SLM Corporation Statistics
Total Valuation
SLM has a market cap or net worth of $5.90 billion. The enterprise value is $7.39 billion.
Important Dates
The next estimated earnings date is Wednesday, January 22, 2025, after market close.
| Earnings Date | Jan 22, 2025 |
| Ex-Dividend Date | Dec 5, 2024 |
Share Statistics
SLM has 212.33 million shares outstanding. The number of shares has decreased by -6.94% in one year.
| Current Share Class | 212.33M |
| Shares Outstanding | 212.33M |
| Shares Change (YoY) | -6.94% |
| Shares Change (QoQ) | -3.41% |
| Owned by Insiders (%) | 1.06% |
| Owned by Institutions (%) | 90.02% |
| Float | 194.49M |
Valuation Ratios
The trailing PE ratio is 9.57 and the forward PE ratio is 9.85.
| PE Ratio | 9.57 |
| Forward PE | 9.85 |
| PS Ratio | 3.84 |
| Forward PS | 3.56 |
| PB Ratio | 3.13 |
| P/TBV Ratio | 3.25 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.43 |
| EV / Sales | 4.66 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.29, with a Debt / Equity ratio of 2.83.
| Current Ratio | 1.29 |
| Quick Ratio | 1.26 |
| Debt / Equity | 2.83 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 33.83%.
| Return on Equity (ROE) | 33.83% |
| Return on Assets (ROA) | 2.24% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $911,575 |
| Profits Per Employee | $371,586 |
| Employee Count | 1,740 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SLM has paid $226.54 million in taxes.
| Income Tax | 226.54M |
| Effective Tax Rate | 25.40% |
Stock Price Statistics
The stock price has increased by +48.85% in the last 52 weeks. The beta is 1.22, so SLM's price volatility has been higher than the market average.
| Beta (5Y) | 1.22 |
| 52-Week Price Change | +48.85% |
| 50-Day Moving Average | 24.72 |
| 200-Day Moving Average | 22.19 |
| Relative Strength Index (RSI) | 63.32 |
| Average Volume (20 Days) | 3,482,383 |
Short Selling Information
The latest short interest is 8.05 million, so 3.79% of the outstanding shares have been sold short.
| Short Interest | 8.05M |
| Short Previous Month | 7.67M |
| Short % of Shares Out | 3.79% |
| Short % of Float | 4.14% |
| Short Ratio (days to cover) | 3.52 |
Income Statement
In the last 12 months, SLM had revenue of $1.59 billion and earned $646.56 million in profits. Earnings per share was $2.91.
| Revenue | 1.59B |
| Gross Profit | 1.59B |
| Operating Income | 892.71M |
| Pretax Income | 991.93M |
| Net Income | 646.56M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.91 |
Full Income StatementBalance Sheet
The company has $4.54 billion in cash and $6.04 billion in debt, giving a net cash position of -$1.49 billion or -$7.03 per share.
| Cash & Cash Equivalents | 4.54B |
| Total Debt | 6.04B |
| Net Cash | -1.49B |
| Net Cash Per Share | -$7.03 |
| Equity (Book Value) | 2.13B |
| Book Value Per Share | 8.87 |
| Working Capital | 6.19B |
Full Balance SheetCash Flow
| Operating Cash Flow | -361.08M |
| Capital Expenditures | n/a |
| Free Cash Flow | -361.08M |
| FCF Per Share | -$1.70 |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 56.28% and 41.94%.
| Gross Margin | 100.00% |
| Operating Margin | 56.28% |
| Pretax Margin | 56.22% |
| Profit Margin | 41.94% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |