Provident Financial Holdings, Inc. (PROV)

PROV Ratios and Metrics

Market cap in millions USD. Fiscal year is July - June.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	84	90	108	130	100	157
Market Cap Growth	-4.19%	-17.12%	-16.77%	30.17%	-36.63%	10.55%
Enterprise Value	267	259	170	161	125	188
PE Ratio	11.84	10.42	11.88	17.17	12.97	35.63
PS Ratio	2.13	2.20	2.79	3.61	2.51	3.08
PB Ratio	0.65	0.69	0.84	1.02	0.80	1.30
P/FCF Ratio	8.91	5.75	9.29	11.44	12.91	1.47
P/OCF Ratio	7.68	5.48	9.16	11.22	12.54	1.47
EV/Sales Ratio	6.78	6.36	4.37	4.47	3.13	3.67
EV/EBITDA Ratio	19.75	16.58	9.58	9.76	8.73	20.88
EV/EBIT Ratio	25.57	20.84	13.19	15.76	11.44	31.73
EV/FCF Ratio	28.36	16.60	14.59	14.15	16.15	1.75
Debt / Equity Ratio	1.81	1.81	0.66	0.79	1.14	0.84
Debt / EBITDA Ratio	17.37	15.06	4.80	6.14	9.87	11.24
Debt / FCF Ratio	24.94	15.08	7.31	8.90	18.26	0.94
Asset Turnover	0.03	0.03	0.03	0.03	0.04	0.05
Return on Equity (ROE)	5.60%	6.60%	7.10%	6.00%	6.20%	3.60%
Return on Assets (ROA)	0.60%	0.70%	0.80%	0.60%	0.70%	0.40%
Return on Capital (ROIC)	1.98%	2.36%	4.26%	3.31%	2.90%	1.99%
Earnings Yield	8.59%	9.60%	8.42%	5.82%	7.71%	2.81%
FCF Yield	11.23%	17.40%	10.76%	8.74%	7.75%	68.05%
Dividend Yield	4.59%	4.40%	3.80%	3.20%	4.20%	2.70%
Payout Ratio	54.37%	46.70%	45.50%	55.40%	54.40%	94.90%
Buyback Yield / Dilution	2.40%	3.60%	3.08%	-1.08%	0.81%	-0.49%
Total Shareholder Return	6.99%	8.00%	6.88%	2.12%	5.01%	2.21%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).