SLM Corporation (SLM)

SLM Corporation Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	1,686	1,652	1,441	1,464	1,190	2,060
Revenue Growth	39.70%	14.66%	-1.59%	23.02%	-42.24%	19.89%
Operating Income Operating Income Growth	982.62	992.56	798.64	779.25	633.33	1,542
Net Income Net Income Growth	720.58	729.12	590.03	563.69	459.99	1,156
Earnings Per Share EPS Growth	3.59	3.46	2.68	2.41	1.76	3.61
EPS Growth	82.07%	29.10%	11.20%	36.93%	-51.25%	60.44%

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	4,644	4,291	4,754	4,204	4,672	4,373
Total Debt Total Debt Growth	5,844	5,888	6,440	5,228	5,235	5,931
Net Cash (Debt) Net Cash Growth	-1,200	-1,597	-1,687	-1,024	-562.69	-1,558
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-5.97	-7.57	-7.67	-4.37	-2.15	-4.87

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-324.6	-398.58	-329.4	-144.64	4.99	-49.52
Free Cash Flow Free Cash Flow Growth	-324.6	-398.58	-329.4	-144.64	4.99	-49.52
Free Cash Flow Growth	-	-	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	58.28%	60.09%	55.44%	53.23%	53.22%	74.83%
Pretax Margin	58.28%	60.09%	55.44%	53.17%	53.00%	74.76%
Profit Margin	42.74%	44.14%	40.96%	38.51%	38.66%	56.10%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 19, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	0.520	0.520	0.460	0.440	0.440	0.200
Dividend Per Share Growth	0%	13.04%	4.54%	0%	120.00%	66.67%
Dividend Yield	1.93%	1.95%	1.72%	2.42%	2.87%	1.13%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 19, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	7.49	7.54	9.93	7.68	9.03	4.99
Forward PE	8.69	8.93	9.77	6.55	6.49	6.18
PS Ratio	3.00	3.33	4.07	2.96	3.49	2.80

Data Source: S&P Global Market Intelligence Last updated: Jul 23, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 18, 2026

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