Southern Missouri Bancorp, Inc. (SMBC)
NASDAQ: SMBC · Real-Time Price · USD
54.60
-0.39 (-0.71%)
May 20, 2025, 4:00 PM - Market closed
Southern Missouri Bancorp Income Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | Jun '20 Jun 30, 2020 | 2015 - 2019 |
| Interest Income on Loans | 245.94 | 222.51 | 162.22 | 111.5 | 105.08 | 102.13 | Upgrade
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| Interest Income on Investments | 25.46 | 25.86 | 14.19 | 5.37 | 4.4 | 4.92 | Upgrade
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| Total Interest Income | 271.4 | 248.38 | 176.42 | 116.87 | 109.48 | 107.05 | Upgrade
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| Interest Paid on Deposits | 115.58 | 102.16 | 44.39 | 11.82 | 14.89 | 24.08 | Upgrade
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| Interest Paid on Borrowings | 6.44 | 6.74 | 5.28 | 1.48 | 1.9 | 2.83 | Upgrade
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| Total Interest Expense | 122.02 | 108.89 | 49.67 | 13.3 | 16.79 | 26.92 | Upgrade
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| Net Interest Income | 149.38 | 139.48 | 126.75 | 103.57 | 92.69 | 80.14 | Upgrade
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| Net Interest Income Growth (YoY) | 6.24% | 10.05% | 22.38% | 11.74% | 15.66% | 10.10% | Upgrade
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| Trust Income | 3.31 | 3.17 | 2.18 | 1.81 | - | - | Upgrade
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| Gain (Loss) on Sale of Investments | 0.05 | -1.49 | - | - | 0.09 | - | Upgrade
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| Other Non-Interest Income | 15.96 | 15.06 | 15.48 | 11.34 | 10.72 | 6.74 | Upgrade
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| Total Non-Interest Income | 28.47 | 24.84 | 26.2 | 21.2 | 20.04 | 14.05 | Upgrade
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| Non-Interest Income Growth (YoY) | 9.39% | -5.19% | 23.59% | 5.79% | 42.61% | 10.25% | Upgrade
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| Revenues Before Loan Losses | 177.85 | 164.33 | 152.95 | 124.77 | 112.73 | 94.19 | Upgrade
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| Provision for Loan Losses | 4.92 | 3.6 | 17.06 | 1.49 | -1.02 | 6 | Upgrade
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| Revenue | 172.93 | 160.73 | 135.89 | 123.28 | 113.75 | 88.19 | Upgrade
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| Revenue Growth (YoY) | 6.00% | 18.28% | 10.22% | 8.38% | 28.99% | 5.62% | Upgrade
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| Salaries and Employee Benefits | 54.14 | 52.22 | 46.06 | 34.91 | 30.46 | 28.91 | Upgrade
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| Occupancy Expenses | 13.71 | 13.19 | 10.5 | 9.25 | 7.88 | 7.29 | Upgrade
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| Federal Deposit Insurance | 2.37 | 2.46 | 1.47 | 0.74 | 0.77 | 0.16 | Upgrade
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| Amortization of Goodwill & Intangibles | 3.7 | 4.07 | 2.63 | 1.44 | 1.4 | 1.77 | Upgrade
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| Selling, General & Administrative | 19.49 | 18.23 | 18.01 | 11.65 | 9.59 | 9.87 | Upgrade
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| Other Non-Interest Expense | 7.52 | 7.29 | 7.66 | 4.86 | 3.81 | 5.47 | Upgrade
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| Total Non-Interest Expense | 101.11 | 97.62 | 86.43 | 63.38 | 54.05 | 54.45 | Upgrade
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| EBT Excluding Unusual Items | 71.82 | 63.11 | 49.46 | 59.9 | 59.71 | 33.74 | Upgrade
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| Other Unusual Items | - | - | - | - | - | 0.7 | Upgrade
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| Pretax Income | 71.82 | 63.11 | 49.46 | 59.9 | 59.71 | 34.43 | Upgrade
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| Income Tax Expense | 15.5 | 12.93 | 10.23 | 12.74 | 12.53 | 6.89 | Upgrade
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| Net Income | 56.32 | 50.18 | 39.24 | 47.17 | 47.18 | 27.55 | Upgrade
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| Preferred Dividends & Other Adjustments | 0.26 | 0.26 | 0.19 | 0.2 | 0.15 | - | Upgrade
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| Net Income to Common | 56.06 | 49.93 | 39.05 | 46.97 | 47.03 | 27.55 | Upgrade
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| Net Income Growth | 7.87% | 27.89% | -16.82% | -0.02% | 71.28% | -4.70% | Upgrade
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| Basic Shares Outstanding | 11 | 11 | 10 | 9 | 9 | 9 | Upgrade
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| Diluted Shares Outstanding | 11 | 11 | 10 | 9 | 9 | 9 | Upgrade
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| Shares Change (YoY) | -0.36% | 11.43% | 12.55% | 0.01% | -2.05% | -0.05% | Upgrade
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| EPS (Basic) | 4.99 | 4.42 | 3.86 | 5.22 | 5.22 | 3.00 | Upgrade
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| EPS (Diluted) | 4.99 | 4.42 | 3.85 | 5.21 | 5.22 | 2.99 | Upgrade
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| EPS Growth | 8.53% | 14.80% | -26.10% | -0.19% | 74.58% | -4.78% | Upgrade
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| Dividend Per Share | 0.900 | 0.840 | 0.840 | 0.800 | 0.620 | 0.600 | Upgrade
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| Dividend Growth | 7.14% | - | 5.00% | 29.03% | 3.33% | 15.38% | Upgrade
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| Effective Tax Rate | 21.58% | 20.48% | 20.67% | 21.26% | 20.98% | 20.00% | Upgrade
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Updated Feb 10, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.