SB Financial Group Statistics
Total Valuation
SBFG has a market cap or net worth of $135.49 million. The enterprise value is $183.46 million.
Important Dates
The next estimated earnings date is Thursday, April 17, 2025, after market close.
| Earnings Date | Apr 17, 2025 |
| Ex-Dividend Date | Feb 14, 2025 |
Share Statistics
SBFG has 6.53 million shares outstanding. The number of shares has decreased by -3.43% in one year.
| Current Share Class | 6.53M |
| Shares Outstanding | 6.53M |
| Shares Change (YoY) | -3.43% |
| Shares Change (QoQ) | -1.14% |
| Owned by Insiders (%) | 5.81% |
| Owned by Institutions (%) | 36.49% |
| Float | 4.73M |
Valuation Ratios
The trailing PE ratio is 11.95 and the forward PE ratio is 10.26.
| PE Ratio | 11.95 |
| Forward PE | 10.26 |
| PS Ratio | 2.44 |
| Forward PS | 3.27 |
| PB Ratio | 1.07 |
| P/TBV Ratio | 1.29 |
| P/FCF Ratio | 16.30 |
| P/OCF Ratio | 14.18 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 16.04 |
| EV / Sales | 3.23 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 22.31 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 9.85 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.11%.
| Return on Equity (ROE) | 9.11% |
| Return on Assets (ROA) | 0.84% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $225,294 |
| Profits Per Employee | $45,381 |
| Employee Count | 252 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SBFG has paid $2.39 million in taxes.
| Income Tax | 2.39M |
| Effective Tax Rate | 17.22% |
Stock Price Statistics
The stock price has increased by +50.58% in the last 52 weeks. The beta is 0.79, so SBFG's price volatility has been lower than the market average.
| Beta (5Y) | 0.79 |
| 52-Week Price Change | +50.58% |
| 50-Day Moving Average | 21.45 |
| 200-Day Moving Average | 19.02 |
| Relative Strength Index (RSI) | 48.83 |
| Average Volume (20 Days) | 15,172 |
Short Selling Information
The latest short interest is 78,583, so 1.20% of the outstanding shares have been sold short.
| Short Interest | 78,583 |
| Short Previous Month | 116,466 |
| Short % of Shares Out | 1.20% |
| Short % of Float | 1.66% |
| Short Ratio (days to cover) | 3.98 |
Income Statement
In the last 12 months, SBFG had revenue of $56.77 million and earned $11.44 million in profits. Earnings per share was $1.72.
| Revenue | 56.77M |
| Gross Profit | 56.77M |
| Operating Income | 13.82M |
| Pretax Income | 14.27M |
| Net Income | 11.44M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.72 |
Full Income StatementBalance Sheet
The company has $31.59 million in cash and $80.99 million in debt, giving a net cash position of -$49.40 million or -$7.57 per share.
| Cash & Cash Equivalents | 31.59M |
| Total Debt | 80.99M |
| Net Cash | -49.40M |
| Net Cash Per Share | -$7.57 |
| Equity (Book Value) | 127.51M |
| Book Value Per Share | 19.47 |
| Working Capital | -1.13B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $9.45 million and capital expenditures -$1.23 million, giving a free cash flow of $8.22 million.
| Operating Cash Flow | 9.45M |
| Capital Expenditures | -1.23M |
| Free Cash Flow | 8.22M |
| FCF Per Share | $1.26 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 24.33% |
| Pretax Margin | 24.41% |
| Profit Margin | 20.20% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 14.48% |