Southern Missouri Bancorp, Inc. (SMBC)

Southern Missouri Bancorp Statistics

Total Valuation

SMBC has a market cap or net worth of $733.30 million. The enterprise value is $744.27 million.

Market Cap	733.30M
Enterprise Value	744.27M

Important Dates

The last earnings date was Wednesday, January 21, 2026, after market close.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Feb 13, 2026

Share Statistics

SMBC has 11.14 million shares outstanding. The number of shares has decreased by -0.28% in one year.

Current Share Class	11.14M
Shares Outstanding	11.14M
Shares Change (YoY)	-0.28%
Shares Change (QoQ)	-0.82%
Owned by Insiders (%)	15.48%
Owned by Institutions (%)	56.44%
Float	9.42M

Valuation Ratios

The trailing PE ratio is 11.19 and the forward PE ratio is 10.06.

PE Ratio	11.19
Forward PE	10.06
PS Ratio	3.97
Forward PS	3.46
PB Ratio	1.27
P/TBV Ratio	1.48
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	11.45
EV / Sales	4.07
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.09%.

Return on Equity (ROE)	12.09%
Return on Assets (ROA)	1.31%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	7.97%
Revenue Per Employee	$247,337
Profits Per Employee	$87,930
Employee Count	739
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SMBC has paid $15.83 million in taxes.

Income Tax	15.83M
Effective Tax Rate	19.52%

Stock Price Statistics

The stock price has increased by +9.23% in the last 52 weeks. The beta is 0.96, so SMBC's price volatility has been similar to the market average.

Beta (5Y)	0.96
52-Week Price Change	+9.23%
50-Day Moving Average	60.12
200-Day Moving Average	55.56
Relative Strength Index (RSI)	63.83
Average Volume (20 Days)	48,598

Short Selling Information

The latest short interest is 114,065, so 1.02% of the outstanding shares have been sold short.

Short Interest	114,065
Short Previous Month	116,227
Short % of Shares Out	1.02%
Short % of Float	1.21%
Short Ratio (days to cover)	2.41

Income Statement

In the last 12 months, SMBC had revenue of $182.78 million and earned $64.98 million in profits. Earnings per share was $5.78.

Revenue	182.78M
Gross Profit	182.78M
Operating Income	87.11M
Pretax Income	81.10M
Net Income	64.98M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.78

Balance Sheet

The company has $134.31 million in cash and $145.28 million in debt, with a net cash position of -$10.97 million or -$0.98 per share.

Cash & Cash Equivalents	134.31M
Total Debt	145.28M
Net Cash	-10.97M
Net Cash Per Share	-$0.98
Equity (Book Value)	567.36M
Book Value Per Share	50.92
Working Capital	-4.19B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	47.66%
Pretax Margin	44.37%
Profit Margin	35.71%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 1.55%.

Dividend Per Share	$1.00
Dividend Yield	1.55%
Dividend Growth (YoY)	8.89%
Years of Dividend Growth	14
Payout Ratio	16.96%
Buyback Yield	0.28%
Shareholder Yield	1.79%
Earnings Yield	8.86%
FCF Yield	n/a

Analyst Forecast

The average price target for SMBC is $67.75, which is 2.95% higher than the current price. The consensus rating is "Hold".

Price Target	$67.75
Price Target Difference	2.95%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 2, 2015. It was a forward split with a ratio of 2:1.

Last Split Date	Feb 2, 2015
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2