SLM Corporation (SLM)

NASDAQ: SLM · Real-Time Price · USD

25.19

-0.23 (-0.90%)

Jul 28, 2026, 4:00 PM EDT - Market closed

SLM Corporation Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,686	1,652	1,441	1,464	1,190	2,060
Revenue Growth	39.70%	14.66%	-1.59%	23.02%	-42.24%	19.89%
Net Income	720.58	729.12	590.03	563.69	459.99	1,156
Earnings Per Share	3.58	3.46	2.68	2.41	1.76	3.61
EPS Growth	79.90%	29.10%	11.20%	36.93%	-51.25%	60.44%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,588	4,241	4,700	4,150	4,616	4,335
Total Debt	5,844	5,861	6,440	5,228	5,235	5,931
Net Cash (Debt)	-5,844	-5,861	-6,440	-5,228	-5,235	-5,931
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-29.07	-27.79	-29.28	-22.33	-20.02	-18.54

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-324.6	-398.58	-329.4	-144.64	4.99	-49.52
Free Cash Flow	-324.6	-398.58	-329.4	-144.64	4.99	-49.52
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Gross Margin	70.19%	70.78%	74.44%	83.12%	71.88%	69.30%
Pretax Margin	58.28%	60.09%	55.44%	53.17%	53.00%	74.76%
Profit Margin	43.62%	45.10%	42.23%	39.72%	39.41%	56.33%
FCF Margin	-19.25%	-24.13%	-22.87%	-9.88%	0.42%	-2.40%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.520	0.520	0.460	0.440	0.440	0.200
Dividend Per Share Growth	0%	13.04%	4.54%	0%	120.00%	66.67%
Dividend Yield	2.05%	1.92%	1.66%	2.29%	2.63%	0.98%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.02	7.82	10.29	7.93	9.43	5.45
Forward PE	8.20	8.93	9.77	6.55	6.49	6.18
P/FCF Ratio	-	-	-	-	800.32	-
PS Ratio	2.81	3.26	4.03	2.88	3.36	2.66