RMBI Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	78.33	77.38	71.6	58.79	44.59	40.58
Interest Income on Investments	8.43	8.52	8.93	8.62	7.26	5.35
Total Interest Income	86.75	85.91	80.53	67.41	51.86	45.93
Interest Paid on Deposits	30.1	31.25	31.75	22.81	7.13	4.94
Interest Paid on Borrowings	10.3	10.81	10.07	6.94	3.09	2.75
Total Interest Expense	40.41	42.06	41.82	29.75	10.22	7.68
Net Interest Income	46.35	43.85	38.71	37.66	41.64	38.24
Net Interest Income Growth	14.96%	13.28%	2.77%	-9.55%	8.88%	14.27%
Gain (Loss) on Sale of Investments	0	-0.16	-0.05	-	-	0.06
Other Non-Interest Income	3.82	3.54	3.02	2.98	3.29	2.57
Total Non-Interest Income	5.7	5.06	4.76	4.61	4.98	5.95
Non-Interest Income Growth	19.73%	6.39%	3.20%	-7.37%	-16.39%	-13.96%
Revenues Before Loan Losses	52.05	48.91	43.47	42.27	46.62	44.2
Provision for Loan Losses	2.19	2.15	0.55	0.53	0.6	1.43
Revenue	49.85	46.76	42.92	41.74	46.02	42.77
Revenue Growth	14.60%	8.95%	2.81%	-9.29%	7.60%	16.79%
Salaries and Employee Benefits	17.23	16.99	16.21	15.2	16.14	15.54
Occupancy Expenses	1.56	1.46	1.35	1.33	1.43	1.24
Federal Deposit Insurance	1.09	1.19	1.53	1.16	0.49	0.3
Selling, General & Administrative	8.66	8.8	9.05	8.86	8.39	7.88
Other Non-Interest Expense	5.05	4.64	3.88	4.12	3.67	3.67
Total Non-Interest Expense	33.63	33.1	32.05	30.74	30.16	28.65
EBT Excluding Unusual Items	16.23	13.65	10.86	11	15.86	14.12
Asset Writedown	-	-	-	-	-0.11	-0.54
Pretax Income	14.36	13.65	10.86	11	15.75	13.58
Income Tax Expense	2.34	2.08	1.49	1.52	2.78	2.44
Net Income	12.02	11.58	9.38	9.49	12.97	11.14
Net Income to Common	12.02	11.58	9.38	9.49	12.97	11.14
Net Income Growth	26.27%	23.46%	-1.15%	-26.83%	16.34%	11.25%
Basic Shares Outstanding	10	10	10	10	11	11
Diluted Shares Outstanding	10	10	10	10	11	12
Shares Change	-2.43%	-3.20%	-2.12%	-5.49%	-4.94%	-5.32%
EPS (Basic)	1.24	1.20	0.93	0.91	1.20	0.98
EPS (Diluted)	1.22	1.17	0.92	0.91	1.17	0.96
EPS Growth	28.50%	27.17%	1.10%	-22.22%	21.88%	17.53%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.600	0.600	0.560	0.560	0.400	0.280
Dividend Growth	3.45%	7.14%	0%	40.00%	42.86%	86.67%
Effective Tax Rate	16.32%	15.21%	13.68%	13.78%	17.67%	17.93%

SEC Filings: 10-K · 10-Q