SB Financial Group Statistics
Total Valuation
SBFG has a market cap or net worth of $102.49 million. The enterprise value is $151.35 million.
| Market Cap | 102.49M |
| Enterprise Value | 151.35M |
Important Dates
The last earnings date was Thursday, July 18, 2024, after market close.
| Earnings Date | Jul 18, 2024 |
| Ex-Dividend Date | May 9, 2024 |
Share Statistics
SBFG has 6.79 million shares outstanding. The number of shares has decreased by -3.14% in one year.
| Shares Outstanding | 6.79M |
| Shares Change (YoY) | -3.14% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 10.33% |
| Owned by Institutions (%) | 49.44% |
| Float | 4.90M |
Valuation Ratios
The trailing PE ratio is 8.63 and the forward PE ratio is 10.73.
| PE Ratio | 8.63 |
| Forward PE | 10.73 |
| PS Ratio | 1.83 |
| Forward PS | n/a |
| PB Ratio | 0.83 |
| P/FCF Ratio | 5.80 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.94, with an EV/FCF ratio of 8.57.
| EV / Earnings | 12.60 |
| EV / Sales | 2.70 |
| EV / EBITDA | 8.94 |
| EV / EBIT | 10.37 |
| EV / FCF | 8.57 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.63 |
| Debt / EBITDA | 4.60 |
| Debt / FCF | 4.41 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.10% and return on invested capital (ROIC) is 5.96%.
| Return on Equity (ROE) | 10.10% |
| Return on Assets (ROA) | 0.90% |
| Return on Capital (ROIC) | 5.96% |
| Revenue Per Employee | $223,386 |
| Profits Per Employee | $47,861 |
| Employee Count | 251 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SBFG has paid $2.59 million in taxes.
| Income Tax | 2.59M |
| Effective Tax Rate | 17.71% |
Stock Price Statistics
The stock price has increased by +10.14% in the last 52 weeks. The beta is 0.73, so SBFG's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +10.14% |
| 50-Day Moving Average | 14.00 |
| 200-Day Moving Average | 14.08 |
| Relative Strength Index (RSI) | 61.67 |
| Average Volume (20 Days) | 5,178 |
Short Selling Information
The latest short interest is 5,442, so 0.08% of the outstanding shares have been sold short.
| Short Interest | 5,442 |
| Short Previous Month | 5,797 |
| Short % of Shares Out | 0.08% |
| Short % of Float | 0.11% |
| Short Ratio (days to cover) | 1.53 |
Income Statement
In the last 12 months, SBFG had revenue of $56.07 million and earned $12.01 million in profits. Earnings per share was $1.75.
| Revenue | 56.07M |
| Gross Profit | 56.07M |
| Operating Income | 14.60M |
| Pretax Income | 14.60M |
| Net Income | 12.01M |
| EBITDA | 16.93M |
| EBIT | 14.60M |
| Earnings Per Share (EPS) | $1.75 |
Balance Sheet
The company has $29.02 million in cash and $77.88 million in debt, giving a net cash position of -$48.86 million or -$7.20 per share.
| Cash & Cash Equivalents | 29.02M |
| Total Debt | 77.88M |
| Net Cash | -48.86M |
| Net Cash Per Share | -$7.20 |
| Equity (Book Value) | 123.72M |
| Book Value Per Share | 18.23 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $18.44 million and capital expenditures -$779,000, giving a free cash flow of $17.66 million.
| Operating Cash Flow | 18.44M |
| Capital Expenditures | -779,000 |
| Free Cash Flow | 17.66M |
| FCF Per Share | $2.63 |
Margins
Gross margin is 100.00%, with operating and profit margins of 26.04% and 21.43%.
| Gross Margin | 100.00% |
| Operating Margin | 26.04% |
| Pretax Margin | 26.04% |
| Profit Margin | 21.43% |
| EBITDA Margin | 30.19% |
| EBIT Margin | 26.04% |
| FCF Margin | 31.49% |
Dividends & Yields
This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 3.71%.
| Dividend Per Share | $0.56 |
| Dividend Yield | 3.71% |
| Dividend Growth (YoY) | 8.00% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 32.00% |
| Buyback Yield | 3.14% |
| Shareholder Yield | 6.85% |
| Earnings Yield | 11.72% |
| FCF Yield | 17.23% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on January 20, 2022. It was a forward split with a ratio of 105:100.
| Last Split Date | Jan 20, 2022 |
| Split Type | Forward |
| Split Ratio | 105:100 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |