Provident Financial Holdings, Inc. (PROV)

NASDAQ: PROV · Real-Time Price · USD

16.95

-0.16 (-0.94%)

At close: May 29, 2026, 4:00 PM EDT

17.05

+0.10 (0.59%)

After-hours: May 29, 2026, 4:10 PM EDT

PROV Ratios and Metrics

Market cap in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 29, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Market Cap	106	102	86	90	108	130
Market Cap Growth	3.92%	19.11%	-4.68%	-16.88%	-17.05%	30.61%
Enterprise Value	232.93	260.33	270.87	256.81	166.95	157.37
Last Close Price	16.95	15.50	12.50	12.75	14.83	17.27
PE Ratio	18.21	16.67	11.79	10.71	12.16	17.27
Forward PE	14.36	11.15	11.68	9.88	15.08	18.70
PS Ratio	2.66	1.69	1.46	1.79	2.74	3.27
PB Ratio	0.85	0.79	0.66	0.69	0.84	1.02
P/TBV Ratio	0.88	0.82	0.67	0.71	0.86	1.03
P/FCF Ratio	-	12.50	20.90	5.76	9.29	11.48
P/OCF Ratio	-	11.74	15.06	5.50	9.16	11.25
EV/Sales Ratio	5.85	4.33	4.62	5.13	4.23	3.96
EV/EBITDA Ratio	-	21.06	20.00	16.46	9.43	9.56
EV/EBIT Ratio	-	29.34	26.08	20.68	12.98	15.45
EV/FCF Ratio	-	31.92	66.13	16.48	14.36	13.87
Debt / Equity Ratio	1.45	1.66	1.84	1.81	0.66	0.79
Debt / EBITDA Ratio	14.22	17.24	17.61	15.06	4.80	6.14
Debt / FCF Ratio	24.89	26.13	58.23	15.08	7.31	8.90
Net Debt / Equity Ratio	0.99	1.23	1.43	1.29	0.46	0.21
Net Debt / EBITDA Ratio	9.71	12.82	13.68	10.70	3.33	1.65
Net Debt / FCF Ratio	16.98	19.42	45.23	10.72	5.07	2.39
Asset Turnover	0.05	0.05	0.05	0.04	0.03	0.03
Quick Ratio	0.07	0.07	0.06	0.07	0.03	0.08
Current Ratio	0.08	0.08	0.08	0.08	0.05	0.10
Return on Equity (ROE)	4.80%	4.84%	5.66%	6.65%	7.11%	6.02%
Return on Assets (ROA)	0.50%	0.50%	0.56%	0.68%	0.77%	0.64%
Return on Invested Capital (ROIC)	0.52%	0.52%	0.59%	0.71%	0.80%	0.70%
Return on Capital Employed (ROCE)	2.76%	2.50%	2.83%	4.29%	5.82%	4.13%
Earnings Yield	5.75%	6.00%	8.48%	9.33%	8.23%	5.79%
FCF Yield	-	8.00%	4.79%	17.35%	10.76%	8.71%
Dividend Yield	3.27%	3.62%	4.48%	4.38%	3.78%	3.23%
Payout Ratio	60.17%	60.21%	52.88%	46.53%	45.60%	55.19%
Buyback Yield / Dilution	3.76%	2.85%	3.62%	3.13%	1.42%	0.20%
Total Shareholder Return	7.03%	6.47%	8.09%	7.51%	5.21%	3.43%

SEC Filings: 10-K · 10-Q