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Southern First Bancshares, Inc. (SFST)

Stock Price: $27.12 USD -0.84 (-3.00%)
Updated Aug 13, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 209.76M
Revenue (ttm) 77.40M
Net Income (ttm) 24.68M
Shares Out 7.73M
EPS (ttm) 2.83
PE Ratio 9.58
Forward PE 14.64
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day Aug 13, 2020
Last Price $27.12
Previous Close $27.96
Change ($) -0.84
Change (%) -3.00%
Day's Open 27.88
Day's Range 26.97 - 27.97
Day's Volume 17,817
52-Week Range 20.89 - 44.43

More Stats

Market Cap 209.76M
Enterprise Value 169.57M
Earnings Date (est) Oct 27, 2020
Ex-Dividend Date n/a
Shares Outstanding 7.73M
Float 6.53M
EPS (basic) 3.27
EPS (diluted) 2.83
FCF / Share -0.97
Dividend n/a
Dividend Yield n/a
Earnings Yield 10.44%
FCF Yield n/a
Payout Ratio n/a
Shares Short 80,912
Short Ratio 3.02
Short % of Float 1.00%
Beta 0.98
PE Ratio 9.58
Forward PE 14.64
P/FCF Ratio n/a
PS Ratio 2.71
PB Ratio 0.92
Revenue 77.40M
Operating Income 31.26M
Net Income 24.68M
Free Cash Flow -7.46M
Net Cash 40.20M
Net Cash / Share 5.20
Gross Margin 105.23%
Operating Margin 40.38%
Profit Margin 31.90%
FCF Margin -9.64%
ROA 0.96%
ROE 10.90%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (3)

Buy 3
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

(13.09% upside)
Current: $27.12
Target: 30.67
*Average 12-month price target from 3 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Revenue Growth16.8%17.59%12.94%17.83%26.27%18.05%16.42%21.26%17.8%-
Gross Profit79.9568.4558.2151.5543.7534.6529.3525.2120.7917.65
Operating Income35.4828.6923.6620.3715.549.747.545.702.921.08
Net Income27.8622.2913.0513.0410.176.635.123.862.090.89
Shares Outstanding7.537.387.016.326.204.984.
Earnings Per Share3.582.881.761.941.551.100.980.640.22-0.06
EPS Growth24.31%63.64%-9.28%25.16%40.91%12.24%53.13%190.91%--
Operating Cash Flow18.2831.7017.1917.0920.114.738.5911.8811.1910.79
Capital Expenditures-8.43-1.94-5.38-5.43-4.65-2.23-2.30-2.37-2.37-0.31
Free Cash Flow9.8529.7611.8111.6615.462.516.299.518.8210.48
Cash & Equivalents12872.8792.1746.5562.8741.2639.2029.4123.0153.85
Total Debt14663.4080.60129129149138151136136
Net Cash / Debt-18.079.4711.56-82.05-65.74-107-98.30-121-113-82.25
Book Value20617415011094.2482.9965.6764.1362.5459.22
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Southern First Bancshares, Inc.
Country United States
Employees 242
CEO R. Arthur Seaver

Stock Information

Ticker Symbol SFST
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: SFST
IPO Date October 28, 1999


Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides various banking products and services to general public in South Carolina, North Carolina, and Georgia. It accepts various deposit products that include checking accounts, commercial checking accounts, savings accounts, and other time deposits, including daily money market accounts and long-term certificates of deposit. The company's loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, it provides other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. The company operates through ten retail offices located in Greenville, Columbia, and Charleston; two retail offices located in Raleigh and Greensboro markets; and one retail office located in Atlanta. Southern First Bancshares, Inc. was founded in 1999 and is headquartered in Greenville, South Carolina.