Summit State Bank (SSBI)

Summit State Bank Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	61	82	106	103	82	79
Market Cap Growth	-23.32%	-22.06%	2.11%	26.51%	3.92%	10.26%
Enterprise Value	-25	31	75	117	110	92
PE Ratio	7.54	7.61	6.23	7.04	7.78	12.15
PS Ratio	1.19	1.26	2.13	2.46	2.36	3.07
PB Ratio	0.62	0.84	1.19	1.23	1.08	1.17
P/FCF Ratio	63.16	-31.43	7.80	1.99	22.77	25.07
P/OCF Ratio	53.55	-34.60	7.70	1.99	22.00	19.03
EV/Sales Ratio	1.34	0.48	1.51	2.79	3.18	3.58
EV/EBITDA Ratio	9.75	81.75	2.44	5.50	7.18	9.80
EV/EBIT Ratio	10.33	-	2.47	5.61	7.39	10.35
EV/FCF Ratio	71.40	-12.01	5.54	2.26	30.72	29.26
Debt / Equity Ratio	0.36	0.07	0.74	0.74	0.86	1.26
Debt / EBITDA Ratio	5.02	17.96	1.52	2.56	3.86	5.49
Debt / FCF Ratio	36.73	-2.64	3.46	1.05	16.53	16.39
Quick Ratio	0.19	0.15	14.91	15.75	23.36	29.29
Current Ratio	0.07	0.07	14.91	15.75	23.36	29.29
Asset Turnover	0.05	0.06	0.04	0.04	0.04	0.04
Interest Coverage	1.94	2.32	4.66	4.78	2.42	1.26
Return on Equity (ROE)	8.28%	11.08%	19.16%	17.44%	13.91%	9.62%
Return on Assets (ROA)	0.75%	0.96%	1.52%	1.53%	1.21%	0.93%
Return on Capital (ROIC)	17.81%	38.94%	15.95%	10.60%	7.79%	5.45%
Earnings Yield	13.30%	13.14%	16.06%	14.20%	12.86%	8.23%
FCF Yield	1.58%	-3.18%	12.82%	50.19%	4.39%	3.99%
Dividend Yield	5.26%	3.95%	3.05%	2.89%	3.56%	3.70%
Payout Ratio	39.67%	30.04%	19.01%	20.34%	27.70%	44.97%
Buyback Yield / Dilution	-0.15%	-0.16%	-0.07%	-0.01%	-0.02%	-0.03%
Total Shareholder Return	5.11%	3.78%	2.98%	2.88%	3.54%	3.67%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.