Southern Missouri Bancorp, Inc. (SMBC)

Southern Missouri Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Assets

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Cash & Equivalents	90.97	192.86	60.9	53.98	86.79
Investment Securities	131.49	102.26	124	148.54	69.58
Trading Asset Securities	0.32	0.91	0.02	-	-
Mortgage-Backed Securities	354.06	359.49	304.86	270.25	170.59
Total Investments	485.87	462.67	428.88	418.8	240.16
Gross Loans	4,392	4,101	3,850	3,978	2,843
Allowance for Loan Losses	-54.91	-51.63	-52.52	-47.82	-33.19
Other Adjustments to Gross Loans	-	-0.18	-0.23	-359.5	-124.11
Net Loans	4,337	4,049	3,797	3,571	2,686
Property, Plant & Equipment	93.19	95.98	95.95	92.4	71.35
Goodwill	50.73	50.73	50.73	50.77	27.29
Other Intangible Assets	17.09	20.09	23.51	27.57	5.48
Loans Held for Sale	1.79	0.43	-	-	-
Accrued Interest Receivable	26.87	26.02	23.83	18.87	11.05
Other Current Assets	16.84	14.68	13.76	15.06	10.46
Long-Term Deferred Tax Assets	10.28	9.43	11.19	12.86	10.73
Other Real Estate Owned & Foreclosed	5.84	0.66	3.89	3.64	2.19
Other Long-Term Assets	89.1	87.73	85.69	83.65	57.2
Total Assets	5,236	5,020	4,604	4,360	3,215

Liabilities

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Accounts Payable	23.46	29.23	18.35	21.15	13.27
Interest Bearing Deposits	2,347	2,373	3,429	3,128	2,388
Institutional Deposits	1,500	1,400	-	-	-
Non-Interest Bearing Deposits	560.7	508.11	514.11	597.6	426.93
Total Deposits	4,408	4,281	3,943	3,726	2,815
Short-Term Borrowings	20.27	15.88	11.41	33.5	1.99
Current Portion of Long-Term Debt	65.42	17	6	1.99	6
Current Portion of Leases	0.9	-	-	-	-
Accrued Interest Payable	11.78	14.19	12.87	4.72	0.8
Federal Home Loan Bank Debt, Long-Term	65	87.06	94.06	98.02	29.96
Long-Term Leases	5.86	6.99	6.67	6.13	3.85
Trust Preferred Securities	15.77	23.21	23.16	23.11	23.06
Other Long-Term Liabilities	29.4	-	-	-	-
Total Liabilities	4,646	4,475	4,116	3,914	2,894

Shareholders' Equity

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Common Stock	0.12	0.12	0.12	0.12	0.1
Additional Paid-In Capital	223.6	221.35	219.68	218.26	119.16
Retained Earnings	420.28	359.58	311.38	270.72	240.12
Treasury Stock	-43.55	-24.97	-24.97	-21.12	-21.12
Comprehensive Income & Other	-9.77	-11.38	-17.46	-21.93	-17.49
Shareholders' Equity	590.68	544.69	488.75	446.06	320.77
Total Liabilities & Equity	5,236	5,020	4,604	4,360	3,215

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Total Debt	173.22	150.13	141.29	162.74	64.86
Net Cash (Debt)	-81.93	43.89	-79.87	-107.52	26.7
Net Cash Growth	-	-	-	-	-45.54%
Net Cash Per Share	-7.36	3.90	-7.07	-10.60	2.96
Filing Date Shares Outstanding	11.01	11.29	11.28	11.34	9.23
Total Common Shares Outstanding	11.01	11.3	11.28	11.33	9.23
Book Value Per Share	53.64	48.21	43.34	39.37	34.76
Tangible Book Value	522.86	473.87	414.52	367.71	288.01
Tangible Book Value Per Share	47.48	41.94	36.76	32.45	31.21

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 23, 2026

Data Sources Report a data error