Southern First Bancshares Statistics
Total Valuation
SFST has a market cap or net worth of $599.85 million. The enterprise value is $518.31 million.
| Market Cap | 599.85M |
| Enterprise Value | 518.31M |
Important Dates
The last earnings date was Tuesday, July 21, 2026, before market open.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
SFST has 9.47 million shares outstanding. The number of shares has increased by 4.89% in one year.
| Current Share Class | 9.47M |
| Shares Outstanding | 9.47M |
| Shares Change (YoY) | +4.89% |
| Shares Change (QoQ) | +12.37% |
| Owned by Insiders (%) | 5.15% |
| Owned by Institutions (%) | 63.37% |
| Float | 7.44M |
Valuation Ratios
The trailing PE ratio is 13.62 and the forward PE ratio is 11.56.
| PE Ratio | 13.62 |
| Forward PE | 11.56 |
| PS Ratio | 4.66 |
| Forward PS | 3.77 |
| PB Ratio | 1.33 |
| P/TBV Ratio | 1.33 |
| P/FCF Ratio | 15.28 |
| P/OCF Ratio | 14.55 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 13.09 |
| EV / Sales | 4.02 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.20 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.14 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.93%.
| Return on Equity (ROE) | 9.93% |
| Return on Assets (ROA) | 0.88% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.44% |
| Revenue Per Employee | $408,937 |
| Profits Per Employee | $125,717 |
| Employee Count | 315 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SFST has paid $11.44 million in taxes.
| Income Tax | 11.44M |
| Effective Tax Rate | 22.42% |
Stock Price Statistics
The stock price has increased by +55.30% in the last 52 weeks. The beta is 0.68, so SFST's price volatility has been lower than the market average.
| Beta (5Y) | 0.68 |
| 52-Week Price Change | +55.30% |
| 50-Day Moving Average | 60.66 |
| 200-Day Moving Average | 55.42 |
| Relative Strength Index (RSI) | 57.88 |
| Average Volume (20 Days) | 125,063 |
Short Selling Information
The latest short interest is 385,190, so 4.07% of the outstanding shares have been sold short.
| Short Interest | 385,190 |
| Short Previous Month | 436,399 |
| Short % of Shares Out | 4.07% |
| Short % of Float | 5.17% |
| Short Ratio (days to cover) | 2.44 |
Income Statement
In the last 12 months, SFST had revenue of $128.82 million and earned $39.60 million in profits. Earnings per share was $4.65.
| Revenue | 128.82M |
| Gross Profit | 128.82M |
| Operating Income | 54.75M |
| Pretax Income | 51.05M |
| Net Income | 39.60M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.65 |
Balance Sheet
The company has $361.77 million in cash and $280.23 million in debt, with a net cash position of $81.54 million or $8.61 per share.
| Cash & Cash Equivalents | 361.77M |
| Total Debt | 280.23M |
| Net Cash | 81.54M |
| Net Cash Per Share | $8.61 |
| Equity (Book Value) | 452.27M |
| Book Value Per Share | 47.77 |
| Working Capital | -3.56B |
Cash Flow
In the last 12 months, operating cash flow was $41.22 million and capital expenditures -$1.96 million, giving a free cash flow of $39.26 million.
| Operating Cash Flow | 41.22M |
| Capital Expenditures | -1.96M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -11.50M |
| Free Cash Flow | 39.26M |
| FCF Per Share | $4.15 |
Margins
| Gross Margin | n/a |
| Operating Margin | 42.50% |
| Pretax Margin | 39.63% |
| Profit Margin | 30.74% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.48% |
Dividends & Yields
SFST does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -4.89% |
| Shareholder Yield | -4.89% |
| Earnings Yield | 6.60% |
| FCF Yield | 6.55% |
Analyst Forecast
The average price target for SFST is $68.50, which is 8.16% higher than the current price. The consensus rating is "Hold".
| Price Target | $68.50 |
| Price Target Difference | 8.16% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | 20.74% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 30, 2013. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Jan 30, 2013 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |