Shore Bancshares Inc. (SHBI)
Stock Price Chart
Key Info
| Market Cap | 132.53M |
| Revenue (ttm) | 59.59M |
| Net Income (ttm) | 16.67M |
| Shares Out | 12.53M |
| EPS (ttm) | 1.32 |
| PE Ratio | 8.02 |
| Forward PE | n/a |
| Dividend | $0.48 |
| Dividend Yield | 4.54% |
Stock Quote
| Trading Day | Aug 14, 2020 |
| Last Price | $10.58 |
| Previous Close | $10.11 |
| Change ($) | 0.47 |
| Change (%) | 4.65% |
| Day's Open | 10.08 |
| Day's Range | 10.02 - 10.72 |
| Day's Volume | 67,995 |
| 52-Week Range | 7.63 - 17.90 |
More Stats
| Market Cap | 132.53M |
| Enterprise Value | 12.25M |
| Earnings Date (est) | Oct 15, 2020 |
| Ex-Dividend Date | Aug 13, 2020 |
| Shares Outstanding | 12.53M |
| Float | 12.26M |
| EPS (basic) | n/a |
| EPS (diluted) | 1.32 |
| FCF / Share | 1.17 |
| Dividend | $0.48 |
| Dividend Yield | 4.54% |
| Earnings Yield | 12.48% |
| FCF Yield | 11.01% |
| Payout Ratio | n/a |
| Shares Short | 129,436 |
| Short Ratio | 4.97 |
| Short % of Float | 0.93% |
| Beta | 0.71 |
| PE Ratio | 8.02 |
| Forward PE | n/a |
| P/FCF Ratio | 9.09 |
| PS Ratio | 2.22 |
| PB Ratio | 0.61 |
| Revenue | 59.59M |
| Operating Income | 22.35M |
| Net Income | 16.67M |
| Free Cash Flow | 14.59M |
| Net Cash | 120.28M |
| Net Cash / Share | 9.60 |
| Gross Margin | 99.77% |
| Operating Margin | 37.50% |
| Profit Margin | 28.00% |
| FCF Margin | 24.48% |
| ROA | 1.04% |
| ROE | 8.52% |
| ROIC | n/a |
Analyst Summary
Analyst Consensus: Hold
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 59.45 | 57.97 | 51.60 | 53.05 | 48.87 | 47.47 | 24.55 | 23.35 | 37.61 | 39.56 |
| Revenue Growth | 2.55% | 12.35% | -2.73% | 8.55% | 2.93% | 93.36% | 5.13% | -37.91% | -4.93% | - |
| Gross Profit | 59.45 | 57.97 | 51.60 | 53.05 | 48.87 | 47.47 | 24.55 | 23.35 | 37.61 | 39.56 |
| Operating Income | 21.89 | 21.14 | 17.96 | 15.90 | 11.52 | 8.11 | -16.14 | -16.20 | -1.56 | -2.16 |
| Net Income | 16.20 | 25.00 | 11.26 | 9.64 | 7.11 | 5.05 | -9.63 | -9.64 | -0.90 | -1.67 |
| Shares Outstanding | 12.69 | 12.75 | 12.69 | 12.66 | 12.63 | 12.61 | 8.46 | 8.46 | 8.46 | 8.44 |
| Earnings Per Share | 1.27 | 1.96 | 0.89 | 0.76 | 0.56 | 0.46 | -1.14 | -1.14 | -0.11 | -0.20 |
| EPS Growth | -35.2% | 120.22% | 17.11% | 35.71% | 21.74% | - | - | - | - | - |
| Dividend Per Share | 0.42 | 0.32 | 0.22 | 0.14 | 0.04 | - | - | 0.01 | 0.09 | 0.24 |
| Dividend Growth | 31.25% | 45.45% | 57.14% | 250% | - | - | - | -88.89% | -62.5% | - |
| Operating Cash Flow | 13.74 | 18.30 | 19.52 | 19.02 | 15.12 | 13.18 | 19.85 | 21.39 | 21.92 | 19.89 |
| Capital Expenditures | -2.24 | -1.13 | -1.26 | -0.70 | -1.52 | -2.08 | -0.54 | -1.89 | -1.21 | -1.29 |
| Free Cash Flow | 11.50 | 17.16 | 18.26 | 18.32 | 13.60 | 11.10 | 19.31 | 19.50 | 20.71 | 18.60 |
| Cash & Equivalents | 94.97 | 67.23 | 31.82 | 75.94 | 73.81 | 96.22 | 131 | 200 | 128 | 77.96 |
| Total Debt | 21.02 | 75.81 | 21.73 | 3.20 | 6.67 | 4.81 | 10.14 | 13.76 | 18.27 | 16.97 |
| Net Cash / Debt | 73.95 | -8.59 | 10.09 | 72.74 | 67.14 | 91.42 | 121 | 186 | 109 | 60.99 |
| Assets | 1,559 | 1,483 | 1,394 | 1,160 | 1,135 | 1,100 | 1,054 | 1,186 | 1,158 | 1,130 |
| Liabilities | 1,366 | 1,300 | 1,230 | 1,006 | 988 | 960 | 951 | 1,072 | 1,037 | 1,008 |
| Book Value | 193 | 183 | 164 | 154 | 147 | 140 | 103 | 114 | 121 | 123 |
Company Profile
Company Details
| Full Name | Shore Bancshares Inc. |
| Country | United States |
| Employees | 294 |
| CEO | Lloyd L. Beatty |
Stock Information
| Ticker Symbol | SHBI |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: SHBI |
Description
Shore Bancshares, Inc. operates as a bank holding company for the Shore United Bank that provides various commercial banking products and services to individuals, businesses, and other organizations. It offers various deposit products, including checking, savings, and money market accounts; and regular and IRA certificates of deposit, as well as CDARS programs and cash management services. The company also provides commercial loans, such as secured and unsecured loans, working capital loans, lines of credit, term loans, accounts receivable financing, real estate acquisition and development loans, construction loans, and letters of credit; residential real estate construction loans; residential mortgage loans; and loans to consumers comprising home equity, automobile, installment, home improvement, and personal lines of credit. In addition, it offers safe deposit boxes; debit and credit cards; direct deposit of payroll; merchant credit card clearing services; telephone, mobile, and Internet banking services; and automatic teller machine (ATM) services. Further, the company provides non-deposit products, such as mutual funds and annuities, and discount brokerage services; and trust, asset management, and financial planning services. It operates 21 full service branches, 23 ATMs, 2 loan production offices in Baltimore City, Baltimore County, Howard County, Kent County, Queen Anne's County, Caroline County, Talbot County, Worcester, and Dorchester County in Maryland; Kent County, Delaware; and Accomack County, Virginia. Shore Bancshares, Inc. was founded in 1876 and is headquartered in Easton, Maryland.