SB Financial Group Statistics
Total Valuation
SBFG has a market cap or net worth of $139.09 million. The enterprise value is $168.22 million.
Important Dates
The next estimated earnings date is Thursday, January 23, 2025, after market close.
| Earnings Date | Jan 23, 2025 |
| Ex-Dividend Date | Nov 8, 2024 |
Share Statistics
SBFG has 6.65 million shares outstanding. The number of shares has decreased by -3.24% in one year.
| Current Share Class | 6.65M |
| Shares Outstanding | 6.65M |
| Shares Change (YoY) | -3.24% |
| Shares Change (QoQ) | -0.37% |
| Owned by Insiders (%) | 4.92% |
| Owned by Institutions (%) | 33.85% |
| Float | 4.87M |
Valuation Ratios
The trailing PE ratio is 11.99 and the forward PE ratio is 12.09.
| PE Ratio | 11.99 |
| Forward PE | 12.09 |
| PS Ratio | 2.47 |
| Forward PS | 3.42 |
| PB Ratio | 1.05 |
| P/TBV Ratio | 1.27 |
| P/FCF Ratio | 15.21 |
| P/OCF Ratio | 13.55 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.40 |
| EV / Sales | 2.97 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 18.40 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 9.06 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.56%.
| Return on Equity (ROE) | 9.56% |
| Return on Assets (ROA) | 0.86% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $226,024 |
| Profits Per Employee | $46,558 |
| Employee Count | 251 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SBFG has paid $2.43 million in taxes.
| Income Tax | 2.43M |
| Effective Tax Rate | 17.18% |
Stock Price Statistics
The stock price has increased by +38.39% in the last 52 weeks. The beta is 0.75, so SBFG's price volatility has been lower than the market average.
| Beta (5Y) | 0.75 |
| 52-Week Price Change | +38.39% |
| 50-Day Moving Average | 20.47 |
| 200-Day Moving Average | 16.51 |
| Relative Strength Index (RSI) | 45.57 |
| Average Volume (20 Days) | 37,676 |
Short Selling Information
The latest short interest is 5,844, so 0.09% of the outstanding shares have been sold short.
| Short Interest | 5,844 |
| Short Previous Month | 7,275 |
| Short % of Shares Out | 0.09% |
| Short % of Float | 0.12% |
| Short Ratio (days to cover) | 0.42 |
Income Statement
In the last 12 months, SBFG had revenue of $56.73 million and earned $11.69 million in profits. Earnings per share was $1.74.
| Revenue | 56.73M |
| Gross Profit | 56.73M |
| Operating Income | 14.41M |
| Pretax Income | 14.27M |
| Net Income | 11.69M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.74 |
Full Income StatementBalance Sheet
The company has $53.72 million in cash and $82.85 million in debt, giving a net cash position of -$29.13 million or -$4.38 per share.
| Cash & Cash Equivalents | 53.72M |
| Total Debt | 82.85M |
| Net Cash | -29.13M |
| Net Cash Per Share | -$4.38 |
| Equity (Book Value) | 132.84M |
| Book Value Per Share | 19.89 |
| Working Capital | -1.11B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $10.27 million and capital expenditures -$1.12 million, giving a free cash flow of $9.15 million.
| Operating Cash Flow | 10.27M |
| Capital Expenditures | -1.12M |
| Free Cash Flow | 9.15M |
| FCF Per Share | $1.37 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 25.39% |
| Pretax Margin | 24.94% |
| Profit Margin | 20.66% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 16.12% |