Southern First Bancshares, Inc. (SFST)

NASDAQ: SFST · Real-Time Price · USD

61.39

-0.81 (-1.30%)

At close: Jul 20, 2026, 4:00 PM EDT

60.62

-0.77 (-1.25%)

Pre-market: Jul 21, 2026, 8:31 AM EDT

Southern First Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	118.9	104.95	81.22	77.65	97.62	87.73
Net Interest Income Growth	29.63%	29.22%	4.59%	-20.45%	11.27%	9.93%
Non-Interest Income	14.26	13.14	12.14	9.86	9.58	17.1
Non-Interest Income Growth	15.20%	8.21%	23.13%	2.92%	-43.98%	-37.48%
Revenues Before Loan Losses	133.16	118.09	93.36	87.51	107.2	104.83
Provision for Credit Losses	3.83	2.95	0.13	1.26	6.16	-12.4
Revenue	129.33	115.14	93.24	86.25	101.05	117.23
Revenue Growth (YoY)	25.75%	23.49%	8.10%	-14.64%	-13.81%	51.15%
Compensation Expenses	46.06	44.81	43.55	40.28	38.79	36.1
Selling, General & Admin	27.02	26.37	25.87	24.95	20.75	17.07
Other Non-Interest Expenses	4.69	4.36	3.91	3.6	3.39	3.26
Total Non-Interest Expense	77.77	75.53	73.33	68.83	62.93	56.43
Pretax Income	51.05	39.61	19.91	17.43	38.11	60.8
Provision for Income Taxes	11.44	9.24	4.38	4	9	14.09
Net Income	8.66	30.37	15.53	13.43	29.12	46.71
Net Income to Common	8.66	30.37	15.53	13.43	29.12	46.71
Net Income Growth	-20.99%	95.53%	15.67%	-53.89%	-37.67%	154.86%
Shares Outstanding (Basic)	8	8	8	8	8	8
Shares Outstanding (Diluted)	9	8	8	8	8	8
Shares Change (YoY)	4.92%	0.53%	0.48%	0.08%	1.03%	2.11%
EPS (Basic)	4.72	3.75	1.92	1.67	3.66	5.96
EPS (Diluted)	4.65	3.72	1.91	1.66	3.61	5.85
EPS Growth	72.22%	94.76%	15.06%	-54.02%	-38.29%	150.00%
Free Cash Flow	-	29.88	24.77	16.41	36.36	51.56
Free Cash Flow Growth	-	20.60%	50.95%	-54.86%	-29.49%	286.42%
Free Cash Flow Per Share	-	3.66	3.05	2.03	4.50	6.45
Profit Margin	6.70%	26.37%	16.66%	15.57%	28.81%	39.84%
FCF Margin	-	25.95%	26.57%	19.03%	35.98%	43.98%
Effective Tax Rate	22.42%	23.33%	22.01%	22.96%	23.61%	23.18%

SEC Filings: 10-K · 10-Q