Republic Bancorp, Inc. (RBCAA)
NASDAQ: RBCAA · Real-Time Price · USD
91.25
+0.02 (0.02%)
Nov 13, 2026, 4:00 PM EST - Market closed
Republic Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 377.24 | 387.44 | 388.06 | 325.15 | 221.08 | 219.59 |
Interest Income on Investments | 50.01 | 51.07 | 44.92 | 30.92 | 23.11 | 8.81 |
Total Interest Income | 427.24 | 438.51 | 432.99 | 356.06 | 244.18 | 228.41 |
Interest Paid on Deposits | 78.82 | 85.58 | 102.1 | 51.48 | 6.76 | 5.04 |
Interest Paid on Borrowings | 11.78 | 18.26 | 18.74 | 15.8 | 0.74 | 0.63 |
Total Interest Expense | 90.61 | 103.84 | 120.83 | 67.29 | 7.49 | 5.67 |
Net Interest Income | 336.64 | 334.67 | 312.15 | 288.78 | 236.69 | 222.74 |
Net Interest Income Growth | 1.63% | 7.21% | 8.09% | 22.01% | 6.26% | -4.12% |
Mortgage Banking Activities | 6.47 | 7.4 | 5.44 | 3.54 | 6.2 | 19.99 |
Gain (Loss) on Sale of Investments | - | 4.09 | - | - | - | - |
Other Non-Interest Income | 54.77 | 57.11 | 53.23 | 52.54 | 52.4 | 53.21 |
Total Non-Interest Income | 83.25 | 82.83 | 72.65 | 69.73 | 71.81 | 85.6 |
Non-Interest Income Growth | 2.17% | 14.01% | 4.19% | -2.90% | -16.11% | -1.67% |
Revenues Before Loan Losses | 419.89 | 417.5 | 384.8 | 358.51 | 308.5 | 308.34 |
Provision for Loan Losses | 35.53 | 31.6 | 54.38 | 47.62 | 22.35 | 14.81 |
| 384.36 | 385.9 | 330.43 | 310.88 | 286.15 | 293.53 | |
Revenue Growth | 1.61% | 16.79% | 6.29% | 8.64% | -2.51% | 1.89% |
Salaries and Employee Benefits | 124.63 | 123.95 | 115.83 | 113.13 | 108.26 | 107.52 |
Federal Deposit Insurance | 3.07 | 3.06 | 3.01 | 2.73 | 1.67 | 1.59 |
Selling, General & Administrative | 65.72 | 69.55 | 60.3 | 57.46 | 55.85 | 54.43 |
Other Non-Interest Expense | 25.78 | 23.63 | 23.55 | 23.92 | 21.53 | 19.53 |
Total Non-Interest Expense | 219.19 | 220.19 | 202.68 | 197.24 | 187.31 | 183.07 |
EBT Excluding Unusual Items | 165.16 | 165.71 | 127.74 | 113.65 | 98.85 | 110.46 |
Legal Settlements | - | - | - | - | 13 | - |
Other Unusual Items | - | - | - | - | 5 | - |
Pretax Income | 165.16 | 165.71 | 127.7 | 113.21 | 116.85 | 111.44 |
Income Tax Expense | 35.84 | 34.39 | 26.33 | 22.84 | 25.74 | 23.83 |
Net Income | 129.33 | 131.32 | 101.37 | 90.37 | 91.11 | 87.61 |
Net Income to Common | 129.33 | 131.32 | 101.37 | 90.37 | 91.11 | 87.61 |
Net Income Growth | 1.42% | 29.54% | 12.17% | -0.80% | 3.99% | 5.24% |
Basic Shares Outstanding | 20 | 20 | 20 | 20 | 20 | 21 |
Diluted Shares Outstanding | 20 | 20 | 20 | 20 | 20 | 21 |
Shares Change | 0.25% | 0.37% | -0.59% | -1.23% | -3.16% | -1.48% |
EPS (Basic) | 6.53 | 6.65 | 5.16 | 4.57 | 4.55 | 4.24 |
EPS (Diluted) | 6.51 | 6.63 | 5.14 | 4.55 | 4.53 | 4.22 |
EPS Growth | 1.17% | 29.06% | 12.83% | 0.44% | 7.38% | 6.83% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.936 | 1.804 | 1.628 | 1.496 | 1.364 | 1.232 |
Dividend Growth | 10.00% | 10.81% | 8.82% | 9.68% | 10.71% | 7.69% |
Effective Tax Rate | 21.70% | 20.75% | 20.62% | 20.17% | 22.03% | 21.38% |