Southern Missouri Bancorp, Inc. (SMBC)
NASDAQ: SMBC · Real-Time Price · USD
65.91
+1.27 (1.96%)
Feb 4, 2026, 1:32 PM EST - Market open
Southern Missouri Bancorp Balance Sheet
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Cash & Equivalents | 134.31 | 192.86 | 60.9 | 53.98 | 86.79 | 123.59 |
Investment Securities | - | 102.07 | 124 | 148.54 | 69.58 | 69.66 |
Trading Asset Securities | - | 0.91 | 0.02 | - | - | - |
Mortgage-Backed Securities | 444.97 | 359.49 | 304.86 | 270.25 | 170.59 | 138.34 |
Total Investments | 444.97 | 462.47 | 428.88 | 418.8 | 240.16 | 208 |
Gross Loans | 4,227 | 4,101 | 3,850 | 3,978 | 2,843 | 2,312 |
Allowance for Loan Losses | -54.47 | -51.63 | -52.52 | -47.82 | -33.19 | -33.22 |
Other Adjustments to Gross Loans | - | -0.18 | -0.23 | -359.5 | -124.11 | -78.17 |
Net Loans | 4,172 | 4,049 | 3,797 | 3,571 | 2,686 | 2,200 |
Property, Plant & Equipment | 94.56 | 95.98 | 95.95 | 92.4 | 71.35 | 64.08 |
Goodwill | - | 50.73 | 50.73 | 50.77 | 27.29 | 14.09 |
Other Intangible Assets | 72.05 | 20.09 | 23.51 | 27.57 | 5.48 | 5.23 |
Loans Held for Sale | 1.27 | 0.43 | - | - | - | - |
Accrued Interest Receivable | - | 26.02 | 23.83 | 18.87 | 11.05 | 10.08 |
Other Current Assets | - | 14.88 | 13.76 | 15.06 | 10.46 | 11.86 |
Long-Term Deferred Tax Assets | - | 9.43 | 11.19 | 12.86 | 10.73 | 4.49 |
Other Real Estate Owned & Foreclosed | 1.54 | 0.66 | 3.89 | 3.64 | 2.19 | 2.25 |
Other Long-Term Assets | 155.05 | 87.73 | 85.69 | 83.65 | 57.2 | 50.75 |
Total Assets | 5,094 | 5,020 | 4,604 | 4,360 | 3,215 | 2,701 |
Accounts Payable | - | 29.23 | 18.35 | 21.15 | 13.27 | 9.98 |
Interest Bearing Deposits | 3,782 | 3,773 | 3,429 | 3,128 | 2,388 | 1,972 |
Non-Interest Bearing Deposits | 526.57 | 508.11 | 514.11 | 597.6 | 426.93 | 358.42 |
Total Deposits | 4,308 | 4,281 | 3,943 | 3,726 | 2,815 | 2,331 |
Short-Term Borrowings | 20 | 15.88 | 11.41 | 33.5 | 1.99 | - |
Current Portion of Long-Term Debt | - | 17 | 6 | 1.99 | 6 | 24.24 |
Current Portion of Leases | - | 0.84 | - | - | - | - |
Accrued Interest Payable | - | 14.19 | 12.87 | 4.72 | 0.8 | 0.78 |
Federal Home Loan Bank Debt, Long-Term | 102.04 | 87.06 | 94.06 | 98.02 | 29.96 | 33.29 |
Long-Term Leases | - | 6.15 | 6.67 | 6.13 | 3.85 | 2.77 |
Trust Preferred Securities | 23.24 | 23.21 | 23.16 | 23.11 | 23.06 | 15.24 |
Total Liabilities | 4,527 | 4,475 | 4,116 | 3,914 | 2,894 | 2,417 |
Common Stock | 567.36 | 0.12 | 0.12 | 0.12 | 0.1 | 0.09 |
Additional Paid-In Capital | - | 221.35 | 219.68 | 218.26 | 119.16 | 95.59 |
Retained Earnings | - | 359.58 | 311.38 | 270.72 | 240.12 | 200.14 |
Treasury Stock | - | -24.97 | -24.97 | -21.12 | -21.12 | -15.28 |
Comprehensive Income & Other | - | -11.38 | -17.46 | -21.93 | -17.49 | 2.88 |
Total Common Equity | 567.36 | 544.69 | 488.75 | 446.06 | 320.77 | 283.42 |
Shareholders' Equity | 567.36 | 544.69 | 488.75 | 446.06 | 320.77 | 283.42 |
Total Liabilities & Equity | 5,094 | 5,020 | 4,604 | 4,360 | 3,215 | 2,701 |
Total Debt | 145.28 | 150.13 | 141.29 | 162.74 | 64.86 | 75.54 |
Net Cash (Debt) | -10.97 | 43.89 | -79.87 | -107.52 | 26.7 | 49.03 |
Net Cash Growth | - | - | - | - | -45.54% | - |
Net Cash Per Share | -0.98 | 3.90 | -7.07 | -10.60 | 2.96 | 5.44 |
Filing Date Shares Outstanding | 11.14 | 11.29 | 11.28 | 11.34 | 9.23 | 8.89 |
Total Common Shares Outstanding | 11.14 | 11.3 | 11.28 | 11.33 | 9.23 | 8.91 |
Book Value Per Share | 50.92 | 48.21 | 43.34 | 39.37 | 34.76 | 31.83 |
Tangible Book Value | 495.31 | 473.87 | 414.52 | 367.71 | 288.01 | 264.11 |
Tangible Book Value Per Share | 44.45 | 41.94 | 36.76 | 32.45 | 31.21 | 29.66 |
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.