Provident Financial Holdings, Inc. (PROV)

PROV Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Cash & Equivalents	49.41	53.09	51.38	65.85	23.41	70.27
Investment Securities	0.96	0.33	0.46	0.65	1.34	2.86
Mortgage-Backed Securities	105.16	110.68	131.45	155.84	187.08	224.04
Total Investments	106.12	111.01	131.9	156.49	188.42	226.89
Gross Loans	1,048	1,052	1,060	1,084	945.56	858.55
Allowance for Loan Losses	-5.78	-6.42	-7.07	-5.95	-5.56	-7.59
Net Loans	1,042	1,046	1,053	1,078	939.99	850.96
Property, Plant & Equipment	8.99	9.32	9.31	9.23	8.83	9.38
Accrued Interest Receivable	4.18	4.22	4.29	3.71	2.97	3
Other Current Assets	10.76	11.94	11.63	10.31	13.75	12.4
Long-Term Deferred Tax Assets	-	-	0.61	0.22	1.43	2.54
Total Assets	1,231	1,246	1,272	1,333	1,187	1,184
Accounts Payable	12.96	11.94	13.5	15.24	15.71	15.04
Interest Bearing Deposits	704.03	714.39	744.94	818.77	769.99	745.38
Institutional Deposits	91.8	90.82	47.79	28.79	60.43	69.41
Non-Interest Bearing Deposits	79.01	83.57	95.63	103.01	125.09	123.18
Total Deposits	874.84	888.77	888.35	950.57	955.5	937.97
Current Portion of Long-Term Debt	-	162.97	145.5	150.01	35	20.98
Current Portion of Leases	0.54	0.73	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	213	50.03	93	85	50	80
Long-Term Leases	1.05	1.03	1.41	2.17	2	2.19
Pension & Post-Retirement Benefits	-	0.74	0.45	0.27	0.17	0.13
Long-Term Deferred Tax Liabilities	-	0.83	-	-	-	-
Other Long-Term Liabilities	0.05	0.03	0.06	-	-	-
Total Liabilities	1,102	1,117	1,142	1,203	1,058	1,056
Common Stock	0.18	0.18	0.18	0.18	0.18	0.18
Additional Paid-In Capital	99.31	99.15	98.53	99.51	98.83	97.98
Retained Earnings	213.16	212.4	209.91	207.27	202.68	197.73
Treasury Stock	-184.3	-183.21	-178.69	-177.24	-173.04	-168.69
Comprehensive Income & Other	0.02	0.02	-0	-0.04	0	0.07
Shareholders' Equity	128.37	128.55	129.94	129.69	128.65	127.28
Total Liabilities & Equity	1,231	1,246	1,272	1,333	1,187	1,184
Total Debt	214.59	214.76	239.91	237.18	87	103.18
Net Cash (Debt)	-165.18	-161.67	-188.53	-171.33	-63.18	-31.91
Net Cash Per Share	-24.65	-23.91	-27.09	-23.82	-8.48	-4.23
Filing Date Shares Outstanding	6.47	6.58	6.86	7.01	7.27	7.52
Total Common Shares Outstanding	6.51	6.58	6.85	7.04	7.29	7.54
Book Value Per Share	19.72	19.54	18.98	18.41	17.66	16.88
Tangible Book Value	128.37	128.55	129.94	129.69	128.65	127.28
Tangible Book Value Per Share	19.72	19.54	18.98	18.41	17.66	16.88

Updated Oct 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q