Southern Missouri Bancorp, Inc. (SMBC)

Southern Missouri Bancorp Statistics

Total Valuation

SMBC has a market cap or net worth of $661.52 million. The enterprise value is $667.66 million.

Market Cap	661.52M
Enterprise Value	667.66M

Important Dates

The last earnings date was Monday, January 27, 2025, after market close.

Earnings Date	Jan 27, 2025
Ex-Dividend Date	Feb 14, 2025

Share Statistics

SMBC has 11.28 million shares outstanding. The number of shares has increased by 0.82% in one year.

Current Share Class	11.28M
Shares Outstanding	11.28M
Shares Change (YoY)	+0.82%
Shares Change (QoQ)	+0.18%
Owned by Insiders (%)	16.59%
Owned by Institutions (%)	52.19%
Float	9.41M

Valuation Ratios

The trailing PE ratio is 12.78 and the forward PE ratio is 11.03.

PE Ratio	12.78
Forward PE	11.03
PS Ratio	3.96
Forward PS	3.47
PB Ratio	1.29
P/TBV Ratio	1.50
P/FCF Ratio	11.10
P/OCF Ratio	9.55
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.92
EV / Sales	4.00
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	11.20

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.56
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.57%.

Return on Equity (ROE)	10.57%
Return on Assets (ROA)	1.09%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$227,394
Profits Per Employee	$70,406
Employee Count	734
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SMBC has paid $14.19 million in taxes.

Income Tax	14.19M
Effective Tax Rate	21.46%

Stock Price Statistics

The stock price has increased by +32.39% in the last 52 weeks. The beta is 0.98, so SMBC's price volatility has been similar to the market average.

Beta (5Y)	0.98
52-Week Price Change	+32.39%
50-Day Moving Average	58.86
200-Day Moving Average	54.20
Relative Strength Index (RSI)	47.14
Average Volume (20 Days)	32,767

Short Selling Information

The latest short interest is 53,042, so 0.47% of the outstanding shares have been sold short.

Short Interest	53,042
Short Previous Month	63,772
Short % of Shares Out	0.47%
Short % of Float	0.56%
Short Ratio (days to cover)	1.38

Income Statement

In the last 12 months, SMBC had revenue of $166.91 million and earned $51.68 million in profits. Earnings per share was $4.59.

Revenue	166.91M
Gross Profit	166.91M
Operating Income	72.54M
Pretax Income	65.65M
Net Income	51.68M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.59

Balance Sheet

The company has $146.18 million in cash and $152.32 million in debt, giving a net cash position of -$6.14 million or -$0.54 per share.

Cash & Cash Equivalents	146.18M
Total Debt	152.32M
Net Cash	-6.14M
Net Cash Per Share	-$0.54
Equity (Book Value)	512.37M
Book Value Per Share	45.43
Working Capital	-4.07B

Cash Flow

In the last 12 months, operating cash flow was $69.24 million and capital expenditures -$9.65 million, giving a free cash flow of $59.59 million.

Operating Cash Flow	69.24M
Capital Expenditures	-9.65M
Free Cash Flow	59.59M
FCF Per Share	$5.28

Margins

Gross Margin	n/a
Operating Margin	43.46%
Pretax Margin	39.63%
Profit Margin	31.12%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	35.70%

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 1.57%.

Dividend Per Share	$0.92
Dividend Yield	1.57%
Dividend Growth (YoY)	7.14%
Years of Dividend Growth	10
Payout Ratio	20.05%
Buyback Yield	-0.82%
Shareholder Yield	0.75%
Earnings Yield	7.81%
FCF Yield	9.01%

Analyst Forecast

The average price target for SMBC is $70.00, which is 19.33% higher than the current price. The consensus rating is "Buy".

Price Target	$70.00
Price Target Difference	19.33%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on February 2, 2015. It was a forward split with a ratio of 2:1.

Last Split Date	Feb 2, 2015
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4