Richmond Mutual Bancorporation, Inc. (RMBI)

RMBI Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	94.97	77.38	71.6	58.79	44.59	40.58
Interest Income on Investments	8.52	8.52	8.93	8.62	7.26	5.35
Total Interest Income	103.49	85.91	80.53	67.41	51.86	45.93
Interest Paid on Deposits	34.78	31.25	31.75	22.81	7.13	4.94
Interest Paid on Borrowings	10.81	10.81	10.07	6.94	3.09	2.75
Total Interest Expense	45.6	42.06	41.82	29.75	10.22	7.68
Net Interest Income	57.9	43.85	38.71	37.66	41.64	38.24
Net Interest Income Growth	37.27%	13.28%	2.77%	-9.55%	8.88%	14.27%
Gain (Loss) on Sale of Investments	-0.16	-0.16	-0.05	-	-	0.06
Other Non-Interest Income	7.44	3.54	3.02	2.98	3.29	2.57
Total Non-Interest Income	8.96	5.06	4.76	4.61	4.98	5.95
Non-Interest Income Growth	89.24%	6.39%	3.20%	-7.37%	-16.39%	-13.96%
Revenues Before Loan Losses	66.85	48.91	43.47	42.27	46.62	44.2
Provision for Loan Losses	8.05	2.15	0.55	0.53	0.6	1.43
Revenue	58.81	46.76	42.92	41.74	46.02	42.77
Revenue Growth	30.76%	8.95%	2.81%	-9.29%	7.60%	16.79%
Salaries and Employee Benefits	16.99	16.99	16.21	15.2	16.14	15.54
Occupancy Expenses	1.46	1.46	1.35	1.33	1.43	1.24
Federal Deposit Insurance	1.19	1.19	1.53	1.16	0.49	0.3
Selling, General & Administrative	8.8	8.8	9.05	8.86	8.39	7.88
Other Non-Interest Expense	18.95	4.64	3.88	4.12	3.67	3.67
Total Non-Interest Expense	47.42	33.1	32.05	30.74	30.16	28.65
EBT Excluding Unusual Items	11.39	13.65	10.86	11	15.86	14.12
Asset Writedown	-	-	-	-	-0.11	-0.54
Pretax Income	11.39	13.65	10.86	11	15.75	13.58
Income Tax Expense	1.22	2.08	1.49	1.52	2.78	2.44
Net Income	10.17	11.58	9.38	9.49	12.97	11.14
Net Income to Common	10.17	11.58	9.38	9.49	12.97	11.14
Net Income Growth	-4.43%	23.46%	-1.15%	-26.83%	16.34%	11.25%
Basic Shares Outstanding	11	10	10	10	11	11
Diluted Shares Outstanding	11	10	10	10	11	12
Shares Change	14.29%	-3.20%	-2.12%	-5.49%	-4.94%	-5.32%
EPS (Basic)	0.90	1.20	0.93	0.91	1.20	0.98
EPS (Diluted)	0.89	1.17	0.92	0.91	1.17	0.96
EPS Growth	-16.27%	27.17%	1.10%	-22.22%	21.88%	17.53%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.150	0.600	0.560	0.560	0.400	0.280
Dividend Growth	-74.58%	7.14%	0%	40.00%	42.86%	86.67%
Effective Tax Rate	10.70%	15.21%	13.68%	13.78%	17.67%	17.93%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 5, 2026

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