SLM Corporation (SLM)

NASDAQ: SLM · Real-Time Price · USD

16.93

-0.01 (-0.06%)

Nov 9, 2026, 3:58 PM EST - Market open

SLM Corporation Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,482	1,652	1,441	1,464	1,190	2,060
Revenue Growth	1.44%	14.66%	-1.59%	23.02%	-42.24%	19.89%
Operating Income	737.9	992.56	798.64	779.25	633.33	1,542
Net Income	552.82	729.12	590.03	563.69	459.99	1,156
Earnings Per Share	2.83	3.46	2.68	2.41	1.76	3.61
EPS Growth	-0.55%	29.10%	11.20%	36.93%	-51.25%	60.44%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	2,206	4,291	4,754	4,204	4,672	4,373
Total Debt	6,435	5,888	6,440	5,228	5,235	5,931
Net Cash (Debt)	-4,228	-1,597	-1,687	-1,024	-562.69	-1,558
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-21.65	-7.57	-7.67	-4.37	-2.15	-4.87

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-381.64	-398.58	-329.4	-144.64	4.99	-49.52
Free Cash Flow	-381.64	-398.58	-329.4	-144.64	4.99	-49.52
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	49.80%	60.09%	55.44%	53.23%	53.22%	74.83%
Pretax Margin	49.81%	60.09%	55.44%	53.17%	53.00%	74.76%
Profit Margin	37.31%	44.14%	40.96%	38.51%	38.66%	56.10%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.520	0.520	0.460	0.440	0.440	0.200
Dividend Per Share Growth	0%	13.04%	4.54%	0%	120.00%	66.67%
Dividend Yield	3.03%	1.89%	1.65%	2.24%	2.55%	0.97%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	5.99	7.54	9.93	7.68	9.03	4.99
Forward PE	6.47	8.93	9.77	6.55	6.49	6.18
PS Ratio	2.15	3.33	4.07	2.96	3.49	2.80