Provident Financial Holdings, Inc. (PROV)

NASDAQ: PROV · Real-Time Price · USD

16.05

+0.03 (0.19%)

At close: Feb 18, 2026, 4:00 PM EST

16.15

+0.10 (0.62%)

After-hours: Feb 18, 2026, 4:10 PM EST

PROV Ratios and Metrics

Market cap in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 18, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Market Capitalization	103	103	86	90	108	130
Market Cap Growth	-5.11%	19.37%	-3.98%	-17.12%	-16.77%	30.17%
Last Close Price	16.15	15.09	11.72	11.45	12.78	14.39
PE Ratio	16.29	16.41	11.70	10.42	11.88	17.17
PS Ratio	2.52	2.59	2.21	2.20	2.79	3.61
PB Ratio	0.81	0.80	0.66	0.69	0.84	1.02
P/FCF Ratio	11.51	12.59	20.99	5.75	9.29	11.44
P/OCF Ratio	10.82	11.82	15.12	5.49	9.16	11.22
Debt / Equity Ratio	1.69	1.67	1.85	1.83	0.68	0.81
Debt / FCF Ratio	24.09	26.33	58.57	15.22	7.48	9.09
Net Debt / Equity Ratio	1.26	1.26	1.45	1.32	0.49	0.25
Net Debt / FCF Ratio	18.01	19.82	46.03	10.99	5.43	2.81
Return on Equity (ROE)	5.15%	4.84%	5.66%	6.65%	7.11%	6.02%
Return on Assets (ROA)	0.53%	0.50%	0.56%	0.68%	0.77%	0.64%
Earnings Yield	6.41%	6.09%	8.55%	9.60%	8.42%	5.83%
FCF Yield	8.69%	7.95%	4.76%	17.41%	10.76%	8.74%
Dividend Yield	3.50%	3.71%	4.78%	4.89%	4.38%	3.89%
Payout Ratio	56.48%	60.21%	52.88%	46.53%	45.60%	55.19%
Buyback Yield / Dilution	3.42%	2.85%	3.23%	3.45%	1.19%	0.50%
Total Shareholder Return	6.91%	6.56%	8.01%	8.35%	5.57%	4.39%

Updated Jan 27, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q