Summit State Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	115.46	65.52	51.4	57.79	77.57	40.7
Investment Securities	63.24	66	68.65	85.07	84.41	62.37
Mortgage-Backed Securities	6.75	6.85	6.99	7.88	8.26	10.5
Total Investments	69.99	72.85	75.64	92.95	92.67	72.87
Gross Loans	793.55	848.29	921.34	956.25	931.01	833.32
Allowance for Loan Losses	-15.54	-14.49	-13.69	-15.22	-14.84	-12.33
Other Adjustments to Gross Loans	-1.89	-2.01	-2.57	-2.4	-2.47	-
Net Loans	776.11	831.79	905.08	938.63	913.71	820.99
Property, Plant & Equipment	6.13	6.29	6.39	6.24	6.82	6.86
Goodwill	-	-	-	4.12	4.12	4.12
Accrued Interest Receivable	3.3	3.34	3.48	3.7	3.69	2.79
Long-Term Deferred Tax Assets	-	5.11	3.62	3.12	2.3	2.61
Other Real Estate Owned & Foreclosed	2.29	2.29	4.44	-	-	-
Other Long-Term Assets	16.76	11.49	11.15	10.43	9.74	2.83
Total Assets	995.92	1,005	1,067	1,123	1,115	958.08
Interest Bearing Deposits	551.01	566.93	635.37	681.47	498.09	469.2
Institutional Deposits	137.48	141.46	141.43	126.32	212.54	107.58
Non-Interest Bearing Deposits	190.77	182.72	185.76	201.91	252.03	234.82
Total Deposits	879.26	891.11	962.56	1,010	962.66	811.6
Current Portion of Leases	0.39	0.38	-	-	-	-
Accrued Interest Payable	0.4	0.3	1.67	0.62	11.14	4.09
Long-Term Debt	5.95	5.95	5.94	5.92	5.91	5.89
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	41	48.5
Long-Term Leases	1.06	1.14	1.29	0.99	1.42	1.23
Other Long-Term Liabilities	6.21	4.54	3.91	7.6	4.68	2.48
Total Liabilities	893.26	903.42	975.37	1,025	1,027	873.8
Common Stock	38.01	37.95	37.74	37.47	37.18	37.01
Retained Earnings	71.34	69.67	62.87	68.96	61.39	47.64
Comprehensive Income & Other	-6.69	-6.45	-8.89	-8.75	-10.02	-0.38
Shareholders' Equity	102.66	101.17	91.72	97.68	88.55	84.28
Total Liabilities & Equity	995.92	1,005	1,067	1,123	1,115	958.08
Total Debt	7.39	7.47	7.22	6.91	48.33	55.62
Net Cash (Debt)	108.06	58.06	44.18	50.88	29.24	-14.92
Net Cash Growth	65.51%	31.41%	-13.16%	74.00%	-	-
Net Cash Per Share	16.05	8.63	6.58	7.60	4.37	-2.23
Filing Date Shares Outstanding	6.77	6.78	6.78	6.78	6.73	6.68
Total Common Shares Outstanding	6.77	6.77	6.78	6.78	6.73	6.68
Book Value Per Share	15.16	14.94	13.54	14.40	13.15	12.61
Tangible Book Value	102.66	101.17	91.72	93.56	84.43	80.16
Tangible Book Value Per Share	15.16	14.94	13.54	13.79	12.54	11.99