SLM Corporation Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,241	4,700	4,150	4,616	4,335
Short-Term Investments	1,923	2,099	2,558	2,493	2,695
Cash & Short-Term Investments	6,164	6,799	6,708	7,109	7,030
Cash Growth	-9.34%	1.37%	-5.64%	1.12%	7.33%
Accounts Receivable	1,563	1,547	1,380	1,202	1,206
Other Receivables	347.26	425.63	366.25	382.87	247.63
Total Trade Receivables	1,910	1,972	1,746	1,585	1,453
Other Current Assets	1,111	178.77	158.9	197.33	220.4
Total Current Assets	9,185	8,950	8,613	8,891	8,704
Net Property, Plant & Equipment	122.19	119.35	129.5	140.73	150.52
Goodwill	59.97	63.53	68.71	118.27	-
Long-Term Investments	20,332	20,902	20,306	19,627	20,341
Other Long-Term Assets	47.32	36.85	52.34	34.07	26.35
Total Assets	29,746	30,072	29,169	28,811	29,222
Accounts Payable	21,060	21,069	21,653	21,448	20,828
Short-Term Debt	498.42	-	-	-	-
Total Current Liabilities	21,559	21,069	21,653	21,448	20,828
Long-Term Debt	5,362	6,440	5,228	5,235	5,931
Other Long-Term Liabilities	373.88	403.28	407.97	400.87	313.07
Total Long-Term Liabilities	5,736	6,844	5,635	5,636	6,244
Total Liabilities	27,295	27,912	27,289	27,084	27,072
Preferred Stock	251.07	251.07	251.07	251.07	251.07
Common Stock	88.65	88.12	87.65	87.03	86.4
Treasury Stock	-3,823	-3,422	-3,156	-2,790	-2,061
Additional Paid-in Capital	1,240	1,194	1,149	1,109	1,074
Accumulated Other Comprehensive Income	-40.13	-65.86	-75.1	-93.87	-17.9
Retained Earnings	4,734	4,114	3,625	3,164	2,817
Shareholders' Equity	2,451	2,160	1,881	1,727	2,150
Total Liabilities & Equity	29,746	30,072	29,169	28,811	29,222
Total Debt	5,861	6,440	5,228	5,235	5,931
Net Cash (Debt)	303.07	358.89	1,480	1,874	1,099
Net Cash Growth	-15.55%	-75.75%	-21.01%	70.48%	-19.21%
Net Cash Per Share	1.44	1.63	6.32	7.17	3.44
Book Value	2,451	2,160	1,881	1,727	2,150
Book Value Per Share	11.62	9.82	8.04	6.60	6.72
Tangible Book Value	2,391	2,096	1,812	1,609	2,150
Tangible Book Value Per Share	11.34	9.53	7.74	6.15	6.72

Updated Jan 22, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q