Provident Financial Holdings, Inc. (PROV)

NASDAQ: PROV · Real-Time Price · USD

16.05

+0.03 (0.19%)

At close: Feb 18, 2026, 4:00 PM EST

16.15

+0.10 (0.62%)

After-hours: Feb 18, 2026, 4:10 PM EST

PROV Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Cash & Equivalents	54.37	53.09	51.38	65.85	23.41	70.27
Investment Securities	0.94	0.33	0.46	0.65	1.34	2.86
Mortgage-Backed Securities	100.09	110.68	131.45	155.84	187.08	224.04
Total Investments	101.02	111.01	131.9	156.49	188.42	226.89
Gross Loans	1,043	1,052	1,060	1,084	945.56	858.55
Allowance for Loan Losses	-5.63	-6.42	-7.07	-5.95	-5.56	-7.59
Net Loans	1,038	1,046	1,053	1,078	939.99	850.96
Property, Plant & Equipment	9.84	9.32	9.31	9.23	8.83	9.38
Accrued Interest Receivable	4.11	4.22	4.29	3.71	2.97	3
Other Current Assets	11.33	11.94	11.63	10.31	13.75	12.4
Long-Term Deferred Tax Assets	-	-	0.61	0.22	1.43	2.54
Total Assets	1,228	1,246	1,272	1,333	1,187	1,184
Accounts Payable	12.47	11.94	13.5	15.24	15.71	15.04
Interest Bearing Deposits	703.72	714.39	744.94	818.77	769.99	745.38
Institutional Deposits	93.4	90.82	47.79	28.79	60.43	69.41
Non-Interest Bearing Deposits	75.32	83.57	95.63	103.01	125.09	123.18
Total Deposits	872.43	888.77	888.35	950.57	955.5	937.97
Current Portion of Long-Term Debt	-	162.97	145.5	150.01	35	20.98
Current Portion of Leases	0.36	0.73	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	213	50.03	93	85	50	80
Long-Term Leases	2.1	1.03	1.41	2.17	2	2.19
Pension & Post-Retirement Benefits	-	0.74	0.45	0.27	0.17	0.13
Long-Term Deferred Tax Liabilities	-	0.83	-	-	-	-
Other Long-Term Liabilities	0.04	0.03	0.06	-	-	-
Total Liabilities	1,100	1,117	1,142	1,203	1,058	1,056
Common Stock	0.18	0.18	0.18	0.18	0.18	0.18
Additional Paid-In Capital	99.43	99.15	98.53	99.51	98.83	97.98
Retained Earnings	213.69	212.4	209.91	207.27	202.68	197.73
Treasury Stock	-185.84	-183.21	-178.69	-177.24	-173.04	-168.69
Comprehensive Income & Other	0.02	0.02	-0	-0.04	0	0.07
Shareholders' Equity	127.49	128.55	129.94	129.69	128.65	127.28
Total Liabilities & Equity	1,228	1,246	1,272	1,333	1,187	1,184
Total Debt	215.46	214.76	239.91	237.18	87	103.18
Net Cash (Debt)	-161.09	-161.67	-188.53	-171.33	-63.18	-31.91
Net Cash Per Share	-24.28	-23.91	-27.09	-23.82	-8.48	-4.23
Filing Date Shares Outstanding	6.38	6.58	6.86	7.01	7.27	7.52
Total Common Shares Outstanding	6.41	6.58	6.85	7.04	7.29	7.54
Book Value Per Share	19.87	19.54	18.98	18.41	17.66	16.88
Tangible Book Value	127.49	128.55	129.94	129.69	128.65	127.28
Tangible Book Value Per Share	19.87	19.54	18.98	18.41	17.66	16.88

Updated Jan 27, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q