Provident Financial Holdings, Inc. (PROV)

PROV Ratios and Metrics

Market cap in millions USD. Fiscal year is July - June.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 9, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Market Capitalization	101	86	90	108	130	100
Market Cap Growth	5.33%	-3.98%	-17.12%	-16.77%	30.17%	-36.63%
Last Close Price	15.05	12.15	11.87	13.25	14.91	11.14
PE Ratio	15.51	11.70	10.42	11.88	17.17	12.97
PS Ratio	2.57	2.21	2.20	2.79	3.61	2.51
PB Ratio	0.78	0.66	0.69	0.84	1.02	0.80
P/FCF Ratio	-	20.99	5.75	9.29	11.44	12.91
P/OCF Ratio	-	15.12	5.49	9.16	11.22	12.54
Debt / Equity Ratio	1.67	1.85	1.83	0.68	0.81	1.16
Debt / FCF Ratio	-	58.57	15.22	7.48	9.09	18.60
Return on Equity (ROE)	5.10%	5.66%	6.65%	7.11%	6.02%	6.29%
Return on Assets (ROA)	0.52%	0.56%	0.68%	0.77%	0.64%	0.68%
Earnings Yield	6.54%	8.55%	9.60%	8.42%	5.83%	7.71%
FCF Yield	-	4.76%	17.41%	10.76%	8.74%	7.75%
Dividend Yield	3.72%	4.61%	4.72%	4.23%	3.75%	5.03%
Payout Ratio	57.70%	52.88%	46.53%	45.60%	55.19%	54.40%
Buyback Yield / Dilution	2.61%	3.23%	3.45%	1.19%	0.50%	0.26%
Total Shareholder Return	6.33%	7.84%	8.17%	5.41%	4.25%	5.29%

Updated Feb 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q