Southern First Bancshares, Inc. (SFST)

NASDAQ: SFST · IEX Real-Time Price · USD
31.76
+0.50 (1.60%)
At close: Mar 28, 2024, 4:00 PM
32.00
+0.24 (0.76%)
After-hours: Mar 28, 2024, 5:11 PM EDT

Total Valuation

SFST has a market cap or net worth of $259.04 million. The enterprise value is $414.19 million.

Market Cap 259.04M
Enterprise Value 414.19M

Important Dates

The next estimated earnings date is Tuesday, April 23, 2024, before market open.

Earnings Date Apr 23, 2024
Ex-Dividend Date n/a

Share Statistics

SFST has 8.16 million shares outstanding. The number of shares has increased by 0.08% in one year.

Shares Outstanding 8.16M
Shares Change (YoY) +0.08%
Shares Change (QoQ) +0.10%
Owned by Insiders (%) 6.73%
Owned by Institutions (%) 81.38%
Float 5.94M

Valuation Ratios

The trailing PE ratio is 19.13 and the forward PE ratio is 15.12. SFST's PEG ratio is 2.31.

PE Ratio 19.13
Forward PE 15.12
PS Ratio 3.00
Forward PS 2.57
PB Ratio 0.83
P/FCF Ratio 15.78
PEG Ratio 2.31
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 18.62, with an EV/FCF ratio of 25.24.

EV / Earnings 30.85
EV / Sales 4.80
EV / EBITDA 18.62
EV / EBIT 23.77
EV / FCF 25.24

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 1.00
Debt / EBITDA 14.00
Debt / FCF 18.97
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 4.40% and return on invested capital (ROIC) is 2.15%.

Return on Equity (ROE) 4.40%
Return on Assets (ROA) 0.30%
Return on Capital (ROIC) 2.15%
Revenue Per Employee $291,399
Profits Per Employee $45,358
Employee Count 296
Asset Turnover 0.02
Inventory Turnover n/a

Taxes

In the past 12 months, SFST has paid $4.00 million in taxes.

Income Tax 4.00M
Effective Tax Rate 22.96%

Stock Price Statistics

The stock price has decreased by -1.73% in the last 52 weeks. The beta is 0.79, so SFST's price volatility has been lower than the market average.

Beta (1Y) 0.79
52-Week Price Change -1.73%
50-Day Moving Average 33.74
200-Day Moving Average 30.28
Relative Strength Index (RSI) 48.74
Average Volume (30 Days) 24,249

Short Selling Information

The latest short interest is 127,038, so 1.56% of the outstanding shares have been sold short.

Short Interest 127,038
Short Previous Month 124,504
Short % of Shares Out 1.56%
Short % of Float 2.14%
Short Ratio (days to cover) 6.51

Income Statement

In the last 12 months, SFST had revenue of $86.25 million and earned $13.43 million in profits. Earnings per share was $1.66.

Revenue 86.25M
Gross Profit 86.25M
Operating Income 17.43M
Pretax Income 17.43M
Net Income 13.43M
EBITDA 22.24M
EBIT 17.43M
Earnings Per Share (EPS) $1.66
Full Income Statement

Balance Sheet

The company has $156.17 million in cash and $311.32 million in debt, giving a net cash position of -$155.15 million or -$19.02 per share.

Cash & Cash Equivalents 156.17M
Total Debt 311.32M
Net Cash -155.15M
Net Cash Per Share -$19.02
Equity / Book Value 312.47M
Book Value Per Share 38.31
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $17.65 million and capital expenditures -$1.24 million, giving a free cash flow of $16.41 million.

Operating Cash Flow 17.65M
Capital Expenditures -1.24M
Free Cash Flow 16.41M
FCF Per Share $2.04
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 20.20% and 15.57%.

Gross Margin 100.00%
Operating Margin 20.20%
Pretax Margin 20.20%
Profit Margin 15.57%
EBITDA Margin 25.79%
EBIT Margin 20.20%
FCF Margin 19.03%

Dividends & Yields

SFST does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth 1
Payout Ratio n/a
Buyback Yield -0.08%
Shareholder Yield -0.08%
Earnings Yield 5.18%
FCF Yield 6.34%
Dividend Details

Analyst Forecast

The average price target for SFST is $44.00, which is 38.54% higher than the current price. The consensus rating is "Buy".

Price Target $44.00
Price Target Difference 38.54%
Analyst Consensus Buy
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on January 30, 2013. It was a forward split with a ratio of 11:10.

Last Split Date Jan 30, 2013
Split Type Forward
Split Ratio 11:10

Scores

Altman Z-Score n/a
Piotroski F-Score 4