Southern First Bancshares Statistics
Total Valuation
SFST has a market cap or net worth of $572.23 million. The enterprise value is $521.60 million.
| Market Cap | 572.23M |
| Enterprise Value | 521.60M |
Important Dates
The next estimated earnings date is Tuesday, July 21, 2026, before market open.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
SFST has 9.46 million shares outstanding. The number of shares has increased by 1.19% in one year.
| Current Share Class | 9.46M |
| Shares Outstanding | 9.46M |
| Shares Change (YoY) | +1.19% |
| Shares Change (QoQ) | +2.09% |
| Owned by Insiders (%) | 5.20% |
| Owned by Institutions (%) | 57.88% |
| Float | 7.53M |
Valuation Ratios
The trailing PE ratio is 14.21 and the forward PE ratio is 11.17.
| PE Ratio | 14.21 |
| Forward PE | 11.17 |
| PS Ratio | 4.69 |
| Forward PS | 3.67 |
| PB Ratio | 1.32 |
| P/TBV Ratio | 1.51 |
| P/FCF Ratio | 17.38 |
| P/OCF Ratio | 17.01 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 14.91 |
| EV / Sales | 4.28 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.84 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 8.89 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.76%.
| Return on Equity (ROE) | 9.76% |
| Return on Assets (ROA) | 0.79% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.32% |
| Revenue Per Employee | $386,956 |
| Profits Per Employee | $111,070 |
| Employee Count | 315 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SFST has paid $10.19 million in taxes.
| Income Tax | 10.19M |
| Effective Tax Rate | 22.56% |
Stock Price Statistics
The stock price has increased by +72.96% in the last 52 weeks. The beta is 0.69, so SFST's price volatility has been lower than the market average.
| Beta (5Y) | 0.69 |
| 52-Week Price Change | +72.96% |
| 50-Day Moving Average | 57.02 |
| 200-Day Moving Average | 52.01 |
| Relative Strength Index (RSI) | 66.11 |
| Average Volume (20 Days) | 123,316 |
Short Selling Information
The latest short interest is 126,569, so 1.34% of the outstanding shares have been sold short.
| Short Interest | 126,569 |
| Short Previous Month | 117,775 |
| Short % of Shares Out | 1.34% |
| Short % of Float | 1.68% |
| Short Ratio (days to cover) | 0.81 |
Income Statement
In the last 12 months, SFST had revenue of $121.89 million and earned $34.99 million in profits. Earnings per share was $4.26.
| Revenue | 121.89M |
| Gross Profit | 121.89M |
| Operating Income | 48.94M |
| Pretax Income | 45.18M |
| Net Income | 34.99M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.26 |
Balance Sheet
The company has $343.21 million in cash and $292.58 million in debt, with a net cash position of $50.63 million or $5.35 per share.
| Cash & Cash Equivalents | 343.21M |
| Total Debt | 292.58M |
| Net Cash | 50.63M |
| Net Cash Per Share | $5.35 |
| Equity (Book Value) | 379.41M |
| Book Value Per Share | 46.00 |
| Working Capital | -3.52B |
Cash Flow
In the last 12 months, operating cash flow was $33.65 million and capital expenditures -$720,000, giving a free cash flow of $32.93 million.
| Operating Cash Flow | 33.65M |
| Capital Expenditures | -720,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 32.93M |
| FCF Per Share | $3.48 |
Margins
| Gross Margin | n/a |
| Operating Margin | 40.15% |
| Pretax Margin | 37.06% |
| Profit Margin | 28.70% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 27.01% |
Dividends & Yields
SFST does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.19% |
| Shareholder Yield | -1.19% |
| Earnings Yield | 6.11% |
| FCF Yield | 5.75% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 30, 2013. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Jan 30, 2013 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |