SoFi Technologies, Inc. (SOFI)

SoFi Technologies Statistics

Total Valuation

SOFI has a market cap or net worth of $24.03 billion. The enterprise value is $26.16 billion.

Market Cap	24.03B
Enterprise Value	26.16B

Important Dates

The last earnings date was Tuesday, July 29, 2025, before market open.

Earnings Date	Jul 29, 2025
Ex-Dividend Date	n/a

Share Statistics

SOFI has 1.11 billion shares outstanding. The number of shares has increased by 18.55% in one year.

Current Share Class	1.11B
Shares Outstanding	1.11B
Shares Change (YoY)	+18.55%
Shares Change (QoQ)	-0.22%
Owned by Insiders (%)	1.66%
Owned by Institutions (%)	43.88%
Float	1.09B

Valuation Ratios

The trailing PE ratio is 44.07 and the forward PE ratio is 51.36. SOFI's PEG ratio is 0.68.

PE Ratio	44.07
Forward PE	51.36
PS Ratio	8.07
Forward PS	6.62
PB Ratio	3.64
P/TBV Ratio	4.66
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.68

Enterprise Valuation

EV / Earnings	48.27
EV / Sales	8.64
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.16, with a Debt / Equity ratio of 0.59.

Current Ratio	1.16
Quick Ratio	0.47
Debt / Equity	0.59
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.80%.

Return on Equity (ROE)	8.80%
Return on Assets (ROA)	1.52%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$605,869
Profits Per Employee	$108,414
Employee Count	5,000
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

Income Tax	-245.84M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +194.82% in the last 52 weeks. The beta is 1.92, so SOFI's price volatility has been higher than the market average.

Beta (5Y)	1.92
52-Week Price Change	+194.82%
50-Day Moving Average	17.10
200-Day Moving Average	14.46
Relative Strength Index (RSI)	64.09
Average Volume (20 Days)	76,749,448

Short Selling Information

The latest short interest is 133.33 million, so 11.97% of the outstanding shares have been sold short.

Short Interest	133.33M
Short Previous Month	152.40M
Short % of Shares Out	11.97%
Short % of Float	12.29%
Short Ratio (days to cover)	1.68

Income Statement

In the last 12 months, SOFI had revenue of $3.03 billion and earned $542.07 million in profits. Earnings per share was $0.49.

Revenue	3.03B
Gross Profit	2.49B
Operating Income	316.37M
Pretax Income	n/a
Net Income	542.07M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.49

Balance Sheet

The company has $2.12 billion in cash and $4.03 billion in debt, giving a net cash position of -$1.91 billion or -$1.72 per share.

Cash & Cash Equivalents	2.12B
Total Debt	4.03B
Net Cash	-1.91B
Net Cash Per Share	-$1.72
Equity (Book Value)	6.86B
Book Value Per Share	6.16
Working Capital	4.72B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 82.25%, with operating and profit margins of 10.44% and 18.54%.

Gross Margin	82.25%
Operating Margin	10.44%
Pretax Margin	10.42%
Profit Margin	18.54%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

SOFI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-18.55%
Shareholder Yield	-18.55%
Earnings Yield	2.24%
FCF Yield	n/a

Analyst Forecast

The average price target for SOFI is $16.47, which is -23.68% lower than the current price. The consensus rating is "Hold".

Price Target	$16.47
Price Target Difference	-23.68%
Analyst Consensus	Hold
Analyst Count	16
Revenue Growth Forecast (5Y)	14.33%
EPS Growth Forecast (5Y)	18.65%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3