SB Financial Group Statistics
Total Valuation
SBFG has a market cap or net worth of $118.99 million. The enterprise value is $88.55 million.
Important Dates
The next estimated earnings date is Thursday, July 17, 2025, after market close.
| Earnings Date | Jul 17, 2025 |
| Ex-Dividend Date | May 16, 2025 |
Share Statistics
SBFG has 6.53 million shares outstanding. The number of shares has decreased by -3.23% in one year.
| Current Share Class | 6.53M |
| Shares Outstanding | 6.53M |
| Shares Change (YoY) | -3.23% |
| Shares Change (QoQ) | -1.47% |
| Owned by Insiders (%) | 5.81% |
| Owned by Institutions (%) | 35.29% |
| Float | 4.72M |
Valuation Ratios
The trailing PE ratio is 10.87 and the forward PE ratio is 9.31.
| PE Ratio | 10.87 |
| Forward PE | 9.31 |
| PS Ratio | 2.08 |
| Forward PS | n/a |
| PB Ratio | 0.92 |
| P/TBV Ratio | 1.14 |
| P/FCF Ratio | 8.61 |
| P/OCF Ratio | 7.52 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 7.89 |
| EV / Sales | 1.51 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.39 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.69 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.82%.
| Return on Equity (ROE) | 8.82% |
| Return on Assets (ROA) | 0.79% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $233,385 |
| Profits Per Employee | $44,552 |
| Employee Count | 252 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SBFG has paid $2.34 million in taxes.
| Income Tax | 2.34M |
| Effective Tax Rate | 17.18% |
Stock Price Statistics
The stock price has increased by +34.77% in the last 52 weeks. The beta is 0.27, so SBFG's price volatility has been lower than the market average.
| Beta (5Y) | 0.27 |
| 52-Week Price Change | +34.77% |
| 50-Day Moving Average | 19.52 |
| 200-Day Moving Average | 19.97 |
| Relative Strength Index (RSI) | 36.28 |
| Average Volume (20 Days) | 23,543 |
Short Selling Information
The latest short interest is 11,795, so 0.18% of the outstanding shares have been sold short.
| Short Interest | 11,795 |
| Short Previous Month | 13,859 |
| Short % of Shares Out | 0.18% |
| Short % of Float | 0.25% |
| Short Ratio (days to cover) | 0.46 |
Income Statement
In the last 12 months, SBFG had revenue of $58.81 million and earned $11.23 million in profits. Earnings per share was $1.70.
| Revenue | 58.81M |
| Gross Profit | 58.81M |
| Operating Income | 13.73M |
| Pretax Income | 14.27M |
| Net Income | 11.23M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.70 |
Full Income StatementBalance Sheet
The company has $109.49 million in cash and $78.83 million in debt, giving a net cash position of $30.66 million or $4.70 per share.
| Cash & Cash Equivalents | 109.49M |
| Total Debt | 78.83M |
| Net Cash | 30.66M |
| Net Cash Per Share | $4.70 |
| Equity (Book Value) | 131.53M |
| Book Value Per Share | 20.14 |
| Working Capital | -1.17B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $15.85 million and capital expenditures -$1.99 million, giving a free cash flow of $13.85 million.
| Operating Cash Flow | 15.85M |
| Capital Expenditures | -1.99M |
| Free Cash Flow | 13.85M |
| FCF Per Share | $2.12 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 23.34% |
| Pretax Margin | 23.12% |
| Profit Margin | 19.15% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.55% |