Southern Missouri Bancorp, Inc. (SMBC)

Southern Missouri Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is July - June.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 6, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Market Cap	723	619	508	436	418	400
Market Cap Growth	17.81%	21.94%	16.52%	4.32%	4.31%	80.52%
Enterprise Value	741.03	642.19	530.77	458.76	440.67	415.62
Last Close Price	65.11	54.78	45.01	38.45	45.26	44.96
PE Ratio	11.27	10.58	10.18	9.99	8.69	8.61
Forward PE	10.19	10.38	10.54	9.07	8.30	11.41
PS Ratio	3.96	3.52	3.16	3.21	3.39	3.52
PB Ratio	1.28	1.14	1.04	0.98	1.30	1.41
P/TBV Ratio	1.29	1.13	1.04	0.87	1.27	1.43
P/FCF Ratio	8.60	8.22	8.29	7.78	6.66	8.19
P/OCF Ratio	8.13	7.59	7.22	7.02	6.20	7.73
EV/Sales Ratio	4.05	3.65	3.30	3.38	3.57	3.65
EV/EBITDA Ratio	-	64.08	52.59	60.71	74.43	76.63
EV/FCF Ratio	8.81	8.53	8.67	8.19	7.03	8.50
Debt / Equity Ratio	0.04	0.04	0.05	0.05	0.07	0.05
Debt / EBITDA Ratio	2.33	2.32	2.29	3.06	3.89	2.81
Debt / FCF Ratio	0.28	0.31	0.38	0.41	0.37	0.31
Net Debt / Equity Ratio	0.04	0.04	0.05	0.05	0.07	0.05
Net Debt / EBITDA Ratio	2.33	2.32	2.29	3.06	3.89	2.81
Net Debt / FCF Ratio	0.28	0.31	0.38	0.41	0.37	0.31
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.04
Return on Equity (ROE)	12.09%	11.34%	10.74%	10.23%	15.61%	17.42%
Earnings Yield	8.98%	9.46%	9.82%	10.01%	11.51%	11.61%
FCF Yield	11.63%	12.16%	12.06%	12.85%	15.02%	12.21%
Dividend Yield	1.54%	1.69%	1.87%	2.22%	1.77%	1.38%
Payout Ratio	16.96%	17.72%	18.98%	22.00%	15.25%	11.87%
Buyback Yield / Dilution	0.28%	0.38%	-11.43%	-12.55%	-0.00%	2.05%
Total Shareholder Return	1.81%	2.07%	-9.56%	-10.33%	1.76%	3.43%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q