Provident Financial Holdings, Inc. (PROV)

PROV Cash Flow Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Net Income	6.1	6.26	7.35	8.59	9.09	7.56
Depreciation & Amortization	3.94	3.49	3.16	3.19	4.85	6.27
Stock-Based Compensation	0.49	0.54	0.24	1.19	0.8	1.3
Other Adjustments	0.29	0.57	-0.66	1.61	-1.32	-0.23
Changes in Other Operating Activities	-2.73	-2.17	-4.4	1.76	-1.63	-3.33
Operating Cash Flow	8.09	8.69	5.69	16.33	11.79	11.57
Operating Cash Flow Growth	48.38%	52.77%	-65.18%	38.43%	1.90%	45.50%
Capital Expenditures	-0.69	-0.53	-1.59	-0.74	-0.17	-0.23
Purchases of Investments	-	-0.98	-0.06	-1.27	-19.2	-159.17
Proceeds from Sale of Investments	20.66	21.53	24.11	31.08	55.94	53.43
Other Investing Activities	27.99	6.44	22.6	-138.97	-88.32	50.09
Investing Cash Flow	46.98	26.46	45.06	-109.9	-51.75	-55.87
Long-Term Debt Issued	89	87	85.5	65	-	-
Long-Term Debt Repaid	-122.53	-77.51	-30.01	-30	-20.98	-35.06
Net Long-Term Debt Issued (Repaid)	-33.53	9.49	55.49	35	-20.98	-35.06
Issuance of Common Stock	-	-	-	-	-	0.98
Repurchase of Common Stock	-5.25	-4.45	-2.6	-4.65	-4.31	-2.34
Net Common Stock Issued (Repurchased)	-5.25	-4.45	-2.6	-4.65	-4.31	-1.36
Common Dividends Paid	-3.64	-3.77	-3.89	-4	-4.15	-4.17
Other Financing Activities	-6.43	-34.7	-114.22	109.65	22.53	39.13
Financing Cash Flow	-48.85	-33.43	-65.22	136.01	-6.9	-1.47
Net Cash Flow	6.21	1.71	-14.47	42.44	-46.86	-45.76
Free Cash Flow	7.4	8.16	4.1	15.58	11.63	11.35
Free Cash Flow Growth	-9.31%	99.10%	-73.72%	34.02%	2.47%	46.90%
FCF Margin	12.46%	13.56%	6.98%	31.13%	29.48%	28.53%
Free Cash Flow Per Share	1.13	1.21	0.59	2.16	1.56	1.50
Levered Free Cash Flow	-26.91	16.53	60.01	47.79	-8.83	-24.79
Unlevered Free Cash Flow	6.62	7.04	4.52	12.79	12.15	10.27

Updated May 7, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q