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Provident Financial Holdings, Inc. (PROV)
NASDAQ: PROV · Real-Time Price · USD
18.32
-0.02 (-0.11%)
Aug 27, 2026, 4:00 PM EDT - Market closed

PROV Cash Flow Statement

Millions USD. Fiscal year is Jul - Jun.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '25 Jun '24 Jun '23 Jun '22
Net Income
6.267.358.599.09
Depreciation & Amortization
3.493.163.194.85
Gain (Loss) on Sale of Investments
-0.19-0.54--
Provision for Credit Losses
-0.67-0.060.37-2.46
Change in Accounts Payable
-1.91-2.40.120.48
Change in Other Net Operating Assets
-0.27-21.63-2.11
Other Operating Activities
1.43-0.061.231.14
Operating Cash Flow
8.695.6916.3311.79
Operating Cash Flow Growth
52.77%-65.18%38.43%1.90%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '25 Jun '24 Jun '23 Jun '22
Capital Expenditures
-0.53-1.59-0.74-0.17
Investment in Securities
20.5524.1131.0836.82
Net Decrease (Increase) in Loans Originated / Sold - Investing
6.4422.6-138.97-88.32
Other Investing Activities
--0.06-1.27-0.08
Investing Cash Flow
26.4645.06-109.9-51.75

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '25 Jun '24 Jun '23 Jun '22
Short-Term Debt Issued
--115.015
Long-Term Debt Issued
8785.565-
Total Debt Issued
8785.5180.015
Short-Term Debt Repaid
-35-52--
Long-Term Debt Repaid
-77.51-30.01-30-20.98
Total Debt Repaid
-112.51-82.01-30-20.98
Net Debt Issued (Repaid)
-25.513.49150.01-15.98
Repurchase of Common Stock
-4.58-2.6-5.07-4.31
Common Dividends Paid
-3.77-3.89-4-4.15
Net Increase (Decrease) in Deposit Accounts
0.42-62.22-4.9317.53
Financing Cash Flow
-33.43-65.22136.01-6.9

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '25 Jun '24 Jun '23 Jun '22
Net Cash Flow
1.71-14.4742.44-46.86

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '25 Jun '24 Jun '23 Jun '22
Free Cash Flow
8.164.115.5811.63
Free Cash Flow Growth
99.10%-73.72%34.02%2.47%
Free Cash Flow Margin
20.56%10.52%38.30%29.99%
Free Cash Flow Per Share
1.210.592.171.56

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '25 Jun '24 Jun '23 Jun '22
Cash Interest Paid
21.419.767.483.17
Cash Income Tax Paid
1.923.092.732.73
SEC Filings: 10-K · 10-Q