SoFi Technologies Statistics
Total Valuation
SOFI has a market cap or net worth of $14.66 billion. The enterprise value is $15.84 billion.
Important Dates
The last earnings date was Tuesday, April 29, 2025, before market open.
| Earnings Date | Apr 29, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
SOFI has 1.11 billion shares outstanding. The number of shares has increased by 18.65% in one year.
| Current Share Class | 1.11B |
| Shares Outstanding | 1.11B |
| Shares Change (YoY) | +18.65% |
| Shares Change (QoQ) | +2.99% |
| Owned by Insiders (%) | 1.70% |
| Owned by Institutions (%) | 46.36% |
| Float | 1.09B |
Valuation Ratios
The trailing PE ratio is 31.17 and the forward PE ratio is 40.41.
| PE Ratio | 31.17 |
| Forward PE | 40.41 |
| PS Ratio | 5.16 |
| Forward PS | 4.21 |
| PB Ratio | 2.19 |
| P/TBV Ratio | 2.93 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 33.55 |
| EV / Sales | 5.72 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.14, with a Debt / Equity ratio of 0.49.
| Current Ratio | 1.14 |
| Quick Ratio | 0.47 |
| Debt / Equity | 0.49 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.51%.
| Return on Equity (ROE) | 7.51% |
| Return on Assets (ROA) | 1.40% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $554,283 |
| Profits Per Employee | $94,458 |
| Employee Count | 5,000 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -262.84M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +87.82% in the last 52 weeks. The beta is 1.86, so SOFI's price volatility has been higher than the market average.
| Beta (5Y) | 1.86 |
| 52-Week Price Change | +87.82% |
| 50-Day Moving Average | 12.10 |
| 200-Day Moving Average | 11.86 |
| Relative Strength Index (RSI) | 59.97 |
| Average Volume (20 Days) | 61,834,789 |
Short Selling Information
The latest short interest is 146.78 million, so 13.28% of the outstanding shares have been sold short.
| Short Interest | 146.78M |
| Short Previous Month | 137.90M |
| Short % of Shares Out | 13.28% |
| Short % of Float | 13.51% |
| Short Ratio (days to cover) | 2.62 |
Income Statement
In the last 12 months, SOFI had revenue of $2.77 billion and earned $472.29 million in profits. Earnings per share was $0.43.
| Revenue | 2.77B |
| Gross Profit | 2.27B |
| Operating Income | 219.52M |
| Pretax Income | n/a |
| Net Income | 472.29M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.43 |
Full Income StatementBalance Sheet
The company has $2.09 billion in cash and $3.28 billion in debt, giving a net cash position of -$1.19 billion or -$1.07 per share.
| Cash & Cash Equivalents | 2.09B |
| Total Debt | 3.28B |
| Net Cash | -1.19B |
| Net Cash Per Share | -$1.07 |
| Equity (Book Value) | 6.68B |
| Book Value Per Share | 6.05 |
| Working Capital | 3.97B |
Full Balance SheetCash Flow
| Operating Cash Flow | -1.84B |
| Capital Expenditures | -174.89M |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 82.06%, with operating and profit margins of 7.92% and 17.38%.
| Gross Margin | 82.06% |
| Operating Margin | 7.92% |
| Pretax Margin | 7.90% |
| Profit Margin | 17.38% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |