Instructure Holdings Statistics
Total Valuation
SLM Corporation has a market cap or net worth of $6.65 billion. The enterprise value is $8.92 billion.
Important Dates
The last earnings date was Thursday, July 24, 2025, after market close.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | Sep 4, 2025 |
Share Statistics
SLM Corporation has 208.48 million shares outstanding. The number of shares has decreased by -4.42% in one year.
| Current Share Class | 208.48M |
| Shares Outstanding | 208.48M |
| Shares Change (YoY) | -4.42% |
| Shares Change (QoQ) | -0.82% |
| Owned by Insiders (%) | 0.96% |
| Owned by Institutions (%) | 104.23% |
| Float | 206.28M |
Valuation Ratios
The trailing PE ratio is 16.19 and the forward PE ratio is 9.83. SLM Corporation's PEG ratio is 0.86.
| PE Ratio | 16.19 |
| Forward PE | 9.83 |
| PS Ratio | 5.59 |
| Forward PS | 3.98 |
| PB Ratio | 3.13 |
| P/TBV Ratio | 3.22 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.86 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 20.97 |
| EV / Sales | 7.39 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.35, with a Debt / Equity ratio of 2.70.
| Current Ratio | 1.35 |
| Quick Ratio | 1.34 |
| Debt / Equity | 2.70 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 18.99%.
| Return on Equity (ROE) | 18.99% |
| Return on Assets (ROA) | 1.52% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $705,767 |
| Profits Per Employee | $248,696 |
| Employee Count | 1,710 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SLM Corporation has paid $121.14 million in taxes.
| Income Tax | 121.14M |
| Effective Tax Rate | 21.50% |
Stock Price Statistics
The stock price has increased by +59.93% in the last 52 weeks. The beta is 1.14, so SLM Corporation's price volatility has been higher than the market average.
| Beta (5Y) | 1.14 |
| 52-Week Price Change | +59.93% |
| 50-Day Moving Average | 32.44 |
| 200-Day Moving Average | 29.15 |
| Relative Strength Index (RSI) | 45.66 |
| Average Volume (20 Days) | 2,103,363 |
Short Selling Information
The latest short interest is 7.48 million, so 3.59% of the outstanding shares have been sold short.
| Short Interest | 7.48M |
| Short Previous Month | 7.28M |
| Short % of Shares Out | 3.59% |
| Short % of Float | 3.63% |
| Short Ratio (days to cover) | 3.32 |
Income Statement
In the last 12 months, SLM Corporation had revenue of $1.21 billion and earned $425.27 million in profits. Earnings per share was $1.97.
| Revenue | 1.21B |
| Gross Profit | 1.21B |
| Operating Income | 563.36M |
| Pretax Income | 991.93M |
| Net Income | 425.27M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.97 |
Full Income StatementBalance Sheet
The company has $4.14 billion in cash and $6.41 billion in debt, giving a net cash position of -$2.27 billion or -$10.88 per share.
| Cash & Cash Equivalents | 4.14B |
| Total Debt | 6.41B |
| Net Cash | -2.27B |
| Net Cash Per Share | -$10.88 |
| Equity (Book Value) | 2.37B |
| Book Value Per Share | 10.19 |
| Working Capital | 7.14B |
Full Balance SheetCash Flow
| Operating Cash Flow | -393.66M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 46.68% and 36.64%.
| Gross Margin | 100.00% |
| Operating Margin | 46.68% |
| Pretax Margin | 46.68% |
| Profit Margin | 36.64% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 1.65%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 1.65% |
| Dividend Growth (YoY) | 18.18% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 26.40% |
| Buyback Yield | 4.42% |
| Shareholder Yield | 6.05% |
| Earnings Yield | 6.40% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for SLM Corporation is $34.18, which is 7.18% higher than the current price. The consensus rating is "Buy".
| Price Target | $34.18 |
| Price Target Difference | 7.18% |
| Analyst Consensus | Buy |
| Analyst Count | 11 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
