Southern Missouri Bancorp, Inc. (SMBC)
NASDAQ: SMBC · Real-Time Price · USD
56.66
+0.03 (0.05%)
Nov 26, 2025, 4:00 PM EST - Market closed

Southern Missouri Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jul - Jun.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 20212016 - 2020
Period Ending
Sep '25 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21 2016 - 2020
Net Income
61.7758.5850.1839.2447.1747.18
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Depreciation & Amortization
10.0210.0210.097.565.925.42
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Gain (Loss) on Sale of Assets
-0.060.020.07-0.490.460.14
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Gain (Loss) on Sale of Investments
-1.34-1.560.650.781.21.54
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Provision for Credit Losses
8.866.523.617.061.49-1.02
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Net Decrease (Increase) in Loans Originated / Sold - Operating
0.7210.190.131.20.64
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Accrued Interest Receivable
-1.64-2.19-4.96-5.4-0.392.04
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Change in Accounts Payable
2.846.22-0.140.585.02-0.05
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Change in Other Net Operating Assets
6.986.688.945.459.681.79
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Other Operating Activities
-5.96-6.01-7.24-5.25-2.73-3.3
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Operating Cash Flow
87.8781.5670.2762.0267.3451.76
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Operating Cash Flow Growth
33.02%16.07%13.29%-7.90%30.10%28.44%
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Capital Expenditures
-5.73-6.26-9.05-6.04-4.62-2.86
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Sale of Property, Plant and Equipment
--0.023.720.930.58
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Cash Acquisitions
---208.3448.77-
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Investment in Securities
-29.78-23.96-4.9441.08-57.54-34.1
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Net Decrease (Increase) in Loans Originated / Sold - Investing
-233.28-254.93-228.44-447.21-281.54-62.86
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Other Investing Activities
0.390.04-3.32-13.3-9.92-2.68
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Investing Cash Flow
-268.39-285.11-245.74-213.41-303.93-101.92
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Short-Term Debt Issued
-5.6----
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Long-Term Debt Issued
-260303.21,914-110.1
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Total Debt Issued
6.3265.6303.21,914-110.1
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Short-Term Debt Repaid
----27.63--
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Long-Term Debt Repaid
--258.05-334.75-1,818-29.3-122.65
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Total Debt Repaid
-6.35-258.05-334.75-1,846-29.3-122.65
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Net Debt Issued (Repaid)
-0.057.55-31.5567.82-29.3-12.55
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Issuance of Common Stock
--0.39---
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Repurchase of Common Stock
-0.45--3.86--5.84-8.34
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Common Dividends Paid
-10.6-10.38-9.53-8.63-7.19-5.6
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Total Dividends Paid
-10.6-10.38-9.53-8.63-7.19-5.6
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Net Increase (Decrease) in Deposit Accounts
240.4338.34226.9459.36242.14145.99
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Financing Cash Flow
229.29335.51182.39118.55199.8119.5
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Net Cash Flow
48.76131.966.93-32.83-36.7869.35
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Free Cash Flow
82.1375.2961.2255.9862.7348.91
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Free Cash Flow Growth
44.08%22.99%9.35%-10.75%28.26%35.86%
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Free Cash Flow Margin
45.91%42.76%38.09%41.20%50.88%42.99%
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Free Cash Flow Per Share
7.296.695.425.526.965.43
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Cash Income Tax Paid
9.577.532.34.310.369.24
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Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q