SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
21.70
-0.70 (-3.12%)
Jul 30, 2025, 3:21 PM - Market open

SoFi Technologies Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202018 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2018 - 2020
Interest and Dividend Income
3,0242,8082,051773.37355.02363.54
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Total Interest Expense
1,1061,091789.33189.28102.78185.61
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Net Interest Income
1,9181,7161,262584.1252.24177.93
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Other Revenue
886.18702.51489.24424.07249.8616.28
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Revenue Before Loan Losses
3,0582,6752,1231,574984.87565.53
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Provision for Loan Losses
28.631.7154.9554.337.57-
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3,0292,6432,0681,519977.3565.53
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Revenue Growth (YoY)
29.27%27.82%36.11%55.45%72.81%27.76%
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Salaries & Employee Benefits
232.69232.69260.55288.16227.2793.8
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Cost of Services Provided
2,4802,1761,8611,5301,204800.25
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Total Operating Expenses
2,7132,4092,1221,8191,431894.05
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Operating Income
316.37233.96-53.84-299.4-453.84-328.52
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EBT Excluding Unusual Items
316.37233.96-53.84-299.4-453.84-328.52
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Impairment of Goodwill
---247.17---
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Pretax Income
315.75233.35-301.16-318.72-481.18-328.52
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Income Tax Expense
-245.84-265.32-0.421.692.76-104.47
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Net Income
561.6498.67-300.74-320.41-483.94-224.05
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Preferred Dividends & Other Adjustments
19.5319.5340.4340.4340.4393.19
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Net Income to Common
542.07479.14-341.17-360.83-524.36-317.25
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Shares Outstanding (Basic)
1,0911,05094590152774
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Shares Outstanding (Diluted)
1,1721,10194590152774
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Shares Change (YoY)
18.55%16.55%4.90%71.03%613.23%12.54%
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EPS (Basic)
0.500.46-0.36-0.40-1.00-4.30
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EPS (Diluted)
0.490.39-0.36-0.40-1.00-4.30
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Free Cash Flow
--1,274-7,339-7,349-1,402-503.89
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Free Cash Flow Per Share
--1.16-7.76-8.16-2.66-6.82
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Operating Margin
10.44%8.85%-2.60%-19.71%-46.44%-58.09%
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Profit Margin
17.89%18.13%-16.50%-23.75%-53.65%-56.10%
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Free Cash Flow Margin
--48.20%-354.89%-483.74%-143.51%-89.10%
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Updated Jul 29, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.
SEC Filings: 10-K · 10-Q