SoFi Technologies, Inc. (SOFI)

SoFi Technologies Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	3,126	4,929	2,538	3,085	1,422	494.71
Long-Term Investments	4,518	2,680	1,938	724.86	419.59	595.39
Trading Asset Securities	240.27	71.96	290.71	6.92	34.61	15.34
Loans & Lease Receivables	18,196	15,174	9,844	7,562	307.96	115.91
Other Receivables	59.89	893.48	587.5	169.85	127.05	85.52
Property, Plant & Equipment	582.86	129.87	118.93	131.1	149.65	174.43
Goodwill	1,425	1,394	1,394	1,394	1,623	898.53
Other Intangible Assets	590.85	990.62	890.08	719.96	709.59	505.47
Restricted Cash	439.32	427.32	171.07	530.56	424.4	273.73
Other Current Assets	-	633.43	368.14	215.95	73.43	57.9
Long-Term Deferred Tax Assets	-	249.34	267.22	-	-	-
Long-Term Deferred Charges	0.8	-	-	-	-	-
Other Long-Term Assets	2,031	224.25	158.99	138.73	159.42	6.43
Total Assets	60,948	50,660	36,251	30,075	19,008	9,176

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	45,416	37,387	25,861	18,569	7,266	-
Non-Interest Bearing Deposits	126.9	118.05	116.8	51.67	76.5	-
Total Deposits	45,543	37,505	25,978	18,621	7,342	-
Accounts Payable	887.2	64.71	95.27	93.3	126.88	156.76
Accrued Expenses	-	389.27	291.76	268.87	163.67	95.51
Short-Term Debt	10.24	4.55	-	4.6	9.25	0.86
Current Portion of Leases	-	27.83	-	-	-	-
Long-Term Debt	2,873	1,816	3,093	5,241	5,503	4,042
Long-Term Leases	104.08	91.12	110.91	121.82	131.44	152.97
Long-Term Unearned Revenue	7.28	8.54	7.47	5.72	10.03	2.55
Other Current Liabilities	-	155.69	91.21	103.2	-	-
Long-Term Deferred Tax Liabilities	-	21.43	20.16	40.23	56.48	1.79
Other Long-Term Liabilities	18.3	86.79	37.53	20.65	136.23	26.52
Total Liabilities	49,871	40,171	29,726	24,520	13,479	4,479

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0.13	0.13	0.11	0.1	0.09	0.08
Additional Paid-In Capital	11,589	11,303	7,839	7,040	6,720	5,562
Retained Earnings	-500.96	-824.28	-1,306	-1,804	-1,504	-1,183
Comprehensive Income & Other	-11.98	10.98	-8.37	-1.21	-8.3	-1.47
Total Common Equity	11,076	10,489	6,525	5,235	5,208	4,377
Shareholders' Equity	11,076	10,489	6,525	5,555	5,528	4,698
Total Liabilities & Equity	60,948	50,660	36,251	30,075	19,008	9,176

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	3,415	1,939	3,204	5,367	5,644	4,195
Net Cash (Debt)	-48.88	3,062	-375.2	-2,275	-4,187	-3,685
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.04	2.45	-0.34	-2.41	-4.65	-7.00
Filing Date Shares Outstanding	1,292	1,275	1,097	976.74	934.55	828.59
Total Common Shares Outstanding	1,290	1,271	1,095	975.86	933.9	828.15
Working Capital	4,930	6,845	5,028	7,876	8,304	6,743
Book Value Per Share	8.58	8.26	5.96	5.36	5.58	5.29
Tangible Book Value	9,425	8,484	4,584	3,302	3,025	3,142
Tangible Book Value Per Share	7.30	6.68	4.18	3.38	3.24	3.79

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 29, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 20, 2026

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