SLM Corporation (SLM)
NASDAQ: SLM · Real-Time Price · USD
16.92
-0.02 (-0.12%)
At close: Nov 9, 2026, 4:00 PM EST
16.91
-0.01 (-0.06%)
After-hours: Nov 9, 2026, 4:26 PM EST
SLM Corporation Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 567.4 | 744.85 | 608.33 | 581.39 | 469.01 | 1,161 |
Depreciation & Amortization | 19.71 | 19.72 | 22.98 | 84.18 | 25.11 | 16.04 |
Other Amortization | 25.53 | 26.11 | 25.77 | 27.13 | 30.34 | 34.03 |
Gain on Sale of Loans & Receivables | -210.1 | -368.88 | -254.93 | -160.29 | -327.75 | -548.32 |
Loss (Gain) From Sale of Investments | 6.02 | 9.19 | -2.17 | -5.75 | 60.64 | -8.54 |
Provision for Credit Losses | 309.09 | 332.69 | 408.52 | 345.46 | 633.45 | -32.96 |
Stock-Based Compensation | 46.77 | 40.56 | 40 | 36.38 | 34.46 | 30.65 |
Change in Accounts Payable | 8.23 | -10.96 | 3.42 | 33.48 | 24.99 | -13.67 |
Change in Trading Asset Securities | - | 1.63 | - | - | -5.12 | - |
Change in Income Taxes | 33.49 | 30.28 | -20.41 | 36.72 | -15.06 | 72.19 |
Change in Other Net Operating Assets | -68.7 | -100.78 | -28.7 | -66.03 | -33.5 | -97.22 |
Other Operating Activities | -25.19 | 57.4 | -21.76 | -3.24 | -71.62 | 81.5 |
Operating Cash Flow | -381.64 | -398.58 | -329.4 | -144.64 | 4.99 | -49.52 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Acquisitions | - | - | - | -14.65 | -127.65 | - |
Investment in Securities | -912.13 | 367.52 | 740.57 | 159.68 | 206.89 | -391.36 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 334.22 | 679.24 | -64.58 | -157.49 | 998.16 | 2,996 |
Investing Cash Flow | -577.91 | 1,047 | 675.99 | -12.46 | 1,077 | 2,605 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 1,730 | 2,207 | 1,135 | 572.64 | 2,077 |
Total Debt Issued | 2,009 | 1,730 | 2,207 | 1,135 | 572.64 | 2,077 |
Long-Term Debt Repaid | - | -2,320 | -1,004 | -1,154 | -1,278 | -1,347 |
Total Debt Repaid | -2,421 | -2,320 | -1,004 | -1,154 | -1,278 | -1,347 |
Net Debt Issued (Repaid) | -412.12 | -589.02 | 1,203 | -19.23 | -705.54 | 730.74 |
Repurchase of Common Stock | -545.28 | -368.74 | -247.97 | -350.26 | -713.2 | -1,531 |
Common Dividends Paid | -100.29 | -107.69 | -99.17 | -101.23 | -112.96 | -60.46 |
Preferred Dividends Paid | -14.58 | -15.73 | -18.3 | -17.71 | -9.03 | -4.74 |
Total Dividends Paid | -114.88 | -123.42 | -117.47 | -118.94 | -121.99 | -65.2 |
Other Financing Activities | 738.29 | -22.74 | -609 | 172.2 | 685.84 | -1,754 |
Financing Cash Flow | -333.99 | -1,104 | 228.16 | -316.23 | -854.89 | -2,620 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -1,294 | -455.73 | 574.75 | -473.33 | 227.49 | -64.37 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 1,071 | 1,112 | 1,109 | 963.26 | 482.97 | 359.68 |
Cash Income Tax Paid | 164.05 | 167.2 | 241.95 | 183.49 | 270.9 | 252.86 |