SoFi Technologies Statistics
Total Valuation
SOFI has a market cap or net worth of $24.03 billion. The enterprise value is $26.16 billion.
Important Dates
The last earnings date was Tuesday, July 29, 2025, before market open.
Earnings Date | Jul 29, 2025 |
Ex-Dividend Date | n/a |
Share Statistics
SOFI has 1.11 billion shares outstanding. The number of shares has increased by 18.55% in one year.
Current Share Class | 1.11B |
Shares Outstanding | 1.11B |
Shares Change (YoY) | +18.55% |
Shares Change (QoQ) | -0.22% |
Owned by Insiders (%) | 1.66% |
Owned by Institutions (%) | 43.88% |
Float | 1.09B |
Valuation Ratios
The trailing PE ratio is 44.07 and the forward PE ratio is 51.36. SOFI's PEG ratio is 0.68.
PE Ratio | 44.07 |
Forward PE | 51.36 |
PS Ratio | 8.07 |
Forward PS | 6.62 |
PB Ratio | 3.64 |
P/TBV Ratio | 4.66 |
P/FCF Ratio | n/a |
P/OCF Ratio | n/a |
PEG Ratio | 0.68 |
Financial Ratio History Enterprise Valuation
EV / Earnings | 48.27 |
EV / Sales | 8.64 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.16, with a Debt / Equity ratio of 0.59.
Current Ratio | 1.16 |
Quick Ratio | 0.47 |
Debt / Equity | 0.59 |
Debt / EBITDA | n/a |
Debt / FCF | n/a |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.80%.
Return on Equity (ROE) | 8.80% |
Return on Assets (ROA) | 1.52% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $605,869 |
Profits Per Employee | $108,414 |
Employee Count | 5,000 |
Asset Turnover | 0.08 |
Inventory Turnover | n/a |
Taxes
Income Tax | -245.84M |
Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +194.82% in the last 52 weeks. The beta is 1.92, so SOFI's price volatility has been higher than the market average.
Beta (5Y) | 1.92 |
52-Week Price Change | +194.82% |
50-Day Moving Average | 17.10 |
200-Day Moving Average | 14.46 |
Relative Strength Index (RSI) | 64.09 |
Average Volume (20 Days) | 76,749,448 |
Short Selling Information
The latest short interest is 133.33 million, so 11.97% of the outstanding shares have been sold short.
Short Interest | 133.33M |
Short Previous Month | 152.40M |
Short % of Shares Out | 11.97% |
Short % of Float | 12.29% |
Short Ratio (days to cover) | 1.68 |
Income Statement
In the last 12 months, SOFI had revenue of $3.03 billion and earned $542.07 million in profits. Earnings per share was $0.49.
Revenue | 3.03B |
Gross Profit | 2.49B |
Operating Income | 316.37M |
Pretax Income | n/a |
Net Income | 542.07M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $0.49 |
Full Income Statement Balance Sheet
The company has $2.12 billion in cash and $4.03 billion in debt, giving a net cash position of -$1.91 billion or -$1.72 per share.
Cash & Cash Equivalents | 2.12B |
Total Debt | 4.03B |
Net Cash | -1.91B |
Net Cash Per Share | -$1.72 |
Equity (Book Value) | 6.86B |
Book Value Per Share | 6.16 |
Working Capital | 4.72B |
Full Balance Sheet Margins
Gross margin is 82.25%, with operating and profit margins of 10.44% and 18.54%.
Gross Margin | 82.25% |
Operating Margin | 10.44% |
Pretax Margin | 10.42% |
Profit Margin | 18.54% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | n/a |
Dividends & Yields
SOFI does not appear to pay any dividends at this time.
Dividend Per Share | n/a |
Dividend Yield | n/a |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | n/a |
Payout Ratio | n/a |
Buyback Yield | -18.55% |
Shareholder Yield | -18.55% |
Earnings Yield | 2.24% |
FCF Yield | n/a |
Dividend Details Analyst Forecast
The average price target for SOFI is $16.47, which is -23.68% lower than the current price. The consensus rating is "Hold".
Price Target | $16.47 |
Price Target Difference | -23.68% |
Analyst Consensus | Hold |
Analyst Count | 16 |
Revenue Growth Forecast (5Y) | 14.33% |
EPS Growth Forecast (5Y) | 18.65% |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
Lynch Fair Value | n/a |
Lynch Upside | n/a |
Graham Number | |
Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 3 |