SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
18.91
+0.99 (5.52%)
At close: Aug 21, 2026, 4:00 PM EDT
18.99
+0.08 (0.42%)
After-hours: Aug 21, 2026, 7:59 PM EDT

SoFi Technologies Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
24,42432,99916,7119,5394,27812,757
Market Cap Growth
-9.43%97.46%75.18%123.00%-66.47%1173.93%

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
39.8268.5634.88---
PS Ratio
5.729.216.324.612.8213.05
PB Ratio
2.203.152.561.720.772.72

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.310.190.490.971.020.89
Net Debt / Equity Ratio
0.00-0.290.060.410.760.79
Net Debt / FCF Ratio
-0.010.77-0.29-0.31-0.57-2.63
Quick Ratio
0.460.550.500.570.252.81
Current Ratio
1.111.181.191.412.0927.64
Asset Turnover
0.080.080.080.080.110.11
Return on Equity (ROE)
7.09%5.66%8.26%-5.43%-6.27%-12.42%
Return on Assets (ROA)
1.25%1.11%1.50%-1.23%-2.27%-5.46%
Return on Invested Capital (ROIC)
4.67%4.34%2.26%-0.49%-2.98%-5.32%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
2.61%1.46%2.98%-3.15%-7.49%-3.79%
FCF Yield
-36.00%-12.08%-7.62%-76.93%-171.80%-10.99%
Payout Ratio
--3.31%---
Buyback Yield / Dilution
-14.49%-13.65%-16.55%-4.90%-71.03%-613.23%
SEC Filings: 10-K · 10-Q