SLM Corporation (SLM)
Stock Price:
$9.19 USD
-0.27 (-2.85%)
Updated Oct 27, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
3.45B |
| Revenue (ttm) |
1.35B |
| Net Income (ttm) |
589.34M |
| Shares Out |
375.24M |
| EPS (ttm) |
1.45 |
| PE Ratio |
6.34 |
| Forward PE |
5.88 |
| Dividend |
$0.12 |
| Dividend Yield |
1.31% |
Stock Quote
| Trading Day |
Oct 27, 2020 |
| Last Price |
$9.19 |
| Previous Close |
$9.46 |
| Change ($) |
-0.27 |
| Change (%) |
-2.85% |
| Day's Open |
9.40 |
| Day's Range |
9.13 - 9.51 |
| Day's Volume |
2,904,127 |
| 52-Week Range |
5.60 - 12.32 |
More Stats
| Market Cap |
3.45B |
| Enterprise Value |
3.88B |
| Earnings Date (est) |
Jan 27, 2021 |
| Ex-Dividend Date |
Jun 4, 2020 |
| Shares Outstanding |
375.24M |
| Float |
370.95M |
| EPS (basic) |
1.42 |
| EPS (diluted) |
1.45 |
| FCF / Share |
-0.39 |
| Dividend |
$0.12 |
| Dividend Yield |
1.31% |
| Earnings Yield |
15.78% |
| FCF Yield |
n/a |
| Payout Ratio |
8.50% |
| Shares Short |
14.83M |
| Short Ratio |
3.27 |
| Short % of Float |
4.00% |
| Beta |
1.33 |
| PE Ratio |
6.34 |
| Forward PE |
5.88 |
| P/FCF Ratio |
n/a |
| PS Ratio |
2.55 |
| PB Ratio |
1.95 |
| Revenue |
1.35B |
| Operating Income |
770.01M |
| Net Income |
589.34M |
| Free Cash Flow |
-147.39M |
| Net Cash |
-434.15M |
| Net Cash / Share |
-1.16 |
| Gross Margin |
96.66% |
| Operating Margin |
56.95% |
| Profit Margin |
42.70% |
| FCF Margin |
-10.90% |
| ROA |
1.91% |
| ROE |
21.89% |
| ROIC |
2.50% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Forecasts
Analyst Ratings (11)
| Buy |
8 |
| Overweight |
0 |
| Hold |
3 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$11.73*
(27.64% upside)
Low
9.50
Current: $9.19
High
14.00
Target: 11.73
*Average 12-month price target from 11 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 1,318 | 1,116 | 941 | 801 | 795 | 650 | 691 | 609 | 1,963 | 3,082 |
| Revenue Growth | 18.07% | 18.69% | 17.46% | 0.72% | 22.27% | -5.91% | 13.52% | -68.99% | -36.31% | - |
| Gross Profit | 1,318 | 1,116 | 941 | 801 | 795 | 650 | 691 | 609 | 1,963 | 3,082 |
| Operating Income | 744 | 559 | 491 | 414 | 439 | 334 | 417 | 342 | 925 | 1,090 |
| Net Income | 578 | 487 | 289 | 250 | 274 | 194 | 259 | 218 | 633 | 530 |
| Shares Outstanding | 427 | 435 | 431 | 428 | 426 | 424 | 440 | 476 | 517 | 487 |
| Earnings Per Share | 1.30 | 1.07 | 0.62 | 0.53 | 0.59 | 0.42 | 0.58 | 0.45 | 1.18 | 0.94 |
| EPS Growth | 21.5% | 72.58% | 16.98% | -10.17% | 40.48% | -27.59% | 28.89% | -61.86% | 25.53% | - |
| Dividend Per Share | 0.12 | - | - | - | - | 15.15 | 0.60 | 0.50 | 0.30 | - |
| Dividend Growth | - | - | - | - | - | 2425% | 20% | 66.67% | - | - |
| Operating Cash Flow | -15.64 | -103 | -171 | -199 | -85.06 | -437 | 70.02 | 99.55 | 3,081 | -6,692 |
| Free Cash Flow | -15.64 | -103 | -171 | -199 | -85.06 | -437 | 70.02 | 99.55 | 3,081 | -6,692 |
| Cash & Equivalents | 5,721 | 2,682 | 1,636 | 1,973 | 2,444 | 2,365 | 2,183 | 8,911 | 8,667 | 10,598 |
| Total Debt | 4,643 | 4,284 | 3,275 | 2,168 | 1,079 | - | - | 172,257 | 183,966 | 197,159 |
| Net Cash / Debt | 1,077 | -1,602 | -1,639 | -195 | 1,365 | 2,365 | 2,183 | -163,346 | -175,299 | -186,561 |
| Assets | 32,686 | 26,638 | 21,780 | 18,533 | 15,214 | 12,972 | 10,707 | 181,260 | 193,345 | 205,307 |
| Liabilities | 29,375 | 23,666 | 19,305 | 16,186 | 13,118 | 11,142 | 9,541 | 176,194 | 188,094 | 200,295 |
| Book Value | 3,312 | 2,973 | 2,474 | 2,347 | 2,096 | 1,830 | 1,161 | 5,060 | 5,243 | 5,012 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
SLM Corporation |
| Country |
United States |
| Employees |
1,900 |
| CEO |
Jonathan W. Witter |
Stock Information
| Ticker Symbol |
SLM |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Credit Services |
| Unique Identifier |
NASDAQ: SLM |
Description
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; omnibus accounts; and a consumer savings network that provides financial rewards on everyday purchases to help families save for college. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.