SLM Corporation Statistics
Total Valuation
SLM Corporation has a market cap or net worth of $4.25 billion. The enterprise value is $5.82 billion.
Important Dates
The next confirmed earnings date is Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Mar 5, 2026 |
Share Statistics
SLM Corporation has 198.15 million shares outstanding. The number of shares has decreased by -4.10% in one year.
| Current Share Class | 198.15M |
| Shares Outstanding | 198.15M |
| Shares Change (YoY) | -4.10% |
| Shares Change (QoQ) | -2.68% |
| Owned by Insiders (%) | 0.96% |
| Owned by Institutions (%) | 108.22% |
| Float | 196.09M |
Valuation Ratios
The trailing PE ratio is 6.20 and the forward PE ratio is 7.75. SLM Corporation's PEG ratio is 2.19.
| PE Ratio | 6.20 |
| Forward PE | 7.75 |
| PS Ratio | 2.57 |
| Forward PS | 2.41 |
| PB Ratio | 1.94 |
| P/TBV Ratio | 1.98 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 2.19 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 7.98 |
| EV / Sales | 3.52 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.28, with a Debt / Equity ratio of 2.39.
| Current Ratio | 1.28 |
| Quick Ratio | 1.23 |
| Debt / Equity | 2.39 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 32.31% and return on invested capital (ROIC) is 8.52%.
| Return on Equity (ROE) | 32.31% |
| Return on Assets (ROA) | 2.49% |
| Return on Invested Capital (ROIC) | 8.52% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.22% |
| Revenue Per Employee | $923,773 |
| Profits Per Employee | $407,786 |
| Employee Count | 1,788 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SLM Corporation has paid $247.72 million in taxes.
| Income Tax | 247.72M |
| Effective Tax Rate | 24.96% |
Stock Price Statistics
The stock price has decreased by -13.69% in the last 52 weeks. The beta is 1.05, so SLM Corporation's price volatility has been similar to the market average.
| Beta (5Y) | 1.05 |
| 52-Week Price Change | -13.69% |
| 50-Day Moving Average | 22.20 |
| 200-Day Moving Average | 27.44 |
| Relative Strength Index (RSI) | 52.17 |
| Average Volume (20 Days) | 3,552,808 |
Short Selling Information
The latest short interest is 21.71 million, so 10.96% of the outstanding shares have been sold short.
| Short Interest | 21.71M |
| Short Previous Month | 17.87M |
| Short % of Shares Out | 10.96% |
| Short % of Float | 11.07% |
| Short Ratio (days to cover) | 4.29 |
Income Statement
In the last 12 months, SLM Corporation had revenue of $1.65 billion and earned $729.12 million in profits. Earnings per share was $3.46.
| Revenue | 1.65B |
| Gross Profit | 1.65B |
| Operating Income | 992.56M |
| Pretax Income | 992.56M |
| Net Income | 729.12M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.46 |
Full Income StatementBalance Sheet
The company has $4.29 billion in cash and $5.86 billion in debt, with a net cash position of -$1.57 billion or -$7.93 per share.
| Cash & Cash Equivalents | 4.29B |
| Total Debt | 5.86B |
| Net Cash | -1.57B |
| Net Cash Per Share | -$7.93 |
| Equity (Book Value) | 2.45B |
| Book Value Per Share | 11.04 |
| Working Capital | 6.08B |
Full Balance SheetCash Flow
| Operating Cash Flow | -398.58M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 16.17M |
| Net Borrowing | -589.02M |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 60.09% and 45.10%.
| Gross Margin | 100.00% |
| Operating Margin | 60.09% |
| Pretax Margin | 60.09% |
| Profit Margin | 45.10% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 2.43%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 2.43% |
| Dividend Growth (YoY) | 8.33% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 15.03% |
| Buyback Yield | 4.10% |
| Shareholder Yield | 6.53% |
| Earnings Yield | 17.16% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for SLM Corporation is $31.09, which is 45.01% higher than the current price. The consensus rating is "Buy".
| Price Target | $31.09 |
| Price Target Difference | 45.01% |
| Analyst Consensus | Buy |
| Analyst Count | 11 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
