SoFi Technologies Statistics
Total Valuation
SOFI has a market cap or net worth of $22.25 billion. The enterprise value is $23.24 billion.
Important Dates
The next confirmed earnings date is Tuesday, July 29, 2025, before market open.
| Earnings Date | Jul 29, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
SOFI has 1.11 billion shares outstanding. The number of shares has increased by 18.65% in one year.
| Current Share Class | 1.11B |
| Shares Outstanding | 1.11B |
| Shares Change (YoY) | +18.65% |
| Shares Change (QoQ) | +2.99% |
| Owned by Insiders (%) | 1.78% |
| Owned by Institutions (%) | 47.02% |
| Float | 1.09B |
Valuation Ratios
The trailing PE ratio is 47.30 and the forward PE ratio is 62.19.
| PE Ratio | 47.30 |
| Forward PE | 62.19 |
| PS Ratio | 7.77 |
| Forward PS | 6.28 |
| PB Ratio | 3.30 |
| P/TBV Ratio | 4.41 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 49.21 |
| EV / Sales | 8.39 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.14, with a Debt / Equity ratio of 0.49.
| Current Ratio | 1.14 |
| Quick Ratio | 0.47 |
| Debt / Equity | 0.49 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.51%.
| Return on Equity (ROE) | 7.51% |
| Return on Assets (ROA) | 1.40% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $554,283 |
| Profits Per Employee | $94,458 |
| Employee Count | 5,000 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -262.84M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +215.43% in the last 52 weeks. The beta is 1.92, so SOFI's price volatility has been higher than the market average.
| Beta (5Y) | 1.92 |
| 52-Week Price Change | +215.43% |
| 50-Day Moving Average | 14.65 |
| 200-Day Moving Average | 13.45 |
| Relative Strength Index (RSI) | 80.11 |
| Average Volume (20 Days) | 77,441,879 |
Short Selling Information
The latest short interest is 148.13 million, so 13.40% of the outstanding shares have been sold short.
| Short Interest | 148.13M |
| Short Previous Month | 144.21M |
| Short % of Shares Out | 13.40% |
| Short % of Float | 13.65% |
| Short Ratio (days to cover) | 2.40 |
Income Statement
In the last 12 months, SOFI had revenue of $2.77 billion and earned $472.29 million in profits. Earnings per share was $0.43.
| Revenue | 2.77B |
| Gross Profit | 2.27B |
| Operating Income | 219.52M |
| Pretax Income | n/a |
| Net Income | 472.29M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.43 |
Full Income StatementBalance Sheet
The company has $2.09 billion in cash and $3.28 billion in debt, giving a net cash position of -$1.19 billion or -$1.07 per share.
| Cash & Cash Equivalents | 2.09B |
| Total Debt | 3.28B |
| Net Cash | -1.19B |
| Net Cash Per Share | -$1.07 |
| Equity (Book Value) | 6.68B |
| Book Value Per Share | 6.05 |
| Working Capital | 3.97B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$1.84 billion and capital expenditures -$174.89 million, giving a free cash flow of -$2.01 billion.
| Operating Cash Flow | -1.84B |
| Capital Expenditures | -174.89M |
| Free Cash Flow | -2.01B |
| FCF Per Share | -$1.82 |
Full Cash Flow StatementMargins
Gross margin is 82.06%, with operating and profit margins of 7.92% and 17.38%.
| Gross Margin | 82.06% |
| Operating Margin | 7.92% |
| Pretax Margin | 7.90% |
| Profit Margin | 17.38% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
SOFI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -18.65% |
| Shareholder Yield | -18.65% |
| Earnings Yield | 2.14% |
| FCF Yield | -9.12% |
Dividend DetailsAnalyst Forecast
The average price target for SOFI is $14.62, which is -27.35% lower than the current price. The consensus rating is "Buy".
| Price Target | $14.62 |
| Price Target Difference | -27.35% |
| Analyst Consensus | Buy |
| Analyst Count | 14 |
| Revenue Growth Forecast (5Y) | 14.33% |
| EPS Growth Forecast (5Y) | 18.65% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
