SLM Corporation Statistics
Total Valuation
SLM Corporation has a market cap or net worth of $5.43 billion. The enterprise value is $8.68 billion.
Important Dates
The last earnings date was Thursday, October 23, 2025, after market close.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Dec 4, 2025 |
Share Statistics
SLM Corporation has 203.04 million shares outstanding. The number of shares has decreased by -4.18% in one year.
| Current Share Class | 203.04M |
| Shares Outstanding | 203.04M |
| Shares Change (YoY) | -4.18% |
| Shares Change (QoQ) | -1.23% |
| Owned by Insiders (%) | 1.00% |
| Owned by Institutions (%) | 110.48% |
| Float | 200.82M |
Valuation Ratios
The trailing PE ratio is 9.41 and the forward PE ratio is 7.74. SLM Corporation's PEG ratio is 0.59.
| PE Ratio | 9.41 |
| Forward PE | 7.74 |
| PS Ratio | 3.84 |
| Forward PS | 3.10 |
| PB Ratio | 2.60 |
| P/TBV Ratio | 2.68 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.59 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.30 |
| EV / Sales | 5.94 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.37, with a Debt / Equity ratio of 2.92.
| Current Ratio | 1.37 |
| Quick Ratio | 1.36 |
| Debt / Equity | 2.92 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 27.85%.
| Return on Equity (ROE) | 27.85% |
| Return on Assets (ROA) | 2.09% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $854,162 |
| Profits Per Employee | $354,927 |
| Employee Count | 1,710 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SLM Corporation has paid $185.52 million in taxes.
| Income Tax | 185.52M |
| Effective Tax Rate | 22.94% |
Stock Price Statistics
The stock price has increased by +9.31% in the last 52 weeks. The beta is 1.15, so SLM Corporation's price volatility has been higher than the market average.
| Beta (5Y) | 1.15 |
| 52-Week Price Change | +9.31% |
| 50-Day Moving Average | 27.81 |
| 200-Day Moving Average | 30.04 |
| Relative Strength Index (RSI) | 45.92 |
| Average Volume (20 Days) | 3,081,423 |
Short Selling Information
The latest short interest is 16.86 million, so 8.31% of the outstanding shares have been sold short.
| Short Interest | 16.86M |
| Short Previous Month | 16.23M |
| Short % of Shares Out | 8.31% |
| Short % of Float | 8.40% |
| Short Ratio (days to cover) | 5.04 |
Income Statement
In the last 12 months, SLM Corporation had revenue of $1.46 billion and earned $606.93 million in profits. Earnings per share was $2.84.
| Revenue | 1.46B |
| Gross Profit | 1.46B |
| Operating Income | 808.73M |
| Pretax Income | 808.73M |
| Net Income | 606.93M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.84 |
Full Income StatementBalance Sheet
The company has $3.59 billion in cash and $6.84 billion in debt, giving a net cash position of -$3.25 billion or -$16.00 per share.
| Cash & Cash Equivalents | 3.59B |
| Total Debt | 6.84B |
| Net Cash | -3.25B |
| Net Cash Per Share | -$16.00 |
| Equity (Book Value) | 2.34B |
| Book Value Per Share | 10.29 |
| Working Capital | 7.48B |
Full Balance SheetCash Flow
| Operating Cash Flow | -329.58M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 55.37% and 42.67%.
| Gross Margin | 100.00% |
| Operating Margin | 55.37% |
| Pretax Margin | 55.37% |
| Profit Margin | 42.67% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 1.97%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 1.97% |
| Dividend Growth (YoY) | 13.04% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 18.29% |
| Buyback Yield | 4.18% |
| Shareholder Yield | 6.15% |
| Earnings Yield | 11.17% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for SLM Corporation is $33.67, which is 25.82% higher than the current price. The consensus rating is "Buy".
| Price Target | $33.67 |
| Price Target Difference | 25.82% |
| Analyst Consensus | Buy |
| Analyst Count | 12 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
