SoFi Technologies, Inc. (SOFI)

SoFi Technologies Statistics

Total Valuation

SOFI has a market cap or net worth of $35.75 billion. The enterprise value is $35.31 billion.

Market Cap	35.75B
Enterprise Value	35.31B

Important Dates

The last earnings date was Tuesday, October 28, 2025, before market open.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	n/a

Share Statistics

SOFI has 1.20 billion shares outstanding. The number of shares has increased by 16.34% in one year.

Current Share Class	1.20B
Shares Outstanding	1.20B
Shares Change (YoY)	+16.34%
Shares Change (QoQ)	+9.14%
Owned by Insiders (%)	1.64%
Owned by Institutions (%)	52.95%
Float	1.18B

Valuation Ratios

The trailing PE ratio is 54.75 and the forward PE ratio is 52.76. SOFI's PEG ratio is 1.92.

PE Ratio	54.75
Forward PE	52.76
PS Ratio	10.07
Forward PS	8.73
PB Ratio	4.07
P/TBV Ratio	5.01
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.92

Enterprise Valuation

EV / Earnings	56.89
EV / Sales	10.73
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.15, with a Debt / Equity ratio of 0.32.

Current Ratio	1.15
Quick Ratio	0.49
Debt / Equity	0.32
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.59%.

Return on Equity (ROE)	8.59%
Return on Assets (ROA)	1.61%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$658,128
Profits Per Employee	$124,143
Employee Count	5,000
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

Income Tax	-239.80M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +164.53% in the last 52 weeks. The beta is 1.93, so SOFI's price volatility has been higher than the market average.

Beta (5Y)	1.93
52-Week Price Change	+164.53%
50-Day Moving Average	27.28
200-Day Moving Average	18.56
Relative Strength Index (RSI)	55.97
Average Volume (20 Days)	80,404,085

Short Selling Information

The latest short interest is 100.29 million, so 8.33% of the outstanding shares have been sold short.

Short Interest	100.29M
Short Previous Month	103.33M
Short % of Shares Out	8.33%
Short % of Float	8.47%
Short Ratio (days to cover)	1.39

Income Statement

In the last 12 months, SOFI had revenue of $3.29 billion and earned $620.72 million in profits. Earnings per share was $0.54.

Revenue	3.29B
Gross Profit	2.72B
Operating Income	401.06M
Pretax Income	400.45M
Net Income	620.72M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.54

Balance Sheet

The company has $3.25 billion in cash and $2.81 billion in debt, giving a net cash position of $438.88 million or $0.36 per share.

Cash & Cash Equivalents	3.25B
Total Debt	2.81B
Net Cash	438.88M
Net Cash Per Share	$0.36
Equity (Book Value)	8.78B
Book Value Per Share	7.29
Working Capital	4.94B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 82.51%, with operating and profit margins of 12.19% and 19.46%.

Gross Margin	82.51%
Operating Margin	12.19%
Pretax Margin	12.17%
Profit Margin	19.46%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

SOFI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-16.34%
Shareholder Yield	-16.34%
Earnings Yield	1.74%
FCF Yield	n/a

Analyst Forecast

The average price target for SOFI is $24.77, which is -16.54% lower than the current price. The consensus rating is "Hold".

Price Target	$24.77
Price Target Difference	-16.54%
Analyst Consensus	Hold
Analyst Count	17
Revenue Growth Forecast (5Y)	16.81%
EPS Growth Forecast (5Y)	19.67%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4