Southern Missouri Bancorp, Inc. (SMBC)
NASDAQ: SMBC · Real-Time Price · USD
50.97
-1.57 (-2.99%)
Oct 10, 2025, 2:39 PM EDT - Market open
Southern Missouri Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2007 - 2020 |
|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | 2007 - 2020 |
Net Income | 58.58 | 50.18 | 39.24 | 47.17 | 47.18 | Upgrade |
Depreciation & Amortization | 10.02 | 10.09 | 7.56 | 5.92 | 5.42 | Upgrade |
Provision for Credit Losses | 6.52 | 3.6 | 17.06 | 1.49 | -1.02 | Upgrade |
Stock-Based Compensation | 1.67 | 1.03 | 0.84 | 0.7 | 0.55 | Upgrade |
Net Change in Loans Held-for-Sale | 0.25 | -0.53 | -0.75 | -0.4 | -3.34 | Upgrade |
Other Adjustments | -7.51 | -6.1 | -5.94 | -1.69 | 0.06 | Upgrade |
Changes in Accrued Interest and Accounts Receivable | -2.19 | -4.96 | -5.4 | -0.39 | 2.04 | Upgrade |
Changes in Accounts Payable | 6.22 | -0.14 | 0.58 | 5.02 | -0.05 | Upgrade |
Changes in Accrued Expenses | 1.32 | 8.15 | 3.39 | -0.15 | -0.87 | Upgrade |
Changes in Other Operating Activities | 6.68 | 8.94 | 5.45 | 9.68 | 1.79 | Upgrade |
Operating Cash Flow | 81.56 | 70.27 | 62.02 | 67.34 | 51.76 | Upgrade |
Operating Cash Flow Growth | 16.07% | 13.29% | -7.90% | 30.10% | 28.44% | Upgrade |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | 0.25 | 0.74 | 1.23 | -1.49 | -0.01 | Upgrade |
Net Change in Loans Held-for-Investment | -254.93 | -228.44 | -447.21 | -281.54 | -62.86 | Upgrade |
Net Change in Securities and Investments | -24.29 | -2.47 | 32.31 | -55.74 | -34.2 | Upgrade |
Payments for Business Acquisitions | - | - | 208.34 | 48.77 | - | Upgrade |
Capital Expenditures | -6.26 | -9.05 | -6.04 | -4.62 | -2.86 | Upgrade |
Sale of Property, Plant & Equipment | - | 0.02 | 3.72 | 0.93 | 0.58 | Upgrade |
Other Investing Activities | 0.13 | -6.53 | -5.75 | -10.24 | -2.57 | Upgrade |
Investing Cash Flow | -285.11 | -245.74 | -213.41 | -303.93 | -101.92 | Upgrade |
Net Change in Deposits | 338.34 | 226.94 | 59.36 | 242.14 | 145.99 | Upgrade |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | 5.6 | - | -27.63 | - | - | Upgrade |
Long-Term Debt Issued | 260 | 303.2 | 1,914 | - | 110.1 | Upgrade |
Long-Term Debt Repaid | -258.05 | -334.75 | -1,818 | -29.3 | -122.65 | Upgrade |
Net Long-Term Debt Issued (Repaid) | 1.95 | -31.55 | 95.45 | -29.3 | -12.55 | Upgrade |
Issuance of Common Stock | - | 0.39 | - | - | - | Upgrade |
Repurchase of Common Stock | - | -3.86 | - | -5.84 | -8.34 | Upgrade |
Net Common Stock Issued (Repurchased) | - | -3.47 | - | -5.84 | -8.34 | Upgrade |
Common Dividends Paid | -10.38 | -9.53 | -8.63 | -7.19 | -5.6 | Upgrade |
Financing Cash Flow | 335.51 | 182.39 | 118.55 | 199.8 | 119.5 | Upgrade |
Net Cash Flow | 131.96 | 6.93 | -32.83 | -36.78 | 69.35 | Upgrade |
Beginning Cash & Cash Equivalents | 60.9 | 53.98 | 86.81 | 123.59 | 54.25 | Upgrade |
Ending Cash & Cash Equivalents | 192.86 | 60.9 | 53.98 | 86.81 | 123.59 | Upgrade |
Free Cash Flow | 75.29 | 61.22 | 55.98 | 62.73 | 48.91 | Upgrade |
Free Cash Flow Growth | 22.99% | 9.35% | -10.75% | 28.26% | 35.86% | Upgrade |
FCF Margin | 42.76% | 38.09% | 41.20% | 50.88% | 42.99% | Upgrade |
Free Cash Flow Per Share | - | 5.42 | 5.52 | 6.96 | 5.43 | Upgrade |
Levered Free Cash Flow | 76.31 | 31.67 | 140.22 | 33.33 | 40.11 | Upgrade |
Unlevered Free Cash Flow | 15.78 | 13.04 | 5.53 | 15.46 | 5.48 | Upgrade |
Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.