SoFi Technologies Statistics
Total Valuation
SOFI has a market cap or net worth of $34.69 billion. The enterprise value is $34.44 billion.
Important Dates
The last earnings date was Tuesday, October 28, 2025, before market open.
| Earnings Date | Oct 28, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
SOFI has 1.21 billion shares outstanding. The number of shares has increased by 15.07% in one year.
| Current Share Class | 1.21B |
| Shares Outstanding | 1.21B |
| Shares Change (YoY) | +15.07% |
| Shares Change (QoQ) | +9.14% |
| Owned by Insiders (%) | 1.74% |
| Owned by Institutions (%) | 53.07% |
| Float | 1.18B |
Valuation Ratios
The trailing PE ratio is 53.09 and the forward PE ratio is 51.43. SOFI's PEG ratio is 1.84.
| PE Ratio | 53.09 |
| Forward PE | 51.43 |
| PS Ratio | 9.61 |
| Forward PS | 8.00 |
| PB Ratio | 3.89 |
| P/TBV Ratio | 4.89 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 1.84 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 53.79 |
| EV / Sales | 10.47 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.15, with a Debt / Equity ratio of 0.32.
| Current Ratio | 1.15 |
| Quick Ratio | 0.49 |
| Debt / Equity | 0.32 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.59%.
| Return on Equity (ROE) | 8.59% |
| Return on Assets (ROA) | 1.61% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $658,128 |
| Profits Per Employee | $128,049 |
| Employee Count | 5,000 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -239.80M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +84.46% in the last 52 weeks. The beta is 1.94, so SOFI's price volatility has been higher than the market average.
| Beta (5Y) | 1.94 |
| 52-Week Price Change | +84.46% |
| 50-Day Moving Average | 28.17 |
| 200-Day Moving Average | 19.66 |
| Relative Strength Index (RSI) | 53.10 |
| Average Volume (20 Days) | 77,212,608 |
Short Selling Information
The latest short interest is 110.28 million, so 9.15% of the outstanding shares have been sold short.
| Short Interest | 110.28M |
| Short Previous Month | 100.29M |
| Short % of Shares Out | 9.15% |
| Short % of Float | 9.31% |
| Short Ratio (days to cover) | 1.37 |
Income Statement
In the last 12 months, SOFI had revenue of $3.29 billion and earned $640.24 million in profits. Earnings per share was $0.54.
| Revenue | 3.29B |
| Gross Profit | 2.72B |
| Operating Income | 401.06M |
| Pretax Income | 400.45M |
| Net Income | 640.24M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.54 |
Full Income StatementBalance Sheet
The company has $3.27 billion in cash and $2.81 billion in debt, giving a net cash position of $458.93 million or $0.38 per share.
| Cash & Cash Equivalents | 3.27B |
| Total Debt | 2.81B |
| Net Cash | 458.93M |
| Net Cash Per Share | $0.38 |
| Equity (Book Value) | 8.78B |
| Book Value Per Share | 7.29 |
| Working Capital | 5.05B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$2.95 billion and capital expenditures -$218.31 million, giving a free cash flow of -$3.17 billion.
| Operating Cash Flow | -2.95B |
| Capital Expenditures | -218.31M |
| Free Cash Flow | -3.17B |
| FCF Per Share | -$2.63 |
Full Cash Flow StatementMargins
Gross margin is 82.51%, with operating and profit margins of 12.19% and 19.46%.
| Gross Margin | 82.51% |
| Operating Margin | 12.19% |
| Pretax Margin | 12.17% |
| Profit Margin | 19.46% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
SOFI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -15.07% |
| Shareholder Yield | -15.07% |
| Earnings Yield | 1.83% |
| FCF Yield | -9.08% |
Dividend DetailsAnalyst Forecast
The average price target for SOFI is $24.70, which is -14.13% lower than the current price. The consensus rating is "Hold".
| Price Target | $24.70 |
| Price Target Difference | -14.13% |
| Analyst Consensus | Hold |
| Analyst Count | 17 |
| Revenue Growth Forecast (5Y) | 18.56% |
| EPS Growth Forecast (5Y) | 22.56% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
