SLM Corporation (SLM)
NASDAQ: SLM · Real-Time Price · USD
27.79
+0.32 (1.16%)
At close: Dec 20, 2024, 4:00 PM
27.76
-0.03 (-0.11%)
After-hours: Dec 20, 2024, 6:25 PM EST
SLM Corporation Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest and Dividend Income | 2,626 | 2,592 | 2,032 | 1,777 | 2,022 | 2,331 | Upgrade
|
| Total Interest Expense | 1,122 | 1,030 | 542.8 | 381.93 | 492.12 | 689.89 | Upgrade
|
| Net Interest Income | 1,504 | 1,562 | 1,489 | 1,395 | 1,530 | 1,641 | Upgrade
|
| Gain (Loss) on Sale of Loans & Receivables | 290.49 | 160.29 | 327.75 | 548.32 | 238.32 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.08 | 2.68 | -60.27 | 39.1 | 4.37 | 8 | Upgrade
|
| Other Revenue | 106.04 | 84.15 | 67.16 | 44.89 | 39.22 | 23.1 | Upgrade
|
| Revenue Before Loan Losses | 1,902 | 1,809 | 1,823 | 2,027 | 1,811 | 1,672 | Upgrade
|
| Provision for Loan Losses | 315.94 | 345.46 | 633.45 | -32.96 | 93.13 | 354.25 | Upgrade
|
| Revenue | 1,586 | 1,464 | 1,190 | 2,060 | 1,718 | 1,318 | Upgrade
|
| Revenue Growth (YoY) | 46.87% | 23.02% | -42.24% | 19.90% | 30.37% | 18.07% | Upgrade
|
| Salaries & Employee Benefits | 346.4 | 326.55 | 270.35 | 258.32 | 282.5 | 278.23 | Upgrade
|
| Cost of Services Provided | 50.12 | 45.77 | 20.94 | 23.37 | 21.96 | 32.85 | Upgrade
|
| Other Operating Expenses | 234.07 | 245.93 | 257.57 | 236.96 | 233.64 | 263.17 | Upgrade
|
| Total Operating Expenses | 693.43 | 684.62 | 556.64 | 518.65 | 538.09 | 574.25 | Upgrade
|
| Operating Income | 892.71 | 779.25 | 633.33 | 1,542 | 1,180 | 743.74 | Upgrade
|
| EBT Excluding Unusual Items | 892.71 | 779.25 | 633.33 | 1,542 | 1,180 | 743.74 | Upgrade
|
| Restructuring Charges | - | - | - | -1.26 | -26.22 | - | Upgrade
|
| Pretax Income | 891.76 | 778.3 | 630.73 | 1,540 | 1,154 | 743.74 | Upgrade
|
| Income Tax Expense | 226.54 | 196.91 | 161.71 | 379.75 | 273.32 | 165.46 | Upgrade
|
| Earnings From Continuing Ops. | 665.22 | 581.39 | 469.01 | 1,161 | 880.69 | 578.28 | Upgrade
|
| Net Income | 665.22 | 581.39 | 469.01 | 1,161 | 880.69 | 578.28 | Upgrade
|
| Preferred Dividends & Other Adjustments | 18.66 | 17.71 | 9.03 | 4.74 | 9.73 | 16.84 | Upgrade
|
| Net Income to Common | 646.56 | 563.69 | 459.99 | 1,156 | 870.96 | 561.44 | Upgrade
|
| Net Income Growth | 98.04% | 23.96% | -59.59% | 31.77% | 52.30% | 18.63% | Upgrade
|
| Shares Outstanding (Basic) | 219 | 231 | 258 | 315 | 384 | 427 | Upgrade
|
| Shares Outstanding (Diluted) | 223 | 234 | 262 | 320 | 387 | 431 | Upgrade
|
| Shares Change (YoY) | -6.94% | -10.49% | -18.26% | -17.38% | -10.10% | -2.05% | Upgrade
|
| EPS (Basic) | 2.95 | 2.44 | 1.78 | 3.67 | 2.27 | 1.31 | Upgrade
|
| EPS (Diluted) | 2.91 | 2.41 | 1.76 | 3.61 | 2.25 | 1.30 | Upgrade
|
| EPS Growth | 117.36% | 36.93% | -51.25% | 60.44% | 73.08% | 21.50% | Upgrade
|
| Free Cash Flow | -361.08 | -144.64 | 4.99 | -49.52 | -182.67 | -15.64 | Upgrade
|
| Free Cash Flow Per Share | -1.62 | -0.62 | 0.02 | -0.15 | -0.47 | -0.04 | Upgrade
|
| Dividend Per Share | 0.440 | 0.440 | 0.440 | 0.200 | 0.120 | 0.120 | Upgrade
|
| Dividend Growth | 0% | 0% | 120.00% | 66.67% | 0% | - | Upgrade
|
| Operating Margin | 56.28% | 53.23% | 53.22% | 74.82% | 68.69% | 56.43% | Upgrade
|
| Profit Margin | 40.76% | 38.51% | 38.66% | 56.10% | 50.69% | 42.60% | Upgrade
|
| Free Cash Flow Margin | -22.76% | -9.88% | 0.42% | -2.40% | -10.63% | -1.19% | Upgrade
|
| Effective Tax Rate | 25.40% | 25.30% | 25.64% | 24.65% | 23.68% | 22.25% | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.