Southern First Bancshares, Inc. (SFST)
Total Valuation
SFST has a market cap or net worth of $259.04 million. The enterprise value is $414.19 million.
Market Cap | 259.04M |
Enterprise Value | 414.19M |
Important Dates
The next estimated earnings date is Tuesday, April 23, 2024, before market open.
Earnings Date | Apr 23, 2024 |
Ex-Dividend Date | n/a |
Share Statistics
SFST has 8.16 million shares outstanding. The number of shares has increased by 0.08% in one year.
Shares Outstanding | 8.16M |
Shares Change (YoY) | +0.08% |
Shares Change (QoQ) | +0.10% |
Owned by Insiders (%) | 6.73% |
Owned by Institutions (%) | 81.38% |
Float | 5.94M |
Valuation Ratios
The trailing PE ratio is 19.13 and the forward PE ratio is 15.12. SFST's PEG ratio is 2.31.
PE Ratio | 19.13 |
Forward PE | 15.12 |
PS Ratio | 3.00 |
Forward PS | 2.57 |
PB Ratio | 0.83 |
P/FCF Ratio | 15.78 |
PEG Ratio | 2.31 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 18.62, with an EV/FCF ratio of 25.24.
EV / Earnings | 30.85 |
EV / Sales | 4.80 |
EV / EBITDA | 18.62 |
EV / EBIT | 23.77 |
EV / FCF | 25.24 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 1.00 |
Debt / EBITDA | 14.00 |
Debt / FCF | 18.97 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.40% and return on invested capital (ROIC) is 2.15%.
Return on Equity (ROE) | 4.40% |
Return on Assets (ROA) | 0.30% |
Return on Capital (ROIC) | 2.15% |
Revenue Per Employee | $291,399 |
Profits Per Employee | $45,358 |
Employee Count | 296 |
Asset Turnover | 0.02 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, SFST has paid $4.00 million in taxes.
Income Tax | 4.00M |
Effective Tax Rate | 22.96% |
Stock Price Statistics
The stock price has decreased by -1.73% in the last 52 weeks. The beta is 0.79, so SFST's price volatility has been lower than the market average.
Beta (1Y) | 0.79 |
52-Week Price Change | -1.73% |
50-Day Moving Average | 33.74 |
200-Day Moving Average | 30.28 |
Relative Strength Index (RSI) | 48.74 |
Average Volume (30 Days) | 24,249 |
Short Selling Information
The latest short interest is 127,038, so 1.56% of the outstanding shares have been sold short.
Short Interest | 127,038 |
Short Previous Month | 124,504 |
Short % of Shares Out | 1.56% |
Short % of Float | 2.14% |
Short Ratio (days to cover) | 6.51 |
Income Statement
In the last 12 months, SFST had revenue of $86.25 million and earned $13.43 million in profits. Earnings per share was $1.66.
Revenue | 86.25M |
Gross Profit | 86.25M |
Operating Income | 17.43M |
Pretax Income | 17.43M |
Net Income | 13.43M |
EBITDA | 22.24M |
EBIT | 17.43M |
Earnings Per Share (EPS) | $1.66 |
Balance Sheet
The company has $156.17 million in cash and $311.32 million in debt, giving a net cash position of -$155.15 million or -$19.02 per share.
Cash & Cash Equivalents | 156.17M |
Total Debt | 311.32M |
Net Cash | -155.15M |
Net Cash Per Share | -$19.02 |
Equity / Book Value | 312.47M |
Book Value Per Share | 38.31 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $17.65 million and capital expenditures -$1.24 million, giving a free cash flow of $16.41 million.
Operating Cash Flow | 17.65M |
Capital Expenditures | -1.24M |
Free Cash Flow | 16.41M |
FCF Per Share | $2.04 |
Margins
Gross margin is 100.00%, with operating and profit margins of 20.20% and 15.57%.
Gross Margin | 100.00% |
Operating Margin | 20.20% |
Pretax Margin | 20.20% |
Profit Margin | 15.57% |
EBITDA Margin | 25.79% |
EBIT Margin | 20.20% |
FCF Margin | 19.03% |
Dividends & Yields
SFST does not appear to pay any dividends at this time.
Dividend Per Share | n/a |
Dividend Yield | n/a |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | 1 |
Payout Ratio | n/a |
Buyback Yield | -0.08% |
Shareholder Yield | -0.08% |
Earnings Yield | 5.18% |
FCF Yield | 6.34% |
Analyst Forecast
The average price target for SFST is $44.00, which is 38.54% higher than the current price. The consensus rating is "Buy".
Price Target | $44.00 |
Price Target Difference | 38.54% |
Analyst Consensus | Buy |
Analyst Count | 1 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on January 30, 2013. It was a forward split with a ratio of 11:10.
Last Split Date | Jan 30, 2013 |
Split Type | Forward |
Split Ratio | 11:10 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |