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Southern First Bancshares, Inc. (SFST)
NASDAQ: SFST · Real-Time Price · USD
62.75
-0.58 (-0.92%)
At close: Aug 10, 2026, 4:00 PM EDT
62.88
+0.13 (0.21%)
After-hours: Aug 10, 2026, 4:23 PM EDT

Southern First Bancshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
129.33115.1493.2486.25101.05117.23
Revenue Growth
25.75%23.49%8.10%-14.64%-13.81%51.15%
Net Income
19.8630.3715.5313.4329.1246.71
Earnings Per Share
4.653.721.911.663.615.85
EPS Growth
72.22%94.76%15.06%-54.02%-38.29%150.00%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
361.63269.58162.86156.17170.87167.21
Total Debt
13.424.924.936.3236.2136.11
Net Cash (Debt)
348.23244.68137.96119.85134.66131.1
Net Cash Growth
41.48%77.36%15.11%-11.00%2.71%102.67%
Net Cash Per Share
40.9529.9817.0014.8416.6816.41

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
41.2230.4625.5617.6550.3178.07
Capital Expenditures
-1.96-0.58-0.79-1.24-13.95-26.51
Free Cash Flow
39.2629.8824.7716.4136.3651.56
Free Cash Flow Growth
-6.40%20.60%50.95%-54.86%-29.49%286.42%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
39.47%34.40%21.36%20.20%37.72%51.87%
Profit Margin
15.35%26.37%16.66%15.57%28.81%39.84%
FCF Margin
30.36%25.95%26.57%19.03%35.98%43.98%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.4913.8520.8122.3512.6710.68
Forward PE
11.4511.8914.4623.6311.2113.39
P/FCF Ratio
15.0914.1613.1018.2810.089.61
PS Ratio
4.603.683.483.483.634.22