SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
16.04
-1.34 (-7.71%)
At close: Nov 5, 2026, 4:00 PM EST
15.98
-0.06 (-0.38%)
After-hours: Nov 5, 2026, 7:59 PM EST
SoFi Technologies Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 5, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
| 20,798 | 20,303 | 23,000 | 20,251 | 32,999 | 31,637 | 20,129 | 12,753 | 16,711 | 8,378 | 6,988 | 7,660 | 9,539 | 7,591 | 7,847 | 5,673 | 4,278 | 4,501 | 4,826 | 8,604 | 12,757 | |
Market Cap Growth (YoY) | -43.63% | -35.82% | 14.26% | 58.80% | 97.46% | 277.60% | 188.04% | 66.48% | 75.18% | 10.37% | -10.95% | 35.04% | 123.00% | 68.65% | 62.59% | -34.07% | -66.47% | -64.33% | -68.32% | 523.20% | 1173.93% |
Price Ratios
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 5, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 29.51 | 27.52 | 36.15 | 35.10 | 68.56 | 49.41 | 35.84 | 27.00 | 34.88 | 45.44 | -45.61 | -35.01 | -27.96 | - | - | - | - | - | - | - | - |
PS Ratio | 4.44 | 4.33 | 5.39 | 5.18 | 9.21 | 9.61 | 6.65 | 4.60 | 6.32 | 3.33 | 2.98 | 3.42 | 4.61 | 3.98 | 4.36 | 3.41 | 2.82 | 3.31 | 3.96 | 7.83 | 13.05 |
PB Ratio | 1.84 | 1.80 | 2.08 | 1.87 | 3.15 | 3.60 | 2.93 | 1.91 | 2.56 | 1.37 | 1.18 | 1.25 | 1.72 | 1.41 | 1.41 | 1.02 | 0.77 | 0.82 | 0.88 | 1.56 | 2.72 |
P/FCF Ratio | - | - | - | - | - | - | - | - | - | - | - | -1.74 | - | - | - | - | - | - | - | - | - |
P/OCF Ratio | - | - | - | - | - | - | - | -6.94 | - | - | - | -1.79 | - | - | - | - | - | - | - | - | - |
Financial Efficiency
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 5, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.35 | 0.35 | 0.31 | 0.18 | 0.19 | 0.32 | 0.60 | 0.49 | 0.49 | 0.54 | 0.54 | 0.49 | 0.97 | 1.19 | 1.19 | 1.13 | 1.02 | 0.86 | 0.71 | 0.93 | 0.89 |
Debt / FCF Ratio | - | - | - | - | - | - | - | - | - | - | - | -0.68 | - | - | - | - | - | - | - | - | - |
Net Debt / Equity Ratio | 0.10 | 0.10 | 0.00 | -0.15 | -0.29 | -0.05 | 0.29 | 0.18 | 0.06 | 0.16 | 0.14 | -0.11 | 0.41 | 0.65 | 0.64 | 0.68 | 0.76 | 0.69 | 0.58 | 0.69 | 0.79 |
Net Debt / FCF Ratio | - | - | -0.01 | 0.26 | 0.77 | 0.14 | -0.65 | -0.59 | -0.29 | -0.73 | -0.30 | 0.16 | -0.31 | -0.37 | -0.37 | -0.44 | -0.57 | -0.62 | -0.92 | -1.37 | -2.63 |
Quick Ratio | 0.43 | 0.43 | 0.46 | 0.49 | 0.55 | 0.49 | 0.48 | 0.47 | 0.50 | 0.47 | 0.50 | 0.54 | 0.57 | 0.21 | 0.26 | 0.27 | 0.25 | 2.18 | 2.77 | 5.44 | 2.81 |
Current Ratio | 1.09 | 1.09 | 1.11 | 1.12 | 1.18 | 1.15 | 1.16 | 1.14 | 1.19 | 1.19 | 1.19 | 1.24 | 1.41 | 1.54 | 1.68 | 1.81 | 2.09 | 2.24 | 2.86 | 5.68 | 27.64 |
Asset Turnover | 0.08 | 0.08 | 0.08 | 0.09 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.09 | 0.09 | 0.10 | 0.11 | 0.11 | 0.12 | 0.11 | 0.11 |
Return on Equity (ROE) | 7.35% | 7.35% | 7.09% | 6.60% | 5.66% | 8.59% | 8.80% | 7.51% | 8.26% | 3.72% | -1.97% | -3.05% | -5.43% | -7.15% | -3.54% | -4.41% | -6.27% | -7.64% | -6.76% | -9.76% | -12.42% |
Return on Assets (ROA) | 1.31% | 1.31% | 1.25% | 1.26% | 1.11% | 1.61% | 1.52% | 1.40% | 1.50% | 0.69% | -0.39% | -0.66% | -1.23% | -1.77% | -1.03% | -1.41% | -2.27% | -3.27% | -3.42% | -4.25% | -5.46% |
Return on Invested Capital (ROIC) | 4.96% | 5.49% | 5.00% | 5.09% | 4.34% | 3.50% | 2.88% | 2.17% | 2.17% | 2.00% | 1.24% | 0.64% | -0.52% | -1.29% | -1.82% | -2.16% | -2.98% | -4.11% | -3.87% | -4.21% | -5.33% |
Yields
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 5, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 3.39% | 3.63% | 2.77% | 2.85% | 1.46% | 2.02% | 2.79% | 3.78% | 2.98% | 2.56% | -1.62% | -2.33% | -3.15% | -5.12% | -2.50% | -4.31% | -7.49% | -8.70% | -7.20% | -4.84% | -3.79% |
FCF Yield | -42.28% | - | -38.23% | -31.29% | -12.08% | -10.02% | -15.01% | -15.77% | -7.62% | -15.68% | -40.23% | -57.38% | -76.93% | -125.11% | -123.45% | -150.71% | -171.80% | -136.80% | -71.73% | -32.21% | -10.99% |
Payout Ratio | - | - | - | - | - | - | - | - | - | - | 94.82% | - | 42.53% | - | - | - | - | - | - | - | - |
Buyback Yield / Dilution | -12.51% | -5.17% | -14.30% | -16.24% | -16.95% | -16.89% | -11.05% | -13.72% | -11.83% | -16.11% | -13.73% | -12.18% | -11.53% | -3.75% | -2.91% | -8.96% | -13.31% | -14.51% | -149.30% | -634.25% | -937.40% |