Shore Bancshares, Inc. (SHBI)

Shore Bancshares Statistics

Total Valuation

SHBI has a market cap or net worth of $641.93 million. The enterprise value is $400.74 million.

Market Cap	641.93M
Enterprise Value	400.74M

Important Dates

The last earnings date was Thursday, April 23, 2026, after market close.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	Mar 4, 2026

Share Statistics

SHBI has 33.45 million shares outstanding. The number of shares has increased by 0.28% in one year.

Current Share Class	33.45M
Shares Outstanding	33.45M
Shares Change (YoY)	+0.28%
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	8.79%
Owned by Institutions (%)	65.93%
Float	30.46M

Valuation Ratios

The trailing PE ratio is 10.21 and the forward PE ratio is 9.27.

PE Ratio	10.21
Forward PE	9.27
PS Ratio	2.86
Forward PS	2.72
PB Ratio	1.07
P/TBV Ratio	1.25
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	6.38
EV / Sales	1.79
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.88%.

Return on Equity (ROE)	10.88%
Return on Assets (ROA)	1.01%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	7.69%
Revenue Per Employee	$369,079
Profits Per Employee	$103,339
Employee Count	608
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SHBI has paid $20.23 million in taxes.

Income Tax	20.23M
Effective Tax Rate	24.35%

Stock Price Statistics

The stock price has increased by +46.60% in the last 52 weeks. The beta is 0.84, so SHBI's price volatility has been lower than the market average.

Beta (5Y)	0.84
52-Week Price Change	+46.60%
50-Day Moving Average	18.79
200-Day Moving Average	17.47
Relative Strength Index (RSI)	52.37
Average Volume (20 Days)	262,488

Short Selling Information

The latest short interest is 586,224, so 1.75% of the outstanding shares have been sold short.

Short Interest	586,224
Short Previous Month	749,605
Short % of Shares Out	1.75%
Short % of Float	1.92%
Short Ratio (days to cover)	2.20

Income Statement

In the last 12 months, SHBI had revenue of $224.40 million and earned $62.83 million in profits. Earnings per share was $1.88.

Revenue	224.40M
Gross Profit	224.40M
Operating Income	95.00M
Pretax Income	83.06M
Net Income	62.83M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.88

Balance Sheet

The company has $340.82 million in cash and $99.64 million in debt, with a net cash position of $241.19 million or $7.21 per share.

Cash & Cash Equivalents	340.82M
Total Debt	99.64M
Net Cash	241.19M
Net Cash Per Share	$7.21
Equity (Book Value)	602.71M
Book Value Per Share	18.02
Working Capital	-5.07B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	42.34%
Pretax Margin	37.01%
Profit Margin	28.00%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.50%.

Dividend Per Share	$0.48
Dividend Yield	2.50%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	25.53%
Buyback Yield	-0.28%
Shareholder Yield	2.22%
Earnings Yield	9.79%
FCF Yield	n/a

Analyst Forecast

The average price target for SHBI is $19.17, which is -0.10% lower than the current price. The consensus rating is "Buy".

Price Target	$19.17
Price Target Difference	-0.10%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 6, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jun 6, 2006
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2