Southern Missouri Bancorp, Inc. (SMBC)
NASDAQ: SMBC · Real-Time Price · USD
51.30
-0.26 (-0.50%)
At close: Jun 5, 2025, 4:00 PM
51.70
+0.40 (0.78%)
After-hours: Jun 5, 2025, 4:00 PM EDT

Southern Missouri Bancorp Statistics

Total Valuation

SMBC has a market cap or net worth of $584.21 million. The enterprise value is $506.17 million.

Market Cap 584.21M
Enterprise Value 506.17M

Important Dates

The next estimated earnings date is Monday, July 28, 2025, after market close.

Earnings Date Jul 28, 2025
Ex-Dividend Date May 15, 2025

Share Statistics

SMBC has 11.30 million shares outstanding. The number of shares has decreased by -0.36% in one year.

Current Share Class 11.30M
Shares Outstanding 11.30M
Shares Change (YoY) -0.36%
Shares Change (QoQ) +0.02%
Owned by Insiders (%) 16.19%
Owned by Institutions (%) 52.35%
Float 9.47M

Valuation Ratios

The trailing PE ratio is 10.37 and the forward PE ratio is 9.79.

PE Ratio 10.37
Forward PE 9.79
PS Ratio 3.36
Forward PS 3.02
PB Ratio 1.10
P/TBV Ratio 1.29
P/FCF Ratio 9.31
P/OCF Ratio 8.41
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 9.03
EV / Sales 2.93
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 8.07

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 2.39
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.17%.

Return on Equity (ROE) 11.17%
Return on Assets (ROA) 1.17%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $235,597
Profits Per Employee $76,376
Employee Count 734
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, SMBC has paid $15.50 million in taxes.

Income Tax 15.50M
Effective Tax Rate 21.58%

Stock Price Statistics

The stock price has increased by +24.52% in the last 52 weeks. The beta is 0.98, so SMBC's price volatility has been similar to the market average.

Beta (5Y) 0.98
52-Week Price Change +24.52%
50-Day Moving Average 51.98
200-Day Moving Average 56.87
Relative Strength Index (RSI) 42.13
Average Volume (20 Days) 23,135

Short Selling Information

The latest short interest is 86,645, so 0.77% of the outstanding shares have been sold short.

Short Interest 86,645
Short Previous Month 97,133
Short % of Shares Out 0.77%
Short % of Float 0.91%
Short Ratio (days to cover) 3.41

Income Statement

In the last 12 months, SMBC had revenue of $172.93 million and earned $56.06 million in profits. Earnings per share was $4.99.

Revenue 172.93M
Gross Profit 172.93M
Operating Income 78.07M
Pretax Income 65.65M
Net Income 56.06M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.99
Full Income Statement

Balance Sheet

The company has $227.74 million in cash and $149.70 million in debt, giving a net cash position of $78.04 million or $6.91 per share.

Cash & Cash Equivalents 227.74M
Total Debt 149.70M
Net Cash 78.04M
Net Cash Per Share $6.91
Equity (Book Value) 528.79M
Book Value Per Share 46.80
Working Capital -4.04B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $69.46 million and capital expenditures -$6.71 million, giving a free cash flow of $62.75 million.

Operating Cash Flow 69.46M
Capital Expenditures -6.71M
Free Cash Flow 62.75M
FCF Per Share $5.55
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 45.14%
Pretax Margin 41.53%
Profit Margin 32.57%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 36.28%

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 1.79%.

Dividend Per Share $0.92
Dividend Yield 1.79%
Dividend Growth (YoY) 9.52%
Years of Dividend Growth 10
Payout Ratio 18.45%
Buyback Yield 0.36%
Shareholder Yield 2.15%
Earnings Yield 9.60%
FCF Yield 10.74%
Dividend Details

Analyst Forecast

The average price target for SMBC is $66.33, which is 29.30% higher than the current price. The consensus rating is "Buy".

Price Target $66.33
Price Target Difference 29.30%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 2, 2015. It was a forward split with a ratio of 2:1.

Last Split Date Feb 2, 2015
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4