Southern Missouri Bancorp, Inc. (SMBC)
NASDAQ: SMBC · Real-Time Price · USD
71.28
-1.29 (-1.78%)
Nov 5, 2026, 12:35 PM EST - Market open
Southern Missouri Bancorp Balance Sheet
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Assets
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Cash & Equivalents | 97.13 | 90.97 | 192.86 | 60.9 | 53.98 | 86.79 |
Investment Securities | - | 131.49 | 102.26 | 124 | 148.54 | 69.58 |
Trading Asset Securities | - | 0.32 | 0.91 | 0.02 | - | - |
Mortgage-Backed Securities | 454.06 | 354.06 | 359.49 | 304.86 | 270.25 | 170.59 |
Total Investments | 454.06 | 485.87 | 462.67 | 428.88 | 418.8 | 240.16 |
Gross Loans | 4,456 | 4,392 | 4,101 | 3,850 | 3,978 | 2,843 |
Allowance for Loan Losses | -58.27 | -54.91 | -51.63 | -52.52 | -47.82 | -33.19 |
Other Adjustments to Gross Loans | - | - | -0.18 | -0.23 | -359.5 | -124.11 |
Net Loans | 4,397 | 4,337 | 4,049 | 3,797 | 3,571 | 2,686 |
Property, Plant & Equipment | 92.79 | 93.19 | 95.98 | 95.95 | 92.4 | 71.35 |
Goodwill | - | 50.73 | 50.73 | 50.73 | 50.77 | 27.29 |
Other Intangible Assets | 69.93 | 17.09 | 20.09 | 23.51 | 27.57 | 5.48 |
Loans Held for Sale | 0.42 | 1.79 | 0.43 | - | - | - |
Accrued Interest Receivable | - | 26.87 | 26.02 | 23.83 | 18.87 | 11.05 |
Other Current Assets | - | 16.84 | 14.68 | 13.76 | 15.06 | 10.46 |
Long-Term Deferred Tax Assets | - | 10.28 | 9.43 | 11.19 | 12.86 | 10.73 |
Other Real Estate Owned & Foreclosed | 5.73 | 5.84 | 0.66 | 3.89 | 3.64 | 2.19 |
Other Long-Term Assets | 171.93 | 89.1 | 87.73 | 85.69 | 83.65 | 57.2 |
Total Assets | 5,309 | 5,236 | 5,020 | 4,604 | 4,360 | 3,215 |
Liabilities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Accounts Payable | - | 23.46 | 29.23 | 18.35 | 21.15 | 13.27 |
Interest Bearing Deposits | 3,933 | 2,347 | 2,373 | 3,429 | 3,128 | 2,388 |
Institutional Deposits | - | 1,500 | 1,400 | - | - | - |
Non-Interest Bearing Deposits | 540.6 | 560.7 | 508.11 | 514.11 | 597.6 | 426.93 |
Total Deposits | 4,474 | 4,408 | 4,281 | 3,943 | 3,726 | 2,815 |
Short-Term Borrowings | 25 | 20.27 | 15.88 | 11.41 | 33.5 | 1.99 |
Current Portion of Long-Term Debt | - | 65.42 | 17 | 6 | 1.99 | 6 |
Current Portion of Leases | - | 0.9 | - | - | - | - |
Accrued Interest Payable | - | 11.78 | 14.19 | 12.87 | 4.72 | 0.8 |
Federal Home Loan Bank Debt, Long-Term | 122.71 | 65 | 87.06 | 94.06 | 98.02 | 29.96 |
Long-Term Leases | - | 5.86 | 6.99 | 6.67 | 6.13 | 3.85 |
Trust Preferred Securities | 15.79 | 15.77 | 23.21 | 23.16 | 23.11 | 23.06 |
Other Long-Term Liabilities | 70.64 | 29.4 | - | - | - | - |
Total Liabilities | 4,708 | 4,646 | 4,475 | 4,116 | 3,914 | 2,894 |
Shareholders' Equity
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Common Stock | 601.15 | 0.12 | 0.12 | 0.12 | 0.12 | 0.1 |
Additional Paid-In Capital | - | 223.6 | 221.35 | 219.68 | 218.26 | 119.16 |
Retained Earnings | - | 420.28 | 359.58 | 311.38 | 270.72 | 240.12 |
Treasury Stock | - | -43.55 | -24.97 | -24.97 | -21.12 | -21.12 |
Comprehensive Income & Other | - | -9.77 | -11.38 | -17.46 | -21.93 | -17.49 |
Shareholders' Equity | 601.15 | 590.68 | 544.69 | 488.75 | 446.06 | 320.77 |
Total Liabilities & Equity | 5,309 | 5,236 | 5,020 | 4,604 | 4,360 | 3,215 |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Total Debt | 163.51 | 173.22 | 150.13 | 141.29 | 162.74 | 64.86 |
Net Cash (Debt) | -66.37 | -81.93 | 43.89 | -79.87 | -107.52 | 26.7 |
Net Cash Growth | - | - | - | - | - | -45.54% |
Net Cash Per Share | -6.00 | -7.36 | 3.90 | -7.07 | -10.60 | 2.96 |
Filing Date Shares Outstanding | 10.99 | 11.01 | 11.29 | 11.28 | 11.34 | 9.23 |
Total Common Shares Outstanding | 10.99 | 11.01 | 11.3 | 11.28 | 11.33 | 9.23 |
Book Value Per Share | 54.68 | 53.64 | 48.21 | 43.34 | 39.37 | 34.76 |
Tangible Book Value | 531.22 | 522.86 | 473.87 | 414.52 | 367.71 | 288.01 |
Tangible Book Value Per Share | 48.32 | 47.48 | 41.94 | 36.76 | 32.45 | 31.21 |