SLM Corporation Statistics
Total Valuation
SLM has a market cap or net worth of $4.94 billion. The enterprise value is $4.94 billion.
| Market Cap | 4.94B |
| Enterprise Value | 4.94B |
Important Dates
The last earnings date was Wednesday, July 24, 2024, after market close.
| Earnings Date | Jul 24, 2024 |
| Ex-Dividend Date | Sep 5, 2024 |
Share Statistics
SLM has 217.46 million shares outstanding. The number of shares has decreased by -6.37% in one year.
| Shares Outstanding | 217.46M |
| Shares Change (YoY) | -6.37% |
| Shares Change (QoQ) | -0.62% |
| Owned by Insiders (%) | 1.06% |
| Owned by Institutions (%) | 104.27% |
| Float | 195.21M |
Valuation Ratios
The trailing PE ratio is 7.08 and the forward PE ratio is 8.80. SLM's PEG ratio is 0.58.
| PE Ratio | 7.08 |
| Forward PE | 8.80 |
| PS Ratio | 2.93 |
| Forward PS | 3.20 |
| PB Ratio | 2.16 |
| P/FCF Ratio | n/a |
| PEG Ratio | 0.58 |
Enterprise Valuation
| EV / Earnings | 6.85 |
| EV / Sales | 2.93 |
| EV / EBITDA | 4.60 |
| EV / EBIT | 4.98 |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 2.37 |
| Debt / EBITDA | 5.03 |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 35.70% and return on invested capital (ROIC) is 9.62%.
| Return on Equity (ROE) | 35.70% |
| Return on Assets (ROA) | 2.50% |
| Return on Capital (ROIC) | 9.62% |
| Revenue Per Employee | $968,117 |
| Profits Per Employee | $414,416 |
| Employee Count | 1,740 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SLM has paid $252.19 million in taxes.
| Income Tax | 252.19M |
| Effective Tax Rate | 25.91% |
Stock Price Statistics
The stock price has increased by +39.79% in the last 52 weeks. The beta is 1.18, so SLM's price volatility has been higher than the market average.
| Beta (5Y) | 1.18 |
| 52-Week Price Change | +39.79% |
| 50-Day Moving Average | 21.29 |
| 200-Day Moving Average | 19.18 |
| Relative Strength Index (RSI) | 57.10 |
| Average Volume (20 Days) | 1,928,793 |
Short Selling Information
The latest short interest is 8.73 million, so 4.01% of the outstanding shares have been sold short.
| Short Interest | 8.73M |
| Short Previous Month | 10.69M |
| Short % of Shares Out | 4.01% |
| Short % of Float | 4.47% |
| Short Ratio (days to cover) | 5.36 |
Income Statement
In the last 12 months, SLM had revenue of $1.68 billion and earned $721.08 million in profits. Earnings per share was $3.21.
| Revenue | 1.68B |
| Gross Profit | 1.68B |
| Operating Income | 991.93M |
| Pretax Income | 991.93M |
| Net Income | 721.08M |
| EBITDA | 1.07B |
| EBIT | 991.93M |
| Earnings Per Share (EPS) | $3.21 |
Balance Sheet
The company has $5.40 billion in cash and $5.40 billion in debt, giving a net cash position of $1.67 million or $0.01 per share.
| Cash & Cash Equivalents | 5.40B |
| Total Debt | 5.40B |
| Net Cash | 1.67M |
| Net Cash Per Share | $0.01 |
| Equity (Book Value) | 2.28B |
| Book Value Per Share | 10.50 |
| Working Capital | n/a |
Cash Flow
| Operating Cash Flow | -307.00M |
| Capital Expenditures | n/a |
| Free Cash Flow | -307.00M |
| FCF Per Share | -$1.40 |
Margins
Gross margin is 100.00%, with operating and profit margins of 58.88% and 42.81%.
| Gross Margin | 100.00% |
| Operating Margin | 58.88% |
| Pretax Margin | 58.88% |
| Profit Margin | 42.81% |
| EBITDA Margin | 63.78% |
| EBIT Margin | 58.88% |
| FCF Margin | -18.22% |
Dividends & Yields
This stock pays an annual dividend of $0.44, which amounts to a dividend yield of 1.94%.
| Dividend Per Share | $0.44 |
| Dividend Yield | 1.94% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 13.71% |
| Buyback Yield | 6.37% |
| Shareholder Yield | 8.30% |
| Earnings Yield | 14.59% |
| FCF Yield | -6.21% |
Analyst Forecast
The average price target for SLM is $23.55, which is 3.61% higher than the current price. The consensus rating is "Buy".
| Price Target | $23.55 |
| Price Target Difference | 3.61% |
| Analyst Consensus | Buy |
| Analyst Count | 11 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on May 1, 2014. It was a forward split with a ratio of 2798:1000.
| Last Split Date | May 1, 2014 |
| Split Type | Forward |
| Split Ratio | 2798:1000 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |