SB Financial Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	72.68	27.49	24.5	29.95	152.15
Securities and Investments	188.63	201.59	219.71	238.78	263.26
Gross Loans	1,181	1,047	1,000	962.08	822.71
Allowance for Loan Losses	-16.11	-15.1	-15.79	-13.82	-13.81
Net Loans	1,164	1,032	984.43	948.26	808.91
Net Property, Plant & Equipment	21.69	20.46	21.38	22.83	23.21
Accrued Interest and Accounts Receivable	5.49	4.91	4.66	4.09	2.92
Other Intangible Assets	15.25	14.87	13.91	13.5	12.03
Goodwill	27.16	23.24	23.24	23.24	23.19
Long-Term Investments	5.61	5.22	7.28	6.33	5.3
Other Non-Earning Assets	44.38	50.1	44.16	48.66	39.87
Total Assets	1,545	1,380	1,343	1,336	1,331
Interest-bearing deposits	1,053	920.45	841.49	829.87	866
Noninterest-bearing deposits	254.06	232.16	228.71	256.8	247.04
Total Deposits	1,307	1,153	1,070	1,087	1,113
Short-Term Interbank Borrowing and Repurchase Agreements	35	35	96.99	74.92	20.82
Short-Term Borrowings	9.23	10.59	-	-	-
Accrued Expenses	2.46	2.35	2.44	0.77	0.3
Long-Term Debt	30.05	30	29.95	29.9	29.86
Other Liabilities	20.15	21.47	19.32	24.94	21.91
Total Liabilities	1,404	1,252	1,219	1,217	1,186
Common Stock	61.32	61.32	61.32	61.32	54.46
Treasury Stock	-40.07	-34.96	-30.76	-27.82	-22.35
Additional Paid-in Capital	15.16	15.19	15.12	15.09	14.94
Accumulated Other Comprehensive Income	-21.48	-30.23	-29.83	-32.12	-1.85
Retained Earnings	126.31	116.19	108.49	101.97	99.72
Shareholders' Equity	141.24	127.51	124.34	118.43	144.93
Total Liabilities & Equity	1,545	1,380	1,343	1,336	1,331
Total Debt	30.05	30	29.95	29.9	29.86
Net Cash (Debt)	-30.05	-30	-29.95	-29.9	-29.86
Net Cash Per Share	-4.70	-4.49	-4.33	-4.22	-4.19
Book Value	141.24	127.51	124.34	118.43	144.93
Book Value Per Share	22.11	19.09	17.98	16.73	20.33
Tangible Book Value	98.82	89.4	87.2	81.69	109.7
Tangible Book Value Per Share	15.47	13.38	12.61	11.54	15.39

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q