SLM Corporation (SLM)
NASDAQ: SLM · IEX Real-Time Price · USD
20.03
-0.61 (-2.96%)
Jun 14, 2024, 4:00 PM EDT - Market closed

SLM Corporation Statistics

Total Valuation

SLM has a market cap or net worth of $4.40 billion. The enterprise value is $5.65 billion.

Market Cap 4.40B
Enterprise Value 5.65B

Important Dates

The next estimated earnings date is Wednesday, July 24, 2024, after market close.

Earnings Date Jul 24, 2024
Ex-Dividend Date Jun 6, 2024

Share Statistics

SLM has 219.72 million shares outstanding. The number of shares has decreased by -8.09% in one year.

Shares Outstanding 219.72M
Shares Change (YoY) -8.09%
Shares Change (QoQ) -1.16%
Owned by Insiders (%) 1.01%
Owned by Institutions (%) 103.64%
Float 197.80M

Valuation Ratios

The trailing PE ratio is 6.26 and the forward PE ratio is 8.81. SLM's PEG ratio is 0.58.

PE Ratio 6.26
Forward PE 8.81
PS Ratio 2.59
Forward PS 2.88
PB Ratio 2.08
P/FCF Ratio n/a
PEG Ratio 0.58
Financial Ratio History

Enterprise Valuation

EV / Earnings 7.69
EV / Sales 3.32
EV / EBITDA 5.16
EV / EBIT 5.59
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 2.35
Debt / EBITDA 4.55
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 38.70% and return on invested capital (ROIC) is 10.62%.

Return on Equity (ROE) 38.70%
Return on Assets (ROA) 2.60%
Return on Capital (ROIC) 10.62%
Revenue Per Employee $977,202
Profits Per Employee $422,132
Employee Count 1,740
Asset Turnover 0.06
Inventory Turnover n/a

Taxes

In the past 12 months, SLM has paid $257.12 million in taxes.

Income Tax 257.12M
Effective Tax Rate 25.93%

Stock Price Statistics

The stock price has increased by +19.37% in the last 52 weeks. The beta is 1.17, so SLM's price volatility has been higher than the market average.

Beta (1Y) 1.17
52-Week Price Change +19.37%
50-Day Moving Average 21.12
200-Day Moving Average 18.09
Relative Strength Index (RSI) 39.64
Average Volume (30 Days) 1,685,053

Short Selling Information

The latest short interest is 9.59 million, so 4.36% of the outstanding shares have been sold short.

Short Interest 9.59M
Short Previous Month 9.94M
Short % of Shares Out 4.36%
Short % of Float 4.85%
Short Ratio (days to cover) 6.77

Income Statement

In the last 12 months, SLM had revenue of $1.70 billion and earned $734.51 million in profits. Earnings per share was $3.20.

Revenue 1.70B
Gross Profit 1.70B
Operating Income 1.01B
Pretax Income 1.01B
Net Income 734.51M
EBITDA 1.09B
EBIT 1.01B
Earnings Per Share (EPS) $3.20
Full Income Statement

Balance Sheet

The company has $3.73 billion in cash and $4.98 billion in debt, giving a net cash position of -$1.25 billion or -$5.67 per share.

Cash & Cash Equivalents 3.73B
Total Debt 4.98B
Net Cash -1.25B
Net Cash Per Share -$5.67
Equity / Book Value 2.11B
Book Value Per Share 9.62
Working Capital n/a
Full Balance Sheet

Cash Flow

Operating Cash Flow -230.24M
Capital Expenditures n/a
Free Cash Flow -230.24M
FCF Per Share -$1.05
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 59.40% and 43.20%.

Gross Margin 100.00%
Operating Margin 59.40%
Pretax Margin 59.40%
Profit Margin 43.20%
EBITDA Margin 64.29%
EBIT Margin 59.40%
FCF Margin -13.54%

Dividends & Yields

This stock pays an annual dividend of $0.44, which amounts to a dividend yield of 2.20%.

Dividend Per Share $0.44
Dividend Yield 2.20%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 13.75%
Buyback Yield 8.09%
Shareholder Yield 10.29%
Earnings Yield 16.69%
FCF Yield -5.23%
Dividend Details

Analyst Forecast

The average price target for SLM is $22.00, which is 9.84% higher than the current price. The consensus rating is "Buy".

Price Target $22.00
Price Target Difference 9.84%
Analyst Consensus Buy
Analyst Count 11
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on May 1, 2014. It was a forward split with a ratio of 2798:1000.

Last Split Date May 1, 2014
Split Type Forward
Split Ratio 2798:1000

Scores

Altman Z-Score n/a
Piotroski F-Score 4