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SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
16.04
-1.34 (-7.71%)
At close: Nov 5, 2026, 4:00 PM EST
15.98
-0.06 (-0.38%)
After-hours: Nov 5, 2026, 7:59 PM EST

SoFi Technologies Balance Sheet

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Cash & Equivalents
2,8103,1263,4014,9293,2462,1232,0862,5382,3552,3353,6933,0852,8143,0162,4881,422935.16707.31,325494.71
Long-Term Investments
4,9934,5183,4932,6802,6872,5492,2991,9381,5851,589996.18724.86670.91613.64382.93419.59456.81486.65525.21595.39
Trading Asset Securities
-240.27163.3871.9622.1210.598.64290.7110.3615.85.596.9279.1711.9112.2234.61---15.34
Loans & Lease Receivables
19,72718,19616,71815,17413,31212,15510,8689,8449,2949,3678,0847,562361.25347.55328.03307.9611,2048,2127,222115.91
Other Receivables
-59.8962.18893.4875.4370.166.32587.565.1668.1566.32169.8563.359.0658.77127.0559.160.5653.185.52
Property, Plant & Equipment
661.47582.86537.34129.87466.05431.97394.44118.93350.38329.64315.41131.1295.31285.88274.39149.65264.83257.48243.94174.43
Goodwill
1,4251,4251,3941,3941,3941,3941,3941,3941,3941,3941,3941,3941,3941,6411,6231,6231,6231,6251,616898.53
Other Intangible Assets
572.71590.85582.99990.62631.37638.53669.54890.08611.09622.78588.25719.96529.96557.76566.39709.59625.21658.09679.03505.47
Restricted Cash
789.19439.32360.23427.32500.1592.1630.44171.07614.79397.04454.52530.56483.14485.48489.74424.4326.27291.63377.08273.73
Other Current Assets
---633.43---368.14---215.95---73.43---57.9
Long-Term Deferred Tax Assets
---249.34---267.22------------
Long-Term Deferred Charges
-0.80.9-1.11.21.4---------1.251.090.85-
Other Long-Term Assets
2,7742,0311,531224.251,3711,0851,107158.99776.9630.41591.72138.73292.9330.19371.61159.42338.93370.22204.546.43
Total Assets
67,76760,94853,69850,66045,29341,11237,74936,25134,38032,64231,30630,07527,97725,56122,45319,00815,83512,67112,2479,176

Liabilities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Interest Bearing Deposits
51,18845,41640,12037,38732,80629,41127,13625,86124,35222,94621,55018,56915,60712,67210,0167,2664,9422,6291,060-
Non-Interest Bearing Deposits
136.99126.9123118.05140.74129.57120.36116.856.0151.3154.4651.6764.6267.6872.0476.589.7682.895.6-
Total Deposits
51,32545,54340,24337,50532,94629,54127,25725,97824,40822,99721,60518,62115,67212,74010,0887,3425,0322,7121,156-
Accounts Payable
1,167887.2702.2664.71729.95595.73513.9295.27506.04518.14535.4993.3403.81447.79533.73126.88555.38529.37424.94156.76
Accrued Expenses
---389.27---291.76---268.87---163.67---95.51
Short-Term Debt
-10.241.514.552.0658.93142.21-47.840.065.944.613.798.1310.859.25---0.86
Current Portion of Long-Term Debt
-428.02428.02-----------------
Current Portion of Leases
---27.83----------------
Long-Term Debt
3,8632,8731,3861,8162,7143,9433,0473,0933,1813,1072,8955,2416,2526,4966,1415,5034,6143,7784,9874,042
Long-Term Leases
116.01104.08100.7191.129391.4393.14110.91101.03100.8105.56121.82113.36115.22114.9131.44121.73131.74135.96152.97
Long-Term Unearned Revenue
-7.287.68.548.67.435.467.477.737.085.665.725.426.828.5310.036.067.66.892.55
Other Current Liabilities
---155.691914.2-91.21---103.2----0.70.520.29-
Long-Term Deferred Tax Liabilities
---21.43---20.16---40.23---56.48---1.79
Other Long-Term Liabilities
-18.317.986.79--12.837.537.410.17.120.65143.46169.721136.233.784.845.226.52
Total Liabilities
56,47249,87142,88740,17136,51334,25231,07129,72628,25926,74025,16024,52022,60319,98316,89913,47910,3347,1646,7164,479

Shareholders' Equity

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Common Stock
0.130.130.130.130.120.110.110.110.110.110.110.10.10.090.090.090.090.090.090.08
Additional Paid-In Capital
11,68011,58911,47211,3039,7687,9947,9107,8397,7517,6027,5447,0406,9056,8486,7786,7206,6546,5836,5105,562
Retained Earnings
-259.97-500.96-657.55-824.28-997.83-1,137-1,234-1,306-1,638-1,699-1,716-1,804-1,852-1,585-1,538-1,504-1,464-1,389-1,293-1,183
Comprehensive Income & Other
-124.76-11.98-2.7410.989.553.592.83-8.378.11-1.48-2.09-1.210.6-5.12-6.34-8.3-9.6-8.01-5.96-1.47
Total Common Equity
11,29511,07610,81210,4898,7806,8616,6796,5256,1215,9015,8265,2355,0535,2585,2345,2085,1815,1865,2104,377
Shareholders' Equity
11,29511,07610,81210,4898,7806,8616,6796,5256,1215,9016,1465,5555,3745,5785,5545,5285,5015,5075,5314,698
Total Liabilities & Equity
67,76760,94853,69850,66045,29341,11237,74936,25134,38032,64231,30630,07527,97725,56122,45319,00815,83512,67112,2479,176

Additional Metrics

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Total Debt
3,9793,4151,9161,9392,8104,0943,2823,2043,3303,2083,0075,3676,3796,6196,2675,6444,7363,9105,1234,195
Net Cash (Debt)
-1,170-48.881,6483,062458.93-1,960-1,188-375.2-964.41-857.82692.03-2,275-3,486-3,591-3,767-4,187-3,801-3,202-3,798-3,685
Net Cash Growth (YoY)
--------------------
Net Cash Per Share
-0.86-0.041.202.270.36-1.66-1.00-0.33-0.87-0.810.66-2.21-3.66-3.83-4.05-4.54-4.15-3.52-4.45-4.52
Filing Date Shares Outstanding
1,2971,2921,2831,2751,2061,1971,1051,0971,0851,0661,057976.74958.74950.11940.9934.55927.94922.38915.82828.59
Total Common Shares Outstanding
1,2971,2901,2811,2711,2051,1131,1041,0951,0841,0651,056975.86957.86948.91940.34933.9927.35922.1915.67828.15
Working Capital
4,8494,9304,7856,8455,0464,8043,9725,0284,7024,5615,2757,8768,7058,9378,6028,3046,9376,0307,3966,743
Book Value Per Share
8.718.588.448.267.296.166.055.965.655.545.515.365.285.545.575.585.595.625.695.29
Tangible Book Value
9,6629,4259,2038,4847,1395,2045,0054,5844,4134,1774,0853,3023,2733,2053,1913,0253,1013,0803,0893,142
Tangible Book Value Per Share
7.457.307.186.685.934.674.534.184.073.923.873.383.423.383.393.243.343.343.373.79
SEC Filings: 10-K · 10-Q