SoFi Technologies Statistics

Total Valuation

SOFI has a market cap or net worth of $22.35 billion. The enterprise value is $23.33 billion.

Market Cap	22.35B
Enterprise Value	23.33B

Important Dates

The next confirmed earnings date is Tuesday, July 29, 2025, before market open.

Earnings Date	Jul 29, 2025
Ex-Dividend Date	n/a

Share Statistics

SOFI has 1.11 billion shares outstanding. The number of shares has increased by 18.65% in one year.

Current Share Class	1.11B
Shares Outstanding	1.11B
Shares Change (YoY)	+18.65%
Shares Change (QoQ)	+2.99%
Owned by Insiders (%)	1.78%
Owned by Institutions (%)	47.02%
Float	1.09B

Valuation Ratios

The trailing PE ratio is 47.53 and the forward PE ratio is 62.50.

PE Ratio	47.53
Forward PE	62.50
PS Ratio	7.77
Forward PS	6.31
PB Ratio	3.30
P/TBV Ratio	4.42
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	49.39
EV / Sales	8.42
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.14, with a Debt / Equity ratio of 0.49.

Current Ratio	1.14
Quick Ratio	0.47
Debt / Equity	0.49
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.51%.

Return on Equity (ROE)	7.51%
Return on Assets (ROA)	1.40%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$554,283
Profits Per Employee	$94,458
Employee Count	5,000
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

Income Tax	-262.84M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +218.43% in the last 52 weeks. The beta is 1.92, so SOFI's price volatility has been higher than the market average.

Beta (5Y)	1.92
52-Week Price Change	+218.43%
50-Day Moving Average	14.65
200-Day Moving Average	13.45
Relative Strength Index (RSI)	80.68
Average Volume (20 Days)	78,562,915

Short Selling Information

The latest short interest is 148.13 million, so 13.40% of the outstanding shares have been sold short.

Short Interest	148.13M
Short Previous Month	144.21M
Short % of Shares Out	13.40%
Short % of Float	13.65%
Short Ratio (days to cover)	2.40

Income Statement

In the last 12 months, SOFI had revenue of $2.77 billion and earned $472.29 million in profits. Earnings per share was $0.43.

Revenue	2.77B
Gross Profit	2.27B
Operating Income	219.52M
Pretax Income	n/a
Net Income	472.29M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.43

Full Income Statement

Balance Sheet

The company has $2.09 billion in cash and $3.28 billion in debt, giving a net cash position of -$1.19 billion or -$1.07 per share.

Cash & Cash Equivalents	2.09B
Total Debt	3.28B
Net Cash	-1.19B
Net Cash Per Share	-$1.07
Equity (Book Value)	6.68B
Book Value Per Share	6.05
Working Capital	3.97B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$1.84 billion and capital expenditures -$174.89 million, giving a free cash flow of -$2.01 billion.

Operating Cash Flow	-1.84B
Capital Expenditures	-174.89M
Free Cash Flow	-2.01B
FCF Per Share	-$1.82

Full Cash Flow Statement

Margins

Gross margin is 82.06%, with operating and profit margins of 7.92% and 17.38%.

Gross Margin	82.06%
Operating Margin	7.92%
Pretax Margin	7.90%
Profit Margin	17.38%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

SOFI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-18.65%
Shareholder Yield	-18.65%
Earnings Yield	2.13%
FCF Yield	-9.08%

Dividend Details

Analyst Forecast

The average price target for SOFI is $14.62, which is -27.70% lower than the current price. The consensus rating is "Buy".

Price Target	$14.62
Price Target Difference	-27.70%
Analyst Consensus	Buy
Analyst Count	14
Revenue Growth Forecast (5Y)	14.33%
EPS Growth Forecast (5Y)	18.65%

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2