SoFi Technologies Statistics
Total Valuation
SOFI has a market cap or net worth of $16.07 billion. The enterprise value is $16.72 billion.
Important Dates
The last earnings date was Monday, January 27, 2025, before market open.
| Earnings Date | Jan 27, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
SOFI has 1.10 billion shares outstanding. The number of shares has increased by 16.55% in one year.
| Current Share Class | 1.10B |
| Shares Outstanding | 1.10B |
| Shares Change (YoY) | +16.55% |
| Shares Change (QoQ) | +4.22% |
| Owned by Insiders (%) | 1.69% |
| Owned by Institutions (%) | 47.62% |
| Float | 1.08B |
Valuation Ratios
The trailing PE ratio is 37.16 and the forward PE ratio is 59.32.
| PE Ratio | 37.16 |
| Forward PE | 59.32 |
| PS Ratio | 5.83 |
| Forward PS | 4.87 |
| PB Ratio | 2.46 |
| P/TBV Ratio | 3.32 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 33.53 |
| EV / Sales | 6.33 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.14, with a Debt / Equity ratio of 0.49.
| Current Ratio | 1.14 |
| Quick Ratio | 0.47 |
| Debt / Equity | 0.49 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.26%.
| Return on Equity (ROE) | 8.26% |
| Return on Assets (ROA) | 1.50% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $600,715 |
| Profits Per Employee | $113,333 |
| Employee Count | 4,400 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -265.32M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +72.39% in the last 52 weeks. The beta is 1.79, so SOFI's price volatility has been higher than the market average.
| Beta (5Y) | 1.79 |
| 52-Week Price Change | +72.39% |
| 50-Day Moving Average | 15.71 |
| 200-Day Moving Average | 10.45 |
| Relative Strength Index (RSI) | 42.97 |
| Average Volume (20 Days) | 45,379,100 |
Short Selling Information
The latest short interest is 126.37 million, so 11.54% of the outstanding shares have been sold short.
| Short Interest | 126.37M |
| Short Previous Month | 132.61M |
| Short % of Shares Out | 11.54% |
| Short % of Float | 11.74% |
| Short Ratio (days to cover) | 2.73 |
Income Statement
In the last 12 months, SOFI had revenue of $2.64 billion and earned $498.67 million in profits. Earnings per share was $0.39.
| Revenue | 2.64B |
| Gross Profit | 2.18B |
| Operating Income | 233.35M |
| Pretax Income | -106.20M |
| Net Income | 498.67M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.39 |
Full Income StatementBalance Sheet
The company has $2.54 billion in cash and $3.19 billion in debt, giving a net cash position of -$652.40 million or -$0.60 per share.
| Cash & Cash Equivalents | 2.54B |
| Total Debt | 3.19B |
| Net Cash | -652.40M |
| Net Cash Per Share | -$0.60 |
| Equity (Book Value) | 6.53B |
| Book Value Per Share | 5.96 |
| Working Capital | 3.70B |
Full Balance SheetCash Flow
| Operating Cash Flow | -1.12B |
| Capital Expenditures | n/a |
| Free Cash Flow | -1.12B |
| FCF Per Share | -$1.02 |
Full Cash Flow StatementMargins
Gross margin is 82.53%, with operating and profit margins of 8.83% and 18.87%.
| Gross Margin | 82.53% |
| Operating Margin | 8.83% |
| Pretax Margin | 8.83% |
| Profit Margin | 18.87% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |