Southern Missouri Bancorp, Inc. (SMBC)

Southern Missouri Bancorp Statistics

Total Valuation

SMBC has a market cap or net worth of $597.73 million. The enterprise value is $618.96 million.

Market Cap	597.73M
Enterprise Value	618.96M

Important Dates

The last earnings date was Wednesday, October 22, 2025, after market close.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	Nov 14, 2025

Share Statistics

SMBC has 11.29 million shares outstanding. The number of shares has decreased by -0.19% in one year.

Current Share Class	11.29M
Shares Outstanding	11.29M
Shares Change (YoY)	-0.19%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	15.29%
Owned by Institutions (%)	53.82%
Float	9.56M

Valuation Ratios

The trailing PE ratio is 9.61 and the forward PE ratio is 8.55.

PE Ratio	9.61
Forward PE	8.55
PS Ratio	3.30
Forward PS	2.90
PB Ratio	1.06
P/TBV Ratio	1.23
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.06
EV / Sales	3.46
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.59%.

Return on Equity (ROE)	11.59%
Return on Assets (ROA)	1.27%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$242,074
Profits Per Employee	$83,225
Employee Count	739
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SMBC has paid $15.83 million in taxes.

Income Tax	15.83M
Effective Tax Rate	20.40%

Stock Price Statistics

The stock price has decreased by -14.13% in the last 52 weeks. The beta is 1.01, so SMBC's price volatility has been similar to the market average.

Beta (5Y)	1.01
52-Week Price Change	-14.13%
50-Day Moving Average	54.03
200-Day Moving Average	54.41
Relative Strength Index (RSI)	50.26
Average Volume (20 Days)	68,519

Short Selling Information

The latest short interest is 64,749, so 0.57% of the outstanding shares have been sold short.

Short Interest	64,749
Short Previous Month	65,645
Short % of Shares Out	0.57%
Short % of Float	0.68%
Short Ratio (days to cover)	1.16

Income Statement

In the last 12 months, SMBC had revenue of $178.89 million and earned $61.50 million in profits. Earnings per share was $5.46.

Revenue	178.89M
Gross Profit	178.89M
Operating Income	83.73M
Pretax Income	77.60M
Net Income	61.50M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.46

Balance Sheet

The company has $124.36 million in cash and $145.25 million in debt, giving a net cash position of -$20.89 million or -$1.85 per share.

Cash & Cash Equivalents	124.36M
Total Debt	145.25M
Net Cash	-20.89M
Net Cash Per Share	-$1.85
Equity (Book Value)	560.22M
Book Value Per Share	49.62
Working Capital	-4.17B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	46.81%
Pretax Margin	43.38%
Profit Margin	34.53%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 1.75%.

Dividend Per Share	$0.92
Dividend Yield	1.75%
Dividend Growth (YoY)	9.09%
Years of Dividend Growth	13
Payout Ratio	17.58%
Buyback Yield	0.19%
Shareholder Yield	1.94%
Earnings Yield	10.28%
FCF Yield	n/a

Analyst Forecast

The average price target for SMBC is $63.63, which is 20.19% higher than the current price. The consensus rating is "Hold".

Price Target	$63.63
Price Target Difference	20.19%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 2, 2015. It was a forward split with a ratio of 2:1.

Last Split Date	Feb 2, 2015
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2