SoFi Technologies, Inc. (SOFI)

NASDAQ: SOFI · Real-Time Price · USD

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27.40

-0.32 (-1.15%)

At close: Jan 9, 2026, 4:00 PM EST

27.43

+0.03 (0.11%)

After-hours: Jan 9, 2026, 7:59 PM EST

SoFi Technologies Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2017 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2017 - 2019
Interest and Dividend Income	3,192	2,808	2,051	773.37	355.02	363.54	Upgrade
Total Interest Expense	1,120	1,091	789.33	189.28	102.78	185.61	Upgrade
Net Interest Income	2,072	1,716	1,262	584.1	252.24	177.93	Upgrade
Other Revenue	1,011	702.51	489.24	424.07	249.86	16.28	Upgrade
Revenue Before Loan Losses	3,322	2,675	2,123	1,574	984.87	565.53	Upgrade
Provision for Loan Losses	31.79	31.71	54.95	54.33	7.57	-	Upgrade
Revenue	3,291	2,643	2,068	1,519	977.3	565.53	Upgrade
Revenue Growth (YoY)	30.62%	27.82%	36.11%	55.45%	72.81%	27.76%	Upgrade
Salaries & Employee Benefits	246.05	232.69	260.55	288.16	227.27	93.8	Upgrade
Cost of Services Provided	2,644	2,176	1,861	1,530	1,204	800.25	Upgrade
Total Operating Expenses	2,890	2,409	2,122	1,819	1,431	894.05	Upgrade
Operating Income	401.06	233.96	-53.84	-299.4	-453.84	-328.52	Upgrade
EBT Excluding Unusual Items	401.06	233.96	-53.84	-299.4	-453.84	-328.52	Upgrade
Impairment of Goodwill	-	-	-247.17	-	-	-	Upgrade
Pretax Income	400.45	233.35	-301.16	-318.72	-481.18	-328.52	Upgrade
Income Tax Expense	-239.8	-265.32	-0.42	1.69	2.76	-104.47	Upgrade
Net Income	640.24	498.67	-300.74	-320.41	-483.94	-224.05	Upgrade
Preferred Dividends & Other Adjustments	-	19.53	40.43	40.43	40.43	93.19	Upgrade
Net Income to Common	640.24	479.14	-341.17	-360.83	-524.36	-317.25	Upgrade
Shares Outstanding (Basic)	1,116	1,050	945	901	527	74	Upgrade
Shares Outstanding (Diluted)	1,208	1,101	945	901	527	74	Upgrade
Shares Change (YoY)	15.07%	16.55%	4.90%	71.03%	613.23%	12.54%	Upgrade
EPS (Basic)	0.57	0.46	-0.36	-0.40	-1.00	-4.30	Upgrade
EPS (Diluted)	0.54	0.39	-0.36	-0.40	-1.00	-4.30	Upgrade
Free Cash Flow	-3,170	-1,274	-7,339	-7,349	-1,402	-503.89	Upgrade
Free Cash Flow Per Share	-2.63	-1.16	-7.76	-8.16	-2.66	-6.82	Upgrade
Operating Margin	12.19%	8.85%	-2.60%	-19.71%	-46.44%	-58.09%	Upgrade
Profit Margin	19.46%	18.13%	-16.50%	-23.75%	-53.65%	-56.10%	Upgrade
Free Cash Flow Margin	-96.33%	-48.20%	-354.89%	-483.74%	-143.51%	-89.10%	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q