Provident Financial Holdings, Inc. (PROV)

NASDAQ: PROV · Real-Time Price · USD

16.03

0.00 (0.00%)

At close: Mar 10, 2026, 4:00 PM EDT

15.91

-0.12 (-0.75%)

After-hours: Mar 10, 2026, 4:10 PM EDT

PROV Ratios and Metrics

Market cap in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 10, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Market Cap	102	102	86	90	108	130
Market Cap Growth	-2.02%	19.11%	-4.68%	-16.88%	-17.05%	30.61%
Enterprise Value	262.52	260.33	270.87	256.81	166.95	157.37
Last Close Price	16.03	15.50	12.50	12.75	14.83	17.27
PE Ratio	16.17	16.67	11.79	10.71	12.16	17.27
Forward PE	12.72	11.15	11.68	9.88	15.08	18.70
PS Ratio	2.49	1.69	1.46	1.79	2.74	3.27
PB Ratio	0.80	0.79	0.66	0.69	0.84	1.02
P/TBV Ratio	0.83	0.82	0.67	-	-	-
P/FCF Ratio	11.34	12.50	20.90	5.76	9.29	11.48
P/OCF Ratio	10.66	11.74	15.06	5.50	9.16	11.25
EV/Sales Ratio	6.43	4.33	4.62	5.13	4.23	3.96
EV/EBITDA Ratio	-	21.06	20.00	16.46	9.43	9.56
EV/EBIT Ratio	-	29.34	26.08	20.68	12.98	15.45
EV/FCF Ratio	29.35	31.92	66.13	16.48	14.36	13.87
Debt / Equity Ratio	1.67	1.66	1.84	1.81	0.66	0.79
Debt / EBITDA Ratio	16.08	17.24	17.61	15.06	4.80	6.14
Debt / FCF Ratio	23.82	26.13	58.23	15.08	7.31	8.90
Net Debt / Equity Ratio	1.23	1.23	1.43	1.29	0.46	0.21
Net Debt / EBITDA Ratio	11.87	12.82	13.68	10.70	3.33	1.65
Net Debt / FCF Ratio	17.59	19.42	45.23	10.72	5.07	2.39
Asset Turnover	0.05	0.05	0.05	0.04	0.03	0.03
Quick Ratio	0.07	0.07	0.06	0.07	0.03	0.08
Current Ratio	0.08	0.08	0.08	0.08	0.05	0.10
Return on Equity (ROE)	5.15%	4.84%	5.66%	6.65%	7.11%	6.02%
Return on Assets (ROA)	0.53%	0.50%	0.56%	0.68%	0.77%	0.64%
Return on Invested Capital (ROIC)	0.55%	0.52%	0.59%	0.71%	0.80%	0.70%
Return on Capital Employed (ROCE)	2.73%	2.50%	2.83%	4.29%	5.82%	4.13%
Earnings Yield	6.51%	6.00%	8.48%	9.33%	8.23%	5.79%
FCF Yield	8.82%	8.00%	4.79%	17.35%	10.76%	8.71%
Dividend Yield	3.49%	3.62%	4.48%	0.00%	0.00%	0.00%
Payout Ratio	56.48%	60.21%	52.88%	46.53%	45.60%	55.19%
Buyback Yield / Dilution	4.46%	4.36%	3.04%	5.18%	3.98%	1.04%
Total Shareholder Return	7.95%	7.98%	7.52%	5.18%	3.98%	1.04%

Updated Jan 27, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q