South Plains Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	179.17	167	147.1	139.75	138.48	121.76
Net Interest Income Growth	14.21%	13.53%	5.26%	0.92%	13.73%	-0.43%
Non-Interest Income	36	44.89	48.07	79.23	76.15	97.47
Non-Interest Income Growth	-1.15%	-6.62%	-39.32%	4.05%	-21.88%	-4.07%
Revenues Before Loan Losses	215.17	211.89	195.17	218.97	214.62	219.23
Provision for Credit Losses	2.89	5.2	4.3	4.61	-2.62	-1.92
Revenue	212.28	206.69	190.87	214.36	217.24	221.15
Revenue Growth (YoY)	12.51%	8.29%	-10.96%	-1.32%	-1.77%	11.51%
Compensation Expenses	81.47	76.95	74.34	79.38	86.32	93.36
Selling, General & Admin	37.99	38.18	36.63	34.96	40.24	36.79
Other Non-Interest Expenses	22.69	17.49	16.61	20.61	17.52	17.88
Total Non-Interest Expense	141.44	132.62	127.58	134.95	144.09	148.03
Pretax Income	82.39	74.07	63.29	79.42	73.15	73.12
Provision for Income Taxes	17.28	15.6	13.58	16.67	14.91	14.51
Net Income	65.11	58.47	49.72	62.75	58.24	58.61
Net Income to Common	65.11	58.47	49.72	62.75	58.24	58.61
Net Income Growth	19.23%	17.61%	-20.76%	7.74%	-0.64%	29.24%
Shares Outstanding (Basic)	17	16	16	17	17	18
Shares Outstanding (Diluted)	18	17	17	17	18	18
Shares Change (YoY)	3.91%	-0.28%	-1.74%	-3.81%	-2.56%	0.83%
EPS (Basic)	3.82	3.59	3.03	3.73	3.35	3.26
EPS (Diluted)	3.67	3.44	2.92	3.62	3.23	3.17
EPS Growth	14.69%	17.81%	-19.34%	12.07%	1.89%	28.34%
Free Cash Flow	-	71.83	56.03	53.86	119.12	93.35
Free Cash Flow Growth	-	28.20%	4.03%	-54.79%	27.61%	3928.96%
Free Cash Flow Per Share	-	4.23	3.29	3.11	6.61	5.05
Dividends Per Share	0.660	0.620	0.560	0.520	0.460	0.300
Dividend Growth	11.86%	10.71%	7.69%	13.04%	53.33%	114.29%
Profit Margin	30.67%	28.29%	26.05%	29.27%	26.81%	26.50%
FCF Margin	-	34.75%	29.35%	25.12%	54.83%	42.21%
Effective Tax Rate	20.97%	21.06%	21.45%	20.99%	20.38%	19.84%

SEC Filings: 10-K · 10-Q