SLM Corporation Statistics
Total Valuation
SLM Corporation has a market cap or net worth of $5.27 billion. The enterprise value is $6.47 billion.
| Market Cap | 5.27B |
| Enterprise Value | 6.47B |
Important Dates
The last earnings date was Thursday, July 23, 2026, after market close.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | Sep 4, 2026 |
Share Statistics
SLM Corporation has 187.95 million shares outstanding. The number of shares has decreased by -6.73% in one year.
| Current Share Class | 187.95M |
| Shares Outstanding | 187.95M |
| Shares Change (YoY) | -6.73% |
| Shares Change (QoQ) | -3.79% |
| Owned by Insiders (%) | 1.08% |
| Owned by Institutions (%) | 112.76% |
| Float | 185.76M |
Valuation Ratios
The trailing PE ratio is 7.82 and the forward PE ratio is 9.06. SLM Corporation's PEG ratio is 1.93.
| PE Ratio | 7.82 |
| Forward PE | 9.06 |
| PS Ratio | 3.12 |
| Forward PS | 3.69 |
| PB Ratio | 2.37 |
| P/TBV Ratio | 2.43 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 1.93 |
Enterprise Valuation
| EV / Earnings | 8.98 |
| EV / Sales | 3.84 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.33, with a Debt / Equity ratio of 2.36.
| Current Ratio | 1.33 |
| Quick Ratio | 1.31 |
| Debt / Equity | 2.36 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 30.33% and return on invested capital (ROIC) is 8.69%.
| Return on Equity (ROE) | 30.33% |
| Return on Assets (ROA) | 2.53% |
| Return on Invested Capital (ROIC) | 8.69% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.55% |
| Revenue Per Employee | $942,952 |
| Profits Per Employee | $403,010 |
| Employee Count | 1,788 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SLM Corporation has paid $247.11 million in taxes.
| Income Tax | 247.11M |
| Effective Tax Rate | 25.15% |
Stock Price Statistics
The stock price has decreased by -15.29% in the last 52 weeks. The beta is 0.97, so SLM Corporation's price volatility has been similar to the market average.
| Beta (5Y) | 0.97 |
| 52-Week Price Change | -15.29% |
| 50-Day Moving Average | 24.97 |
| 200-Day Moving Average | 24.58 |
| Relative Strength Index (RSI) | 68.11 |
| Average Volume (20 Days) | 2,669,355 |
Short Selling Information
The latest short interest is 20.26 million, so 10.78% of the outstanding shares have been sold short.
| Short Interest | 20.26M |
| Short Previous Month | 19.10M |
| Short % of Shares Out | 10.78% |
| Short % of Float | 10.91% |
| Short Ratio (days to cover) | 6.36 |
Income Statement
In the last 12 months, SLM Corporation had revenue of $1.69 billion and earned $720.58 million in profits. Earnings per share was $3.59.
| Revenue | 1.69B |
| Gross Profit | 1.69B |
| Operating Income | 982.62M |
| Pretax Income | 982.62M |
| Net Income | 720.58M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.59 |
Balance Sheet
The company has $4.64 billion in cash and $5.84 billion in debt, with a net cash position of -$1.20 billion or -$6.39 per share.
| Cash & Cash Equivalents | 4.64B |
| Total Debt | 5.84B |
| Net Cash | -1.20B |
| Net Cash Per Share | -$6.39 |
| Equity (Book Value) | 2.47B |
| Book Value Per Share | 11.83 |
| Working Capital | 6.64B |
Cash Flow
| Operating Cash Flow | -324.60M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 16.67M |
| Net Borrowing | -576.54M |
| Free Cash Flow | -324.60M |
| FCF Per Share | -$1.73 |
Margins
Gross margin is 100.00%, with operating and profit margins of 58.28% and 43.62%.
| Gross Margin | 100.00% |
| Operating Margin | 58.28% |
| Pretax Margin | 58.28% |
| Profit Margin | 43.62% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 1.86%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 1.86% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 2 |
| Payout Ratio | 14.50% |
| Buyback Yield | 6.73% |
| Shareholder Yield | 8.58% |
| Earnings Yield | 13.68% |
| FCF Yield | -6.16% |
Analyst Forecast
The average price target for SLM Corporation is $28.55, which is 1.86% higher than the current price. The consensus rating is "Buy".
| Price Target | $28.55 |
| Price Target Difference | 1.86% |
| Analyst Consensus | Buy |
| Analyst Count | 11 |
| Revenue Growth Forecast (3Y) | -3.30% |
| EPS Growth Forecast (3Y) | 2.82% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |