.94 | 11.63 | 10.31 | 13.75 |
Long-Term Deferred Tax Assets | - | - | 0.61 | 0.22 | 1.43 |
Total Assets | 1,208 | 1,246 | 1,272 | 1,333 | 1,187 |
Liabilities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Accounts Payable | 10.48 | 11.94 | 13.5 | 15.24 | 15.71 |
Interest Bearing Deposits | 719.56 | 714.39 | 744.94 | 818.77 | 769.99 |
Institutional Deposits | 103.96 | 90.82 | 47.79 | 28.79 | 60.43 |
Non-Interest Bearing Deposits | 86.86 | 83.57 | 95.63 | 103.01 | 125.09 |
Total Deposits | 910.38 | 888.77 | 888.35 | 950.57 | 955.5 |
Current Portion of Long-Term Debt | 111.97 | 163 | 145.5 | 150.01 | 35 |
Current Portion of Leases | 0.73 | - | - | - | - |
Federal Home Loan Bank Debt, Long-Term | 45.03 | 50 | 93 | 85 | 50 |
Long-Term Leases | 1.42 | 1.76 | 1.41 | 2.17 | 2 |
Pension & Post-Retirement Benefits | 0.7 | 0.74 | 0.45 | 0.27 | 0.17 |
Long-Term Deferred Tax Liabilities | 1.17 | 0.83 | - | - | - |
Other Long-Term Liabilities | 0.05 | 0.03 | 0.06 | - | - |
Total Liabilities | 1,082 | 1,117 | 1,142 | 1,203 | 1,058 |
Shareholders' Equity
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Common Stock | 0.18 | 0.18 | 0.18 | 0.18 | 0.18 |
Additional Paid-In Capital | 99.78 | 99.15 | 98.53 | 99.51 | 98.83 |
Retained Earnings | 215.47 | 212.4 | 209.91 | 207.27 | 202.68 |
Treasury Stock | -189.22 | -183.21 | -178.69 | -177.24 | -173.04 |
Comprehensive Income & Other | 0.01 | 0.02 | -0 | -0.04 | 0 |
Shareholders' Equity | 126.22 | 128.55 | 129.94 | 129.69 | 128.65 |
Total Liabilities & Equity | 1,208 | 1,246 | 1,272 | 1,333 | 1,187 |
Additional Metrics
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Total Debt | 159.15 | 214.76 | 239.91 | 237.18 | 87 |
Net Cash (Debt) | -109.94 | -161.67 | -188.53 | -171.33 | -63.18 |
Net Cash Growth | - | - | - | - | - |
Net Cash Per Share | -16.96 | -23.91 | -27.09 | -23.82 | -8.48 |
Filing Date Shares Outstanding | 6.23 | 6.58 | 6.86 | 7.01 | 7.27 |
Total Common Shares Outstanding | 6.26 | 6.58 | 6.85 | 7.04 | 7.29 |
Book Value Per Share | 20.15 | 19.54 | 18.98 | 18.41 | 17.66 |
Tangible Book Value | 126.22 | 128.55 | 129.94 | 129.69 | 128.65 |
Tangible Book Value Per Share | 20.15 | 19.54 | 18.98 | 18.41 | 17.66 |