Provident Financial Holdings, Inc. (PROV)
NASDAQ: PROV · Real-Time Price · USD
17.78
+0.18 (1.02%)
Jul 29, 2026, 4:00 PM EDT - Market closed
PROV Ratios and Metrics
Market cap in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 29, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
| 111 | 108 | 102 | 86 | 90 | 108 | |
Market Cap Growth | 8.37% | 5.50% | 19.11% | -4.68% | -16.88% | -17.05% |
Enterprise Value | 219.03 | 214.13 | 260.33 | 270.87 | 256.81 | 166.95 |
Last Close Price | 17.78 | 17.20 | 15.50 | 12.50 | 12.75 | 14.83 |
PE Ratio | 17.26 | 16.70 | 16.67 | 11.79 | 10.71 | 12.16 |
Forward PE | 17.10 | 15.50 | 11.15 | 11.68 | 9.88 | 15.08 |
PEG Ratio | - | 1.47 | 1.47 | 1.47 | 1.47 | 1.47 |
PS Ratio | 2.74 | 1.80 | 1.69 | 1.46 | 1.79 | 2.74 |
PB Ratio | 0.88 | 0.85 | 0.79 | 0.66 | 0.69 | 0.84 |
P/TBV Ratio | 0.91 | 0.88 | 0.82 | 0.67 | 0.71 | 0.86 |
P/FCF Ratio | 15.03 | - | 12.50 | 20.90 | 5.76 | 9.29 |
P/OCF Ratio | 13.75 | - | 11.74 | 15.06 | 5.50 | 9.16 |
EV/Sales Ratio | 5.39 | 3.59 | 4.33 | 4.62 | 5.13 | 4.23 |
EV/EBITDA Ratio | 22.73 | 22.22 | 21.06 | 20.00 | 16.46 | 9.43 |
EV/EBIT Ratio | 22.73 | 22.22 | 29.34 | 26.08 | 20.68 | 12.98 |
EV/FCF Ratio | 29.61 | - | 31.92 | 66.13 | 16.48 | 14.36 |
Debt / Equity Ratio | 1.24 | 1.24 | 1.66 | 1.84 | 1.81 | 0.66 |
Debt / EBITDA Ratio | 16.30 | 16.30 | 17.24 | 17.61 | 15.06 | 4.80 |
Debt / FCF Ratio | - | - | 26.13 | 58.23 | 15.08 | 7.31 |
Net Debt / Equity Ratio | 0.84 | 0.84 | 1.23 | 1.43 | 1.29 | 0.46 |
Net Debt / EBITDA Ratio | 11.06 | 11.06 | 12.82 | 13.68 | 10.70 | 3.33 |
Net Debt / FCF Ratio | - | - | 19.42 | 45.23 | 10.72 | 5.07 |
Asset Turnover | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.03 |
Quick Ratio | 0.06 | 0.06 | 0.07 | 0.06 | 0.07 | 0.03 |
Current Ratio | 0.07 | 0.07 | 0.08 | 0.08 | 0.08 | 0.05 |
Return on Equity (ROE) | 5.25% | 5.22% | 4.84% | 5.66% | 6.65% | 7.11% |
Return on Assets (ROA) | 0.55% | 0.54% | 0.50% | 0.56% | 0.68% | 0.77% |
Return on Invested Capital (ROIC) | 2.74% | 2.56% | 2.08% | 2.40% | 3.55% | 5.32% |
Return on Capital Employed (ROCE) | 3.09% | 3.08% | 2.50% | 2.83% | 4.29% | 5.82% |
Earnings Yield | 5.99% | 5.99% | 6.00% | 8.48% | 9.33% | 8.23% |
FCF Yield | 6.65% | 0.00% | 8.00% | 4.79% | 17.35% | 10.76% |
Dividend Yield | 3.15% | 0.00% | 3.62% | 4.48% | 4.38% | 3.78% |
Payout Ratio | 54.37% | 0.00% | 60.21% | 52.88% | 46.53% | 45.60% |
Buyback Yield / Dilution | 4.11% | 4.11% | 2.85% | 3.62% | 3.13% | 1.42% |
Total Shareholder Return | 7.26% | 4.11% | 6.47% | 8.09% | 7.51% | 5.21% |