SLM Corporation Statistics
Total Valuation
SLM Corporation has a market cap or net worth of $3.59 billion. The enterprise value is $7.82 billion.
| Market Cap | 3.59B |
| Enterprise Value | 7.82B |
Important Dates
The last earnings date was Thursday, October 22, 2026, after market close.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Dec 4, 2026 |
Share Statistics
SLM Corporation has 182.82 million shares outstanding. The number of shares has decreased by -8.51% in one year.
| Current Share Class | 182.82M |
| Shares Outstanding | 182.82M |
| Shares Change (YoY) | -8.51% |
| Shares Change (QoQ) | -2.53% |
| Owned by Insiders (%) | 1.11% |
| Owned by Institutions (%) | 115.86% |
| Float | 180.63M |
Valuation Ratios
The trailing PE ratio is 6.94 and the forward PE ratio is 7.27.
| PE Ratio | 6.94 |
| Forward PE | 7.27 |
| PS Ratio | 2.42 |
| Forward PS | 2.56 |
| PB Ratio | 1.79 |
| P/TBV Ratio | 1.84 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 14.14 |
| EV / Sales | 5.27 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.23, with a Debt / Equity ratio of 2.85.
| Current Ratio | 1.23 |
| Quick Ratio | 1.15 |
| Debt / Equity | 2.85 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 24.69% and return on invested capital (ROIC) is 6.67%.
| Return on Equity (ROE) | 24.69% |
| Return on Assets (ROA) | 1.91% |
| Return on Invested Capital (ROIC) | 6.67% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.44% |
| Revenue Per Employee | $828,620 |
| Profits Per Employee | $309,184 |
| Employee Count | 1,788 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SLM Corporation has paid $170.50 million in taxes.
| Income Tax | 170.50M |
| Effective Tax Rate | 23.11% |
Stock Price Statistics
The stock price has decreased by -28.96% in the last 52 weeks. The beta is 0.98, so SLM Corporation's price volatility has been similar to the market average.
| Beta (5Y) | 0.98 |
| 52-Week Price Change | -28.96% |
| 50-Day Moving Average | 24.31 |
| 200-Day Moving Average | 23.72 |
| Relative Strength Index (RSI) | 27.23 |
| Average Volume (20 Days) | 3,665,082 |
Short Selling Information
The latest short interest is 17.07 million, so 9.34% of the outstanding shares have been sold short.
| Short Interest | 17.07M |
| Short Previous Month | 17.94M |
| Short % of Shares Out | 9.34% |
| Short % of Float | 9.45% |
| Short Ratio (days to cover) | 8.40 |
Income Statement
In the last 12 months, SLM Corporation had revenue of $1.48 billion and earned $552.82 million in profits. Earnings per share was $2.83.
| Revenue | 1.48B |
| Gross Profit | 1.48B |
| Operating Income | 737.90M |
| Pretax Income | 737.90M |
| Net Income | 552.82M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.83 |
Balance Sheet
The company has $2.21 billion in cash and $6.43 billion in debt, with a net cash position of -$4.23 billion or -$23.13 per share.
| Cash & Cash Equivalents | 2.21B |
| Total Debt | 6.43B |
| Net Cash | -4.23B |
| Net Cash Per Share | -$23.13 |
| Equity (Book Value) | 2.26B |
| Book Value Per Share | 10.96 |
| Working Capital | 4.99B |
Cash Flow
| Operating Cash Flow | -381.64M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 16.85M |
| Net Borrowing | -412.12M |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
Gross margin is 100.00%, with operating and profit margins of 49.81% and 38.30%.
| Gross Margin | 100.00% |
| Operating Margin | 49.81% |
| Pretax Margin | 49.81% |
| Profit Margin | 38.30% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 2.65%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 2.65% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 2 |
| Payout Ratio | 18.39% |
| FCF Payout Ratio | n/a |
| Buyback Yield | 8.51% |
| Shareholder Yield | 11.16% |
| Earnings Yield | 14.41% |
| FCF Yield | n/a |
Analyst Forecast
The average price target for SLM Corporation is $25.30, which is 28.95% higher than the current price. The consensus rating is "Buy".
| Price Target | $25.30 |
| Price Target Difference | 28.95% |
| Analyst Consensus | Buy |
| Analyst Count | 10 |
| Revenue Growth Forecast (3Y) | -3.18% |
| EPS Growth Forecast (3Y) | 0.75% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |