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Summit State Bank (SSBI)
NASDAQ: SSBI · Real-Time Price · USD
12.66
+0.01 (0.11%)
Sep 3, 2026, 4:00 PM EDT - Market closed

Summit State Bank Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
85785182106104
Market Cap Growth
6.82%52.37%-37.60%-22.04%2.04%26.57%
Last Close Price
12.6511.637.6511.9414.8514.12

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
38.3211.52-7.616.237.05
PS Ratio
3.132.392.052.042.232.51
PB Ratio
0.840.770.560.841.191.23
P/FCF Ratio
4.8111.969.15-7.8014.03
P/OCF Ratio
4.7511.888.79-7.7013.86

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.070.070.080.070.550.66
Debt / FCF Ratio
0.411.141.29-3.577.53
Net Debt / Equity Ratio
-1.04-0.57-0.48-0.52-0.330.18
Net Debt / FCF Ratio
-5.93-8.87-7.8619.42-2.162.02
Return on Equity (ROE)
2.26%7.05%-4.43%11.62%19.64%18.38%
Return on Assets (ROA)
0.23%0.66%-0.38%0.97%1.64%1.61%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
2.64%8.68%-8.16%13.14%16.06%14.19%
FCF Yield
20.79%8.36%10.93%-3.18%12.82%7.13%
Dividend Yield
--3.66%4.02%3.23%3.40%
Payout Ratio
---30.04%19.01%20.34%
Buyback Yield / Dilution
-0.22%-0.25%-0.23%-0.16%-0.07%-0.03%
Total Shareholder Return
-0.22%-0.25%3.43%3.86%3.16%3.37%