Shore Bancshares, Inc. (SHBI)

NASDAQ: SHBI · Real-Time Price · USD

23.15

-0.04 (-0.17%)

Sep 9, 2026, 11:40 AM EDT - Market open

Shore Bancshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	230.21	216.69	196.96	128.7	122.46	77.99
Revenue Growth	10.57%	10.02%	53.04%	5.09%	57.03%	31.19%
Net Income	66.19	59.51	43.89	11.23	31.18	15.37
Earnings Per Share	1.97	1.78	1.32	0.42	1.57	1.17
EPS Growth	22.23%	34.92%	214.12%	-73.25%	34.02%	-7.76%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	257.93	355.67	460.13	372.53	55.58	583.61
Total Debt	99.47	100.15	135.58	85.7	92.99	68.61
Net Cash (Debt)	158.46	255.52	324.54	286.82	-37.42	515.01
Net Cash Growth	221.30%	-21.27%	13.15%	-	-	228.94%
Net Cash Per Share	4.74	7.65	9.75	10.79	-1.89	39.26

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	90.09	62.39	46.89	22.71	52.65	-7.5
Capital Expenditures	-2.92	-3.17	-5.22	-5.95	-2.42	-3.45
Free Cash Flow	87.17	59.22	41.66	16.76	50.23	-10.95
Free Cash Flow Growth	77.38%	42.15%	148.60%	-66.64%	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	28.75%	27.46%	22.28%	8.72%	25.46%	19.71%
FCF Margin	37.87%	27.33%	21.15%	13.02%	41.02%	-14.04%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.560	0.480	0.480	0.480	0.480	0.480
Dividend Per Share Growth	8.33%	0%	0%	0%	0%	0%
Dividend Yield	2.42%	2.77%	3.18%	3.68%	3.13%	2.68%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.77	9.93	12.04	42.07	11.11	26.87
Forward PE	10.56	9.33	10.82	9.54	9.16	13.81
P/FCF Ratio	8.88	9.98	12.68	28.18	6.89	-
PS Ratio	3.36	2.73	2.68	3.67	2.83	5.30