SLM Corporation (SLM)
NASDAQ: SLM · Real-Time Price · USD
19.64
+0.45 (2.34%)
At close: Mar 4, 2026, 4:00 PM EST
19.65
+0.01 (0.05%)
After-hours: Mar 4, 2026, 7:06 PM EST

SLM Corporation Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
744.85608.33581.39469.011,161
Depreciation & Amortization
19.7222.9884.1825.1116.04
Stock-Based Compensation
40.564036.3834.4630.65
Other Adjustments
56.5155.42203.32325.06-474.27
Change in Receivables
-1,180-1,110-1,054-819.96-743.76
Changes in Accrued Expenses
-10.963.4233.4824.99-13.67
Changes in Income Taxes Payable
30.28-20.4136.72-15.0672.19
Changes in Other Operating Activities
-99.15-28.7-66.03-38.62-97.22
Operating Cash Flow
-398.58-329.4-144.644.99-49.52
Purchases of Investments
-7,543-7,156-6,558-6,835-6,769
Proceeds from Sale of Investments
5,6885,1073,5144,4535,528
Payments for Business Acquisitions
---14.65-127.65-
Other Investing Activities
2,9022,7253,0463,5873,846
Investing Cash Flow
1,047675.99-12.461,0772,605
Long-Term Debt Issued
1,7302,2071,135572.642,077
Long-Term Debt Repaid
-2,320-1,004-1,154-1,278-1,347
Net Long-Term Debt Issued (Repaid)
-589.021,203-19.23-705.54730.74
Repurchase of Common Stock
-368.74-247.97-350.26-713.2-1,531
Net Common Stock Issued (Repurchased)
-368.74-247.97-350.26-713.2-1,531
Common Dividends Paid
-107.69-99.17-101.23-112.96-60.46
Preferred Share Dividends Paid
-15.73-18.3-17.71-9.03-4.74
Other Financing Activities
-22.74-609172.2685.84-1,754
Financing Cash Flow
-1,104228.16-316.23-854.89-2,620
Net Cash Flow
-455.73574.75-473.33227.49-64.37
Free Cash Flow
-398.58-329.4-144.644.99-49.52
FCF Margin
-7.59%-6.29%-2.79%0.12%-1.39%
Free Cash Flow Per Share
-1.89-1.50-0.620.02-0.15
Levered Free Cash Flow
79.991,770632.8-249.141,864
Unlevered Free Cash Flow
322.61305.11485.14216.59661.34
Updated Jan 22, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.
SEC Filings: 10-K · 10-Q