SLM Corporation Statistics
Total Valuation
SLM Corporation has a market cap or net worth of $4.88 billion. The enterprise value is $5.85 billion.
| Market Cap | 4.88B |
| Enterprise Value | 5.85B |
Important Dates
The next estimated earnings date is Thursday, July 23, 2026, after market close.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | Jun 4, 2026 |
Share Statistics
SLM Corporation has 188.59 million shares outstanding. The number of shares has decreased by -5.09% in one year.
| Current Share Class | 188.59M |
| Shares Outstanding | 188.59M |
| Shares Change (YoY) | -5.09% |
| Shares Change (QoQ) | -3.46% |
| Owned by Insiders (%) | 1.08% |
| Owned by Institutions (%) | 111.16% |
| Float | 186.39M |
Valuation Ratios
The trailing PE ratio is 7.28 and the forward PE ratio is 9.86. SLM Corporation's PEG ratio is 2.29.
| PE Ratio | 7.28 |
| Forward PE | 9.86 |
| PS Ratio | 2.94 |
| Forward PS | 3.34 |
| PB Ratio | 2.19 |
| P/TBV Ratio | 2.30 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 2.29 |
Enterprise Valuation
| EV / Earnings | 7.99 |
| EV / Sales | 3.52 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.30, with a Debt / Equity ratio of 2.53.
| Current Ratio | 1.30 |
| Quick Ratio | 1.28 |
| Debt / Equity | 2.53 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 30.93% and return on invested capital (ROIC) is 8.83%.
| Return on Equity (ROE) | 30.93% |
| Return on Assets (ROA) | 2.57% |
| Return on Invested Capital (ROIC) | 8.83% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.28% |
| Revenue Per Employee | $931,450 |
| Profits Per Employee | $409,920 |
| Employee Count | 1,788 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SLM Corporation has paid $241.54 million in taxes.
| Income Tax | 241.54M |
| Effective Tax Rate | 24.40% |
Stock Price Statistics
The stock price has decreased by -21.27% in the last 52 weeks. The beta is 0.99, so SLM Corporation's price volatility has been similar to the market average.
| Beta (5Y) | 0.99 |
| 52-Week Price Change | -21.27% |
| 50-Day Moving Average | 22.61 |
| 200-Day Moving Average | 24.81 |
| Relative Strength Index (RSI) | 74.16 |
| Average Volume (20 Days) | 2,949,601 |
Short Selling Information
The latest short interest is 21.52 million, so 11.41% of the outstanding shares have been sold short.
| Short Interest | 21.52M |
| Short Previous Month | 22.16M |
| Short % of Shares Out | 11.41% |
| Short % of Float | 11.54% |
| Short Ratio (days to cover) | 9.10 |
Income Statement
In the last 12 months, SLM Corporation had revenue of $1.67 billion and earned $732.94 million in profits. Earnings per share was $3.55.
| Revenue | 1.67B |
| Gross Profit | 1.67B |
| Operating Income | 989.80M |
| Pretax Income | 989.80M |
| Net Income | 732.94M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.55 |
Balance Sheet
The company has $5.20 billion in cash and $6.17 billion in debt, with a net cash position of -$965.91 million or -$5.12 per share.
| Cash & Cash Equivalents | 5.20B |
| Total Debt | 6.17B |
| Net Cash | -965.91M |
| Net Cash Per Share | -$5.12 |
| Equity (Book Value) | 2.44B |
| Book Value Per Share | 11.59 |
| Working Capital | 6.32B |
Cash Flow
| Operating Cash Flow | -328.49M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 16.54M |
| Net Borrowing | 11.97M |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
Gross margin is 100.00%, with operating and profit margins of 59.43% and 44.93%.
| Gross Margin | 100.00% |
| Operating Margin | 59.43% |
| Pretax Margin | 59.43% |
| Profit Margin | 44.93% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 2.01%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 2.01% |
| Dividend Growth (YoY) | 4.00% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 14.65% |
| Buyback Yield | 5.09% |
| Shareholder Yield | 7.09% |
| Earnings Yield | 14.99% |
| FCF Yield | n/a |
Analyst Forecast
The average price target for SLM Corporation is $28.82, which is 11.36% higher than the current price. The consensus rating is "Buy".
| Price Target | $28.82 |
| Price Target Difference | 11.36% |
| Analyst Consensus | Buy |
| Analyst Count | 11 |
| Revenue Growth Forecast (3Y) | -2.82% |
| EPS Growth Forecast (3Y) | 3.65% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |