SoFi Technologies Statistics
Total Valuation
SOFI has a market cap or net worth of $19.47 billion. The enterprise value is $16.47 billion.
Important Dates
The next estimated earnings date is Tuesday, April 28, 2026, before market open.
| Earnings Date | Apr 28, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
SOFI has 1.28 billion shares outstanding. The number of shares has increased by 13.65% in one year.
| Current Share Class | 1.28B |
| Shares Outstanding | 1.28B |
| Shares Change (YoY) | +13.65% |
| Shares Change (QoQ) | +4.27% |
| Owned by Insiders (%) | 1.48% |
| Owned by Institutions (%) | 53.70% |
| Float | 1.26B |
Valuation Ratios
The trailing PE ratio is 39.60 and the forward PE ratio is 25.21. SOFI's PEG ratio is 0.65.
| PE Ratio | 39.60 |
| Forward PE | 25.21 |
| PS Ratio | 5.45 |
| Forward PS | 4.09 |
| PB Ratio | 1.84 |
| P/TBV Ratio | 2.30 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.65 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 34.23 |
| EV / Sales | 4.60 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.18, with a Debt / Equity ratio of 0.18.
| Current Ratio | 1.18 |
| Quick Ratio | 0.55 |
| Debt / Equity | 0.18 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.66% and return on invested capital (ROIC) is 4.01%.
| Return on Equity (ROE) | 5.66% |
| Return on Assets (ROA) | 1.11% |
| Return on Invested Capital (ROIC) | 4.01% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 15.17% |
| Revenue Per Employee | $587,383 |
| Profits Per Employee | $78,905 |
| Employee Count | 6,100 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SOFI has paid $44.54 million in taxes.
| Income Tax | 44.54M |
| Effective Tax Rate | 8.47% |
Stock Price Statistics
The stock price has increased by +29.03% in the last 52 weeks. The beta is 2.26, so SOFI's price volatility has been higher than the market average.
| Beta (5Y) | 2.26 |
| 52-Week Price Change | +29.03% |
| 50-Day Moving Average | 19.95 |
| 200-Day Moving Average | 23.80 |
| Relative Strength Index (RSI) | 23.36 |
| Average Volume (20 Days) | 68,445,284 |
Short Selling Information
The latest short interest is 139.67 million, so 10.95% of the outstanding shares have been sold short.
| Short Interest | 139.67M |
| Short Previous Month | 128.39M |
| Short % of Shares Out | 10.95% |
| Short % of Float | 11.12% |
| Short Ratio (days to cover) | 2.09 |
Income Statement
In the last 12 months, SOFI had revenue of $3.58 billion and earned $481.32 million in profits. Earnings per share was $0.39.
| Revenue | 3.58B |
| Gross Profit | 2.97B |
| Operating Income | 525.86M |
| Pretax Income | 525.86M |
| Net Income | 481.32M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.39 |
Full Income StatementBalance Sheet
The company has $5.00 billion in cash and $1.94 billion in debt, with a net cash position of $3.06 billion or $2.40 per share.
| Cash & Cash Equivalents | 5.00B |
| Total Debt | 1.94B |
| Net Cash | 3.06B |
| Net Cash Per Share | $2.40 |
| Equity (Book Value) | 10.49B |
| Book Value Per Share | 8.26 |
| Working Capital | 6.85B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$3.74 billion and capital expenditures -$242.44 million, giving a free cash flow of -$3.98 billion.
| Operating Cash Flow | -3.74B |
| Capital Expenditures | -242.44M |
| Depreciation & Amortization | 128.60M |
| Net Borrowing | -1.29B |
| Free Cash Flow | -3.98B |
| FCF Per Share | -$3.12 |
Full Cash Flow StatementMargins
Gross margin is 83.00%, with operating and profit margins of 14.68% and 13.43%.
| Gross Margin | 83.00% |
| Operating Margin | 14.68% |
| Pretax Margin | 14.68% |
| Profit Margin | 13.43% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
SOFI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -13.65% |
| Shareholder Yield | -13.65% |
| Earnings Yield | 2.46% |
| FCF Yield | -20.40% |
Dividend DetailsAnalyst Forecast
The average price target for SOFI is $25.70, which is 68.30% higher than the current price. The consensus rating is "Buy".
| Price Target | $25.70 |
| Price Target Difference | 68.30% |
| Analyst Consensus | Buy |
| Analyst Count | 16 |
| Revenue Growth Forecast (5Y) | 13.82% |
| EPS Growth Forecast (5Y) | 27.22% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
