Rhinebeck Bancorp, Inc. (RBKB)

NASDAQ: RBKB · Real-Time Price · USD

12.63

-0.15 (-1.17%)

At close: Aug 26, 2026, 4:00 PM EDT

12.88

+0.25 (1.98%)

After-hours: Aug 26, 2026, 7:10 PM EDT

Rhinebeck Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	59.87	61.16	57.84	55.08	44.42	41.36
Interest Income on Investments	9.23	7.72	5.39	5.58	4.17	2.34
Total Interest Income	69.1	68.87	63.22	60.66	48.59	43.7
Interest Paid on Deposits	21.37	20.52	21.29	17.62	5.61	3.6
Interest Paid on Borrowings	1.05	1.96	4.23	5.08	1.15	0.69
Total Interest Expense	22.41	22.48	25.53	22.69	6.76	4.29
Net Interest Income	46.69	46.39	37.7	37.97	41.84	39.41
Net Interest Income Growth	10.20%	23.08%	-0.71%	-9.25%	6.15%	8.35%
Gain (Loss) on Sale of Assets	0.03	0.01	-0.02	-0.33	-0.04	0.02
Gain (Loss) on Sale of Investments	-	-	-16.04	-	-0.17	-0
Other Non-Interest Income	3.66	3.73	3.91	2.74	2.41	2.24
Total Non-Interest Income	6.83	6.97	-8.98	5.41	5.9	7.42
Non-Interest Income Growth	-	-	-	-8.33%	-20.57%	-10.60%
Revenues Before Loan Losses	53.52	53.36	28.71	43.37	47.73	46.84
Provision for Loan Losses	1.47	1.66	2.8	1.7	1.41	-3.67
Revenue	52.05	51.71	25.91	41.67	46.32	50.5
Revenue Growth	67.81%	99.55%	-37.82%	-10.04%	-8.29%	34.53%
Salaries and Employee Benefits	21.92	21.33	20.17	18.9	20.77	19.27
Federal Deposit Insurance	0.92	1.04	1.11	1.23	0.83	0.77
Amortization of Goodwill & Intangibles	0.04	0.06	0.08	0.09	0.1	0.1
Selling, General & Administrative	9.84	9.49	9.03	9.3	9.73	9.26
Other Non-Interest Expense	6.84	7.1	6.47	6.53	5.99	6.04
Total Non-Interest Expense	39.55	39.02	36.85	36.05	37.42	35.44
EBT Excluding Unusual Items	12.5	12.69	-10.94	5.61	8.9	15.06
Pretax Income	12.5	12.69	-10.94	5.61	8.9	14.99
Income Tax Expense	2.64	2.64	-2.32	1.22	1.9	3.43
Net Income	9.86	10.05	-8.62	4.4	7	11.56
Net Income to Common	9.86	10.05	-8.62	4.4	7	11.56
Net Income Growth	-	-	-	-37.19%	-39.46%	95.34%
Basic Shares Outstanding	15	15	15	15	15	15
Diluted Shares Outstanding	15	15	15	15	15	15
Shares Change	1.85%	1.86%	-0.90%	-1.35%	0.46%	2.00%
EPS (Basic)	0.65	0.67	-0.57	0.29	0.46	0.77
EPS (Diluted)	0.64	0.66	-0.57	0.29	0.46	0.76
EPS Growth	-	-	-	-37.50%	-39.62%	92.71%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	21.09%	20.81%	-	21.71%	21.35%	22.90%

SEC Filings: 10-K · 10-Q