SB Financial Group, Inc. (SBFG)
NASDAQ: SBFG · Real-Time Price · USD
19.63
-0.02 (-0.10%)
Apr 24, 2025, 10:22 AM EDT - Market open

SB Financial Group Statistics

Total Valuation

SBFG has a market cap or net worth of $128.18 million. The enterprise value is $177.71 million.

Market Cap 128.18M
Enterprise Value 177.71M

Important Dates

The next confirmed earnings date is Thursday, May 1, 2025, after market close.

Earnings Date May 1, 2025
Ex-Dividend Date May 16, 2025

Share Statistics

SBFG has 6.53 million shares outstanding. The number of shares has decreased by -3.43% in one year.

Current Share Class 6.53M
Shares Outstanding 6.53M
Shares Change (YoY) -3.43%
Shares Change (QoQ) -1.14%
Owned by Insiders (%) 5.81%
Owned by Institutions (%) 36.44%
Float 4.73M

Valuation Ratios

The trailing PE ratio is 11.43 and the forward PE ratio is 9.82.

PE Ratio 11.43
Forward PE 9.82
PS Ratio 2.31
Forward PS n/a
PB Ratio 1.01
P/TBV Ratio 1.23
P/FCF Ratio 15.61
P/OCF Ratio 13.58
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 15.54
EV / Sales 3.13
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 21.61

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 9.85
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.11%.

Return on Equity (ROE) 9.11%
Return on Assets (ROA) 0.84%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $225,294
Profits Per Employee $45,381
Employee Count 252
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, SBFG has paid $2.39 million in taxes.

Income Tax 2.39M
Effective Tax Rate 17.22%

Stock Price Statistics

The stock price has increased by +45.45% in the last 52 weeks. The beta is 0.47, so SBFG's price volatility has been lower than the market average.

Beta (5Y) 0.47
52-Week Price Change +45.45%
50-Day Moving Average 20.44
200-Day Moving Average 19.39
Relative Strength Index (RSI) 51.65
Average Volume (20 Days) 19,482

Short Selling Information

The latest short interest is 36,930, so 0.57% of the outstanding shares have been sold short.

Short Interest 36,930
Short Previous Month 78,583
Short % of Shares Out 0.57%
Short % of Float 0.78%
Short Ratio (days to cover) 2.01

Income Statement

In the last 12 months, SBFG had revenue of $56.77 million and earned $11.44 million in profits. Earnings per share was $1.72.

Revenue 56.77M
Gross Profit 56.77M
Operating Income 13.82M
Pretax Income 14.27M
Net Income 11.44M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.72
Full Income Statement

Balance Sheet

The company has $31.59 million in cash and $80.99 million in debt, giving a net cash position of -$49.40 million or -$7.57 per share.

Cash & Cash Equivalents 31.59M
Total Debt 80.99M
Net Cash -49.40M
Net Cash Per Share -$7.57
Equity (Book Value) 127.51M
Book Value Per Share 19.47
Working Capital -1.13B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $9.45 million and capital expenditures -$1.23 million, giving a free cash flow of $8.22 million.

Operating Cash Flow 9.45M
Capital Expenditures -1.23M
Free Cash Flow 8.22M
FCF Per Share $1.26
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 24.33%
Pretax Margin 24.41%
Profit Margin 20.20%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 14.48%

Dividends & Yields

This stock pays an annual dividend of $0.58, which amounts to a dividend yield of 2.96%.

Dividend Per Share $0.58
Dividend Yield 2.96%
Dividend Growth (YoY) 7.41%
Years of Dividend Growth 10
Payout Ratio 33.78%
Buyback Yield 3.43%
Shareholder Yield 6.38%
Earnings Yield 8.91%
FCF Yield 6.41%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on January 20, 2022. It was a forward split with a ratio of 1.05:1.

Last Split Date Jan 20, 2022
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3