Southern Missouri Bancorp, Inc. (SMBC)

Southern Missouri Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is July - June.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 4, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Market Capitalization	734	619	511	436	421	402
Market Cap Growth	16.85%	21.11%	17.32%	3.41%	4.88%	81.08%
Last Close Price	64.64	54.28	43.90	36.77	42.47	41.51
PE Ratio	11.19	10.62	10.24	11.16	8.97	8.54
PS Ratio	3.97	3.52	3.18	3.21	3.42	3.53
PB Ratio	1.27	1.14	1.05	0.98	1.31	1.42
P/FCF Ratio	-	8.22	8.35	7.78	6.72	8.21
P/OCF Ratio	-	7.59	7.27	7.02	6.26	7.76
Debt / Equity Ratio	0.26	0.28	0.29	0.37	0.20	0.27
Debt / FCF Ratio	-	1.99	2.31	2.91	1.03	1.55
Return on Equity (ROE)	12.09%	11.34%	10.74%	10.23%	15.61%	17.42%
Return on Assets (ROA)	1.31%	1.22%	1.12%	1.04%	1.59%	1.80%
Earnings Yield	8.86%	9.46%	9.82%	9.01%	11.20%	11.75%
FCF Yield	-	12.16%	11.98%	12.85%	14.89%	12.17%
Dividend Yield	1.55%	1.70%	1.91%	2.28%	1.88%	1.49%
Payout Ratio	16.96%	17.72%	18.98%	22.00%	15.25%	11.87%
Buyback Yield / Dilution	0.28%	0.38%	-11.43%	-12.55%	-0.01%	2.05%
Total Shareholder Return	1.79%	2.08%	-9.52%	-10.26%	1.88%	3.54%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q