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Southern First Bancshares, Inc. (SFST)

Stock Price: $33.09 USD 1.19 (3.73%)
Updated December 1, 4:00 PM EST - Market closed
After-hours: $32.88 -0.22 (-0.65%) Dec 1, 4:10 PM

Stock Price Chart

Key Info

Market Cap 256.04M
Revenue (ttm) 72.00M
Net Income (ttm) 16.92M
Shares Out 7.74M
EPS (ttm) 2.16
PE Ratio 15.32
Forward PE 11.22
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day December 1
Last Price $33.09
Previous Close $31.90
Change ($) 1.19
Change (%) 3.73%
Day's Open 32.62
Day's Range 32.01 - 33.21
Day's Volume 40,654
52-Week Range 21.64 - 44.32

More Stats

Market Cap 256.04M
Enterprise Value 129.09M
Earnings Date (est) n/a
Ex-Dividend Date n/a
Shares Outstanding 7.74M
Float n/a
EPS (basic) 2.22
EPS (diluted) 2.16
FCF / Share 1.51
Dividend n/a
Dividend Yield n/a
Earnings Yield 6.53%
FCF Yield 4.55%
Payout Ratio n/a
Shares Short 76,832
Short Ratio 3.69
Short % of Float n/a
Beta 0.97
PE Ratio 15.32
Forward PE 11.22
P/FCF Ratio 21.98
PS Ratio 3.56
PB Ratio 1.16
Revenue 72.00M
Operating Income 21.83M
Net Income 16.92M
Free Cash Flow 11.65M
Net Cash 126.94M
Net Cash / Share 16.41
Gross Margin 110.82%
Operating Margin 30.32%
Profit Margin 23.50%
FCF Margin 16.18%
ROA 0.72%
ROE 8.11%
ROIC 0.90%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (3)

Buy 3
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$32.17*
(-2.78% downside)
Low
31.0
Current: $33.09
High
33.0
Target: 32.17
*Average 12-month price target from 3 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue79.9568.4558.2151.5543.7534.6529.3525.2120.7917.65
Revenue Growth16.8%17.59%12.94%17.83%26.27%18.05%16.42%21.26%17.8%-
Gross Profit79.9568.4558.2151.5543.7534.6529.3525.2120.7917.65
Operating Income35.4828.6923.6620.3715.549.747.545.702.921.08
Net Income27.8622.2913.0513.0410.176.635.123.862.090.89
Shares Outstanding7.537.387.016.326.204.984.284.234.204.18
Earnings Per Share3.582.881.761.941.551.100.980.640.22-0.06
EPS Growth24.31%63.64%-9.28%25.16%40.91%12.24%53.13%190.91%--
Operating Cash Flow18.2831.7017.1917.0920.114.738.5911.8811.1910.79
Capital Expenditures-8.43-1.94-5.38-5.43-4.65-2.23-2.30-2.37-2.37-0.31
Free Cash Flow9.8529.7611.8111.6615.462.516.299.518.8210.48
Cash & Equivalents12872.8792.1746.5562.8741.2639.2029.4123.0153.85
Total Debt14663.4080.60129129149138151136136
Net Cash / Debt-18.079.4711.56-82.05-65.74-107-98.30-121-113-82.25
Assets2,2671,9011,6251,3411,2171,030891798768736
Liabilities2,0611,7271,4751,2311,123947825734705677
Book Value20617415011094.2482.9965.6764.1362.5459.22
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Southern First Bancshares, Inc.
Country United States
Employees 242
CEO R. Arthur Seaver

Stock Information

Ticker Symbol SFST
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: SFST
IPO Date October 28, 1999

Description

Southern First Bancshares operates as the bank holding company for Southern First Bank that provides various banking products and services to general public in South Carolina, North Carolina, and Georgia. It accepts various deposit products that include checking accounts, commercial checking accounts, savings accounts, and other time deposits, including daily money market accounts and long-term certificates of deposit. The company's loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, it provides other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. The company operates through ten retail offices located in Greenville, Columbia, and Charleston; two retail offices located in Raleigh and Greensboro markets; and one retail office located in Atlanta. Southern First Bancshares, Inc. was founded in 1999 and is headquartered in Greenville, South Carolina.