SoFi Technologies Statistics
Total Valuation
SOFI has a market cap or net worth of $16.66 billion. The enterprise value is $17.62 billion.
Important Dates
The next estimated earnings date is Monday, January 27, 2025, before market open.
| Earnings Date | Jan 27, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
SOFI has 1.09 billion shares outstanding. The number of shares has increased by 12.24% in one year.
| Current Share Class | 1.09B |
| Shares Outstanding | 1.09B |
| Shares Change (YoY) | +12.24% |
| Shares Change (QoQ) | +3.69% |
| Owned by Insiders (%) | 1.88% |
| Owned by Institutions (%) | 44.18% |
| Float | 1.06B |
Valuation Ratios
The trailing PE ratio is 129.56 and the forward PE ratio is 64.52.
| PE Ratio | 129.56 |
| Forward PE | 64.52 |
| PS Ratio | 6.21 |
| Forward PS | 5.71 |
| PB Ratio | 2.72 |
| P/TBV Ratio | 3.77 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 95.57 |
| EV / Sales | 6.99 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.19, with a Debt / Equity ratio of 0.54.
| Current Ratio | 1.19 |
| Quick Ratio | 0.47 |
| Debt / Equity | 0.54 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.73%.
| Return on Equity (ROE) | 3.73% |
| Return on Assets (ROA) | 0.69% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $572,548 |
| Profits Per Employee | $41,906 |
| Employee Count | 4,400 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SOFI has paid $10.47 million in taxes.
| Income Tax | 10.47M |
| Effective Tax Rate | 4.66% |
Stock Price Statistics
The stock price has increased by +54.43% in the last 52 weeks. The beta is 1.78, so SOFI's price volatility has been higher than the market average.
| Beta (5Y) | 1.78 |
| 52-Week Price Change | +54.43% |
| 50-Day Moving Average | 13.41 |
| 200-Day Moving Average | 8.78 |
| Relative Strength Index (RSI) | 53.04 |
| Average Volume (20 Days) | 49,575,180 |
Short Selling Information
The latest short interest is 136.30 million, so 12.56% of the outstanding shares have been sold short.
| Short Interest | 136.30M |
| Short Previous Month | 148.72M |
| Short % of Shares Out | 12.56% |
| Short % of Float | 12.81% |
| Short Ratio (days to cover) | 2.26 |
Income Statement
In the last 12 months, SOFI had revenue of $2.52 billion and earned $184.39 million in profits. Earnings per share was $0.12.
| Revenue | 2.52B |
| Gross Profit | 2.08B |
| Operating Income | 224.72M |
| Pretax Income | -106.20M |
| Net Income | 184.39M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.12 |
Full Income StatementBalance Sheet
The company has $2.37 billion in cash and $3.33 billion in debt, giving a net cash position of -$964.41 million or -$0.89 per share.
| Cash & Cash Equivalents | 2.37B |
| Total Debt | 3.33B |
| Net Cash | -964.41M |
| Net Cash Per Share | -$0.89 |
| Equity (Book Value) | 6.12B |
| Book Value Per Share | 5.65 |
| Working Capital | 4.70B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$1.17 billion and capital expenditures -$146.30 million, giving a free cash flow of -$1.31 billion.
| Operating Cash Flow | -1.17B |
| Capital Expenditures | -146.30M |
| Free Cash Flow | -1.31B |
| FCF Per Share | -$1.21 |
Full Cash Flow StatementMargins
Gross margin is 82.64%, with operating and profit margins of 8.92% and 8.50%.
| Gross Margin | 82.64% |
| Operating Margin | 8.92% |
| Pretax Margin | 8.91% |
| Profit Margin | 8.50% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |