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Provident Financial Holdings, Inc. (PROV)
NASDAQ: PROV · Real-Time Price · USD
18.50
-0.12 (-0.64%)
Sep 16, 2026, 4:00 PM EDT - Market closed

PROV Cash Flow Statement

Millions USD. Fiscal year is Jul - Jun.

Operating Activities

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Net Income
6.666.267.358.599.09
Depreciation & Amortization
3.873.493.163.194.85
Gain (Loss) on Sale of Investments
-0.31-0.19-0.54--
Provision for Credit Losses
-0.55-0.67-0.060.37-2.46
Change in Accounts Payable
-1.83-1.91-2.40.120.48
Change in Other Net Operating Assets
0.2-0.27-21.63-2.11
Other Operating Activities
0.341.43-0.061.231.14
Operating Cash Flow
8.978.695.6916.3311.79
Operating Cash Flow Growth
3.28%52.77%-65.18%38.43%1.90%

Investing Activities

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Capital Expenditures
-0.43-0.53-1.59-0.74-0.17
Investment in Securities
20.2320.5524.1131.0836.82
Net Decrease (Increase) in Loans Originated / Sold - Investing
11.76.4422.6-138.97-88.32
Other Investing Activities
---0.06-1.27-0.08
Investing Cash Flow
31.526.4645.06-109.9-51.75

Financing Activities

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Short-Term Debt Issued
---115.015
Long-Term Debt Issued
848785.565-
Total Debt Issued
848785.5180.015
Short-Term Debt Repaid
-10-35-52--
Long-Term Debt Repaid
-130.03-77.51-30.01-30-20.98
Total Debt Repaid
-140.03-112.51-82.01-30-20.98
Net Debt Issued (Repaid)
-56.03-25.513.49150.01-15.98
Repurchase of Common Stock
-6.34-4.58-2.6-5.07-4.31
Common Dividends Paid
-3.59-3.77-3.89-4-4.15
Net Increase (Decrease) in Deposit Accounts
21.610.42-62.22-4.9317.53
Financing Cash Flow
-44.35-33.43-65.22136.01-6.9

Net Cash Flow

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Net Cash Flow
-3.881.71-14.4742.44-46.86

Free Cash Flow

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Free Cash Flow
8.548.164.115.5811.63
Free Cash Flow Growth
4.70%99.10%-73.72%34.02%2.47%
Free Cash Flow Margin
21.03%20.56%10.52%38.30%29.99%
Free Cash Flow Per Share
1.321.210.592.171.56

Additional Metrics

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Cash Interest Paid
20.0121.419.767.483.17
Cash Income Tax Paid
2.131.923.092.732.73
SEC Filings: 10-K · 10-Q