Interest and Dividend Income | 2,619 | 2,592 | 2,032 | 1,777 | 2,022 | |
Total Interest Expense | 1,138 | 1,030 | 542.8 | 381.93 | 492.12 | |
Net Interest Income | 1,481 | 1,562 | 1,489 | 1,395 | 1,530 | |
Gain (Loss) on Sale of Loans & Receivables | 254.93 | 160.29 | 327.75 | 548.32 | 238.32 | |
Gain (Loss) on Sale of Investments | 0.47 | 2.68 | -60.27 | 39.1 | 4.37 | |
Other Revenue | 112.87 | 84.15 | 67.16 | 44.89 | 39.22 | |
Revenue Before Loan Losses | 1,849 | 1,809 | 1,823 | 2,027 | 1,811 | |
Provision for Loan Losses | 408.52 | 345.46 | 633.45 | -32.96 | 93.13 | |
Revenue | 1,441 | 1,464 | 1,190 | 2,060 | 1,718 | |
Revenue Growth (YoY) | -1.59% | 23.02% | -42.24% | 19.89% | 30.37% | |
Salaries & Employee Benefits | 349.39 | 326.55 | 270.35 | 258.32 | 282.5 | |
Cost of Services Provided | 51.61 | 45.77 | 20.94 | 23.37 | 21.96 | |
Other Operating Expenses | 235.58 | 245.93 | 257.57 | 236.96 | 233.64 | |
Total Operating Expenses | 641.9 | 684.62 | 556.64 | 518.65 | 538.09 | |
Operating Income | 798.64 | 779.25 | 633.33 | 1,542 | 1,180 | |
EBT Excluding Unusual Items | 798.64 | 779.25 | 633.33 | 1,542 | 1,180 | |
Restructuring Charges | - | - | - | -1.26 | -26.22 | |
Pretax Income | 798.64 | 778.3 | 630.73 | 1,540 | 1,154 | |
Income Tax Expense | 190.31 | 196.91 | 161.71 | 379.75 | 273.32 | |
Earnings From Continuing Ops. | 608.33 | 581.39 | 469.01 | 1,161 | 880.69 | |
Net Income | 608.33 | 581.39 | 469.01 | 1,161 | 880.69 | |
Preferred Dividends & Other Adjustments | 18.3 | 17.71 | 9.03 | 4.74 | 9.73 | |
Net Income to Common | 590.03 | 563.69 | 459.99 | 1,156 | 870.96 | |
Net Income Growth | 4.63% | 23.96% | -59.59% | 31.77% | 52.30% | |
Shares Outstanding (Basic) | 216 | 231 | 258 | 315 | 384 | |
Shares Outstanding (Diluted) | 220 | 234 | 262 | 320 | 387 | |
Shares Change (YoY) | -6.04% | -10.49% | -18.26% | -17.38% | -10.10% | |
EPS (Basic) | 2.73 | 2.44 | 1.78 | 3.67 | 2.27 | |
EPS (Diluted) | 2.68 | 2.41 | 1.76 | 3.61 | 2.25 | |
EPS Growth | 11.20% | 36.93% | -51.25% | 60.44% | 73.08% | |
Dividend Per Share | 0.460 | 0.440 | 0.440 | 0.200 | 0.120 | |
Dividend Growth | 4.54% | - | 120.00% | 66.67% | - | |
Operating Margin | 55.44% | 53.23% | 53.22% | 74.83% | 68.69% | |
Profit Margin | 40.96% | 38.51% | 38.66% | 56.10% | 50.69% | |
Effective Tax Rate | 23.83% | 25.30% | 25.64% | 24.65% | 23.68% | |