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Provident Financial Holdings, Inc. (PROV)
NASDAQ: PROV · Real-Time Price · USD
18.20
+0.01 (0.05%)
At close: Nov 6, 2026, 4:00 PM EST
18.13
-0.07 (-0.41%)
After-hours: Nov 6, 2026, 4:15 PM EST

PROV Cash Flow Statement

Millions USD. Fiscal year is Jul - Jun.

Operating Activities

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Net Income
6.556.666.267.358.599.09
Depreciation & Amortization
3.933.873.493.163.194.85
Gain (Loss) on Sale of Investments
-0.39-0.31-0.19-0.54--
Provision for Credit Losses
0.85-0.55-0.67-0.060.37-2.46
Change in Accounts Payable
-0.56-1.83-1.91-2.40.120.48
Change in Other Net Operating Assets
-0.210.2-0.27-21.63-2.11
Other Operating Activities
0.070.341.43-0.061.231.14
Operating Cash Flow
10.868.978.695.6916.3311.79
Operating Cash Flow Growth
25.90%3.28%52.77%-65.18%38.43%1.90%

Investing Activities

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Capital Expenditures
-0.51-0.43-0.53-1.59-0.74-0.17
Investment in Securities
19.9420.2320.5524.1131.0836.82
Net Decrease (Increase) in Loans Originated / Sold - Investing
2.2411.76.4422.6-138.97-88.32
Other Investing Activities
----0.06-1.27-0.08
Investing Cash Flow
21.6731.526.4645.06-109.9-51.75

Financing Activities

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Short-Term Debt Issued
----115.015
Long-Term Debt Issued
-848785.565-
Total Debt Issued
109848785.5180.015
Short-Term Debt Repaid
--10-35-52--
Long-Term Debt Repaid
--130.03-77.51-30.01-30-20.98
Total Debt Repaid
-150.03-140.03-112.51-82.01-30-20.98
Net Debt Issued (Repaid)
-41.03-56.03-25.513.49150.01-15.98
Issuance of Common Stock
0.09-----
Repurchase of Common Stock
-7.08-6.34-4.58-2.6-5.07-4.31
Common Dividends Paid
-3.55-3.59-3.77-3.89-4-4.15
Net Increase (Decrease) in Deposit Accounts
22.8921.610.42-62.22-4.9317.53
Financing Cash Flow
-28.69-44.35-33.43-65.22136.01-6.9

Net Cash Flow

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Net Cash Flow
3.84-3.881.71-14.4742.44-46.86

Free Cash Flow

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Free Cash Flow
10.348.548.164.115.5811.63
Free Cash Flow Growth
25.83%4.70%99.10%-73.72%34.02%2.47%
Free Cash Flow Margin
25.83%21.03%20.56%10.52%38.30%29.99%
Free Cash Flow Per Share
1.621.321.210.592.171.56

Additional Metrics

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Cash Interest Paid
19.0420.0121.419.767.483.17
Cash Income Tax Paid
2.132.131.923.092.732.73
SEC Filings: 10-K · 10-Q