SLM Corporation (SLM)
NASDAQ: SLM · IEX Real-Time Price · USD
20.58
-0.08 (-0.39%)
At close: Apr 17, 2024, 4:00 PM
20.24
-0.34 (-1.65%)
After-hours: Apr 17, 2024, 7:10 PM EDT

SLM Corporation Statistics

Total Valuation

SLM has a market cap or net worth of $4.53 billion. The enterprise value is $5.46 billion.

Market Cap 4.53B
Enterprise Value 5.46B

Important Dates

The next confirmed earnings date is Wednesday, April 24, 2024, after market close.

Earnings Date Apr 24, 2024
Ex-Dividend Date Mar 1, 2024

Share Statistics

SLM has 220.35 million shares outstanding. The number of shares has decreased by -10.49% in one year.

Shares Outstanding 220.35M
Shares Change (YoY) -10.49%
Shares Change (QoQ) -1.02%
Owned by Insiders (%) 1.13%
Owned by Institutions (%) 102.17%
Float 197.84M

Valuation Ratios

The trailing PE ratio is 8.54 and the forward PE ratio is 7.61. SLM's PEG ratio is 0.58.

PE Ratio 8.54
Forward PE 7.61
PS Ratio 3.10
Forward PS 2.91
PB Ratio 2.41
P/FCF Ratio n/a
PEG Ratio 0.58
Financial Ratio History

Enterprise Valuation

EV / Earnings 9.69
EV / Sales 3.73
EV / EBITDA 6.33
EV / EBIT 7.02
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 2.78
Debt / EBITDA 6.06
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 30.80% and return on invested capital (ROIC) is 8.18%.

Return on Equity (ROE) 30.80%
Return on Assets (ROA) 2.00%
Return on Capital (ROIC) 8.18%
Revenue Per Employee $841,302
Profits Per Employee $323,957
Employee Count 1,740
Asset Turnover 0.05
Inventory Turnover n/a

Taxes

In the past 12 months, SLM has paid $196.91 million in taxes.

Income Tax 196.91M
Effective Tax Rate 25.89%

Stock Price Statistics

The stock price has increased by +42.42% in the last 52 weeks. The beta is 1.18, so SLM's price volatility has been higher than the market average.

Beta (1Y) 1.18
52-Week Price Change +42.42%
50-Day Moving Average 20.63
200-Day Moving Average 16.94
Relative Strength Index (RSI) 44.20
Average Volume (30 Days) 2,246,851

Short Selling Information

The latest short interest is 12.48 million, so 5.67% of the outstanding shares have been sold short.

Short Interest 12.48M
Short Previous Month 10.71M
Short % of Shares Out 5.67%
Short % of Float 6.31%
Short Ratio (days to cover) 4.81

Income Statement

In the last 12 months, SLM had revenue of $1.46 billion and earned $563.69 million in profits. Earnings per share was $2.41.

Revenue 1.46B
Gross Profit 1.46B
Operating Income 778.30M
Pretax Income 778.30M
Net Income 563.69M
EBITDA 862.47M
EBIT 778.30M
Earnings Per Share (EPS) $2.41
Full Income Statement

Balance Sheet

The company has $4.30 billion in cash and $5.23 billion in debt, giving a net cash position of -$928.01 million or -$4.21 per share.

Cash & Cash Equivalents 4.30B
Total Debt 5.23B
Net Cash -928.01M
Net Cash Per Share -$4.21
Equity / Book Value 1.88B
Book Value Per Share 8.54
Working Capital n/a
Full Balance Sheet

Cash Flow

Operating Cash Flow -144.64M
Capital Expenditures n/a
Free Cash Flow -144.64M
FCF Per Share -$0.63
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 53.17% and 38.51%.

Gross Margin 100.00%
Operating Margin 53.17%
Pretax Margin 53.17%
Profit Margin 38.51%
EBITDA Margin 58.92%
EBIT Margin 53.17%
FCF Margin -9.88%

Dividends & Yields

This stock pays an annual dividend of $0.44, which amounts to a dividend yield of 2.14%.

Dividend Per Share $0.44
Dividend Yield 2.14%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 18.26%
Buyback Yield 10.49%
Shareholder Yield 12.63%
Earnings Yield 12.43%
FCF Yield -3.19%
Dividend Details

Analyst Forecast

The average price target for SLM is $19.77, which is -3.94% lower than the current price. The consensus rating is "Buy".

Price Target $19.77
Price Target Difference -3.94%
Analyst Consensus Buy
Analyst Count 11
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on May 1, 2014. It was a forward split with a ratio of 2798:1000.

Last Split Date May 1, 2014
Split Type Forward
Split Ratio 2798:1000

Scores

Altman Z-Score n/a
Piotroski F-Score 4