Southern Missouri Bancorp, Inc. (SMBC)
NASDAQ: SMBC · Real-Time Price · USD
72.21
+0.88 (1.23%)
Sep 24, 2026, 4:00 PM EDT - Market closed
Southern Missouri Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Operating Activities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Net Income | 71.84 | 58.58 | 50.18 | 39.24 | 47.17 |
Depreciation & Amortization | 9.59 | 10.02 | 10.09 | 7.56 | 5.92 |
Gain (Loss) on Sale of Assets | 0.08 | 0.02 | 0.07 | -0.49 | 0.46 |
Gain (Loss) on Sale of Investments | -0.78 | -1.56 | 0.65 | 0.78 | 1.2 |
Provision for Credit Losses | 11.45 | 6.52 | 3.6 | 17.06 | 1.49 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -0.45 | 1 | 0.19 | 0.13 | 1.2 |
Accrued Interest Receivable | -0.85 | -2.19 | -4.96 | -5.4 | -0.39 |
Change in Accounts Payable | 3.75 | 6.22 | -0.14 | 0.58 | 5.02 |
Change in Other Net Operating Assets | -6.21 | 6.68 | 8.94 | 5.45 | 9.68 |
Other Operating Activities | -5.08 | -6.01 | -7.24 | -5.25 | -2.73 |
Operating Cash Flow | 80.52 | 81.56 | 70.27 | 62.02 | 67.34 |
Operating Cash Flow Growth | -1.27% | 16.07% | 13.29% | -7.90% | 30.10% |
Investing Activities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Capital Expenditures | -3.96 | -6.26 | -9.05 | -6.04 | -4.62 |
Sale of Property, Plant and Equipment | - | - | 0.02 | 3.72 | 0.93 |
Cash Acquisitions | - | - | - | 208.34 | 48.77 |
Investment in Securities | 13.21 | -23.96 | -4.94 | 41.08 | -57.54 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -303.95 | -254.93 | -228.44 | -447.21 | -281.54 |
Other Investing Activities | -8.87 | 0.04 | -3.32 | -13.3 | -9.92 |
Investing Cash Flow | -303.57 | -285.11 | -245.74 | -213.41 | -303.93 |
Financing Activities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Short-Term Debt Issued | 5 | 5.6 | - | - | - |
Long-Term Debt Issued | 394.3 | 260 | 303.2 | 1,914 | - |
Total Debt Issued | 399.3 | 265.6 | 303.2 | 1,914 | - |
Short-Term Debt Repaid | - | - | - | -27.63 | - |
Long-Term Debt Repaid | -375.46 | -258.05 | -334.75 | -1,818 | -29.3 |
Total Debt Repaid | -375.46 | -258.05 | -334.75 | -1,846 | -29.3 |
Net Debt Issued (Repaid) | 23.85 | 7.55 | -31.55 | 67.82 | -29.3 |
Issuance of Common Stock | 0.46 | - | 0.39 | - | - |
Repurchase of Common Stock | -18.58 | - | -3.86 | - | -5.84 |
Common Dividends Paid | -11.13 | -10.38 | -9.53 | -8.63 | -7.19 |
Total Dividends Paid | -11.13 | -10.38 | -9.53 | -8.63 | -7.19 |
Net Increase (Decrease) in Deposit Accounts | 126.56 | 338.34 | 226.94 | 59.36 | 242.14 |
Financing Cash Flow | 121.15 | 335.51 | 182.39 | 118.55 | 199.8 |
Net Cash Flow
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Net Cash Flow | -101.89 | 131.96 | 6.93 | -32.83 | -36.78 |
Free Cash Flow
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Free Cash Flow | 76.56 | 75.29 | 61.22 | 55.98 | 62.73 |
Free Cash Flow Growth | 1.69% | 22.99% | 9.35% | -10.75% | 28.26% |
Free Cash Flow Margin | 40.47% | 42.76% | 38.09% | 41.20% | 50.88% |
Free Cash Flow Per Share | 6.88 | 6.69 | 5.42 | 5.52 | 6.96 |