Summit State Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	112.55	65.52	51.4	57.79	77.57	40.7
Investment Securities	68.6	66	68.65	85.07	84.41	62.37
Mortgage-Backed Securities	-	6.85	6.99	7.88	8.26	10.5
Total Investments	68.6	72.85	75.64	92.95	92.67	72.87
Gross Loans	758.91	848.29	921.34	956.25	931.01	833.32
Allowance for Loan Losses	-12.81	-14.49	-13.69	-15.22	-14.84	-12.33
Other Adjustments to Gross Loans	-	-2.01	-2.57	-2.4	-2.47	-
Net Loans	746.1	831.79	905.08	938.63	913.71	820.99
Property, Plant & Equipment	4.82	6.29	6.39	6.24	6.82	6.86
Goodwill	-	-	-	4.12	4.12	4.12
Accrued Interest Receivable	19.53	3.34	3.48	3.7	3.69	2.79
Long-Term Deferred Tax Assets	-	5.11	3.62	3.12	2.3	2.61
Other Real Estate Owned & Foreclosed	2.29	2.29	4.44	-	-	-
Other Long-Term Assets	-	11.49	11.15	10.43	9.74	2.83
Total Assets	959.78	1,005	1,067	1,123	1,115	958.08
Interest Bearing Deposits	594.4	566.93	635.37	681.47	498.09	469.2
Institutional Deposits	65.31	141.46	141.43	126.32	212.54	107.58
Non-Interest Bearing Deposits	186.42	182.72	185.76	201.91	252.03	234.82
Total Deposits	846.13	891.11	962.56	1,010	962.66	811.6
Current Portion of Leases	-	0.38	-	-	-	-
Accrued Interest Payable	5.88	0.3	1.67	0.62	11.14	4.09
Long-Term Debt	5.96	5.95	5.94	5.92	5.91	5.89
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	41	48.5
Long-Term Leases	-	1.14	1.29	0.99	1.42	1.23
Other Long-Term Liabilities	0.46	4.54	3.91	7.6	4.68	2.48
Total Liabilities	858.43	903.42	975.37	1,025	1,027	873.8
Common Stock	38.04	37.95	37.74	37.47	37.18	37.01
Retained Earnings	70.04	69.67	62.87	68.96	61.39	47.64
Comprehensive Income & Other	-6.72	-6.45	-8.89	-8.75	-10.02	-0.38
Shareholders' Equity	101.36	101.17	91.72	97.68	88.55	84.28
Total Liabilities & Equity	959.78	1,005	1,067	1,123	1,115	958.08
Total Debt	5.96	7.47	7.22	6.91	48.33	55.62
Net Cash (Debt)	106.6	58.06	44.18	50.88	29.24	-14.92
Net Cash Growth	79.46%	31.41%	-13.16%	74.00%	-	-
Net Cash Per Share	15.82	8.63	6.58	7.60	4.37	-2.23
Filing Date Shares Outstanding	6.77	6.78	6.78	6.78	6.73	6.68
Total Common Shares Outstanding	6.77	6.77	6.78	6.78	6.73	6.68
Book Value Per Share	14.98	14.94	13.54	14.40	13.15	12.61
Tangible Book Value	101.36	101.17	91.72	93.56	84.43	80.16
Tangible Book Value Per Share	14.98	14.94	13.54	13.79	12.54	11.99