SoFi Technologies, Inc. (SOFI)

NASDAQ: SOFI · Real-Time Price · USD

20.22

+0.27 (1.35%)

At close: Jul 9, 2025, 4:00 PM

20.16

-0.06 (-0.30%)

After-hours: Jul 9, 2025, 5:12 PM EDT

SoFi Technologies Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2017 - 2019
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2017 - 2019
Interest and Dividend Income	2,906	2,808	2,051	773.37	355.02	363.54	Upgrade
Total Interest Expense	1,093	1,091	789.33	189.28	102.78	185.61	Upgrade
Net Interest Income	1,812	1,716	1,262	584.1	252.24	177.93	Upgrade
Other Revenue	741.91	702.51	489.24	424.07	249.86	16.28	Upgrade
Revenue Before Loan Losses	2,802	2,675	2,123	1,574	984.87	565.53	Upgrade
Provision for Loan Losses	30.21	31.71	54.95	54.33	7.57	-	Upgrade
Revenue	2,771	2,643	2,068	1,519	977.3	565.53	Upgrade
Revenue Growth (YoY)	23.62%	27.82%	36.11%	55.45%	72.81%	27.76%	Upgrade
Salaries & Employee Benefits	240.86	232.69	260.55	288.16	227.27	93.8	Upgrade
Cost of Services Provided	2,311	2,176	1,861	1,530	1,204	800.25	Upgrade
Total Operating Expenses	2,552	2,409	2,122	1,819	1,431	894.05	Upgrade
Operating Income	219.52	233.96	-53.84	-299.4	-453.84	-328.52	Upgrade
EBT Excluding Unusual Items	219.52	233.96	-53.84	-299.4	-453.84	-328.52	Upgrade
Impairment of Goodwill	-	-	-247.17	-	-	-	Upgrade
Pretax Income	218.9	233.35	-301.16	-318.72	-481.18	-328.52	Upgrade
Income Tax Expense	-262.84	-265.32	-0.42	1.69	2.76	-104.47	Upgrade
Net Income	481.74	498.67	-300.74	-320.41	-483.94	-224.05	Upgrade
Preferred Dividends & Other Adjustments	9.45	19.53	40.43	40.43	40.43	93.19	Upgrade
Net Income to Common	472.29	479.14	-341.17	-360.83	-524.36	-317.25	Upgrade
Shares Outstanding (Basic)	1,079	1,050	945	901	527	74	Upgrade
Shares Outstanding (Diluted)	1,137	1,101	945	901	527	74	Upgrade
Shares Change (YoY)	18.65%	16.55%	4.90%	71.03%	613.23%	12.54%	Upgrade
EPS (Basic)	0.44	0.46	-0.36	-0.40	-1.00	-4.30	Upgrade
EPS (Diluted)	0.43	0.39	-0.36	-0.40	-1.00	-4.30	Upgrade
Free Cash Flow	-2,011	-1,274	-7,339	-7,349	-1,402	-503.89	Upgrade
Free Cash Flow Per Share	-1.77	-1.16	-7.76	-8.16	-2.66	-6.82	Upgrade
Operating Margin	7.92%	8.85%	-2.60%	-19.71%	-46.44%	-58.09%	Upgrade
Profit Margin	17.04%	18.13%	-16.50%	-23.75%	-53.65%	-56.10%	Upgrade
Free Cash Flow Margin	-72.58%	-48.20%	-354.89%	-483.74%	-143.51%	-89.10%	Upgrade

Updated Apr 29, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q