Southern Missouri Bancorp, Inc. (SMBC)

NASDAQ: SMBC · Real-Time Price · USD

73.01

+0.38 (0.52%)

At close: Sep 2, 2026, 4:00 PM EDT

73.11

+0.10 (0.14%)

After-hours: Sep 2, 2026, 7:30 PM EDT

Southern Missouri Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Cash & Equivalents	93.04	192.86	60.9	53.98	86.79	123.59
Investment Securities	95.86	102.07	124	148.54	69.58	69.66
Trading Asset Securities	0.55	0.91	0.02	-	-	-
Mortgage-Backed Securities	343.98	359.49	304.86	270.25	170.59	138.34
Total Investments	440.39	462.47	428.88	418.8	240.16	208
Gross Loans	4,322	4,101	3,850	3,978	2,843	2,312
Allowance for Loan Losses	-55.94	-51.63	-52.52	-47.82	-33.19	-33.22
Other Adjustments to Gross Loans	-	-0.18	-0.23	-359.5	-124.11	-78.17
Net Loans	4,266	4,049	3,797	3,571	2,686	2,200
Property, Plant & Equipment	93.37	95.98	95.95	92.4	71.35	64.08
Goodwill	50.73	50.73	50.73	50.77	27.29	14.09
Other Intangible Assets	17.8	20.09	23.51	27.57	5.48	5.23
Loans Held for Sale	1.03	0.43	-	-	-	-
Accrued Interest Receivable	28.09	26.02	23.83	18.87	11.05	10.08
Other Current Assets	42.53	14.88	13.76	15.06	10.46	11.86
Long-Term Deferred Tax Assets	7.7	9.43	11.19	12.86	10.73	4.49
Other Real Estate Owned & Foreclosed	1.54	0.66	3.89	3.64	2.19	2.25
Other Long-Term Assets	89.1	87.73	85.69	83.65	57.2	50.75
Total Assets	5,141	5,020	4,604	4,360	3,215	2,701

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Accounts Payable	59.78	29.23	18.35	21.15	13.27	9.98
Interest Bearing Deposits	3,812	3,773	3,429	3,128	2,388	1,972
Non-Interest Bearing Deposits	528.6	508.11	514.11	597.6	426.93	358.42
Total Deposits	4,341	4,281	3,943	3,726	2,815	2,331
Short-Term Borrowings	20.5	15.88	11.41	33.5	1.99	-
Current Portion of Long-Term Debt	-	17	6	1.99	6	24.24
Current Portion of Leases	0.37	0.84	-	-	-	-
Accrued Interest Payable	11.65	14.19	12.87	4.72	0.8	0.78
Federal Home Loan Bank Debt, Long-Term	105.03	87.06	94.06	98.02	29.96	33.29
Long-Term Leases	6.46	6.15	6.67	6.13	3.85	2.77
Trust Preferred Securities	23.25	23.21	23.16	23.11	23.06	15.24
Total Liabilities	4,568	4,475	4,116	3,914	2,894	2,417

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Common Stock	0.12	0.12	0.12	0.12	0.1	0.09
Additional Paid-In Capital	222.97	221.35	219.68	218.26	119.16	95.59
Retained Earnings	402.75	359.58	311.38	270.72	240.12	200.14
Treasury Stock	-43.26	-24.97	-24.97	-21.12	-21.12	-15.28
Comprehensive Income & Other	-9.07	-11.38	-17.46	-21.93	-17.49	2.88
Total Common Equity	573.51	544.69	488.75	446.06	320.77	283.42
Shareholders' Equity	573.51	544.69	488.75	446.06	320.77	283.42
Total Liabilities & Equity	5,141	5,020	4,604	4,360	3,215	2,701

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Total Debt	155.61	150.13	141.29	162.74	64.86	75.54
Net Cash (Debt)	-61.77	43.89	-79.87	-107.52	26.7	49.03
Net Cash Growth	-	-	-	-	-45.54%	-
Net Cash Per Share	-5.52	3.90	-7.07	-10.60	2.96	5.44
Filing Date Shares Outstanding	11.02	11.29	11.28	11.34	9.23	8.89
Total Common Shares Outstanding	11.02	11.3	11.28	11.33	9.23	8.91
Book Value Per Share	52.07	48.21	43.34	39.37	34.76	31.83
Tangible Book Value	504.98	473.87	414.52	367.71	288.01	264.11
Tangible Book Value Per Share	45.84	41.94	36.76	32.45	31.21	29.66

SEC Filings: 10-K · 10-Q