Summit State Bank Statistics
Total Valuation
SSBI has a market cap or net worth of $93.18 million. The enterprise value is $35.12 million.
Important Dates
The next estimated earnings date is Tuesday, April 28, 2026, before market open.
| Earnings Date | Apr 28, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
SSBI has 6.78 million shares outstanding. The number of shares has increased by 0.25% in one year.
| Current Share Class | 6.78M |
| Shares Outstanding | 6.78M |
| Shares Change (YoY) | +0.25% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 9.56% |
| Owned by Institutions (%) | 23.57% |
| Float | 5.77M |
Valuation Ratios
The trailing PE ratio is 13.62.
| PE Ratio | 13.62 |
| Forward PE | n/a |
| PS Ratio | 2.84 |
| Forward PS | n/a |
| PB Ratio | 0.92 |
| P/TBV Ratio | 0.92 |
| P/FCF Ratio | 14.23 |
| P/OCF Ratio | 14.13 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.17 |
| EV / Sales | 1.07 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.36 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.14 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.05%.
| Return on Equity (ROE) | 7.05% |
| Return on Assets (ROA) | 0.66% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.80% |
| Revenue Per Employee | $318,524 |
| Profits Per Employee | $65,981 |
| Employee Count | 103 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SSBI has paid $2.17 million in taxes.
| Income Tax | 2.17M |
| Effective Tax Rate | 24.18% |
Stock Price Statistics
The stock price has increased by +59.33% in the last 52 weeks. The beta is 0.17, so SSBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.17 |
| 52-Week Price Change | +59.33% |
| 50-Day Moving Average | 13.38 |
| 200-Day Moving Average | 11.91 |
| Relative Strength Index (RSI) | 61.42 |
| Average Volume (20 Days) | 4,638 |
Short Selling Information
The latest short interest is 11,193, so 0.17% of the outstanding shares have been sold short.
| Short Interest | 11,193 |
| Short Previous Month | 11,323 |
| Short % of Shares Out | 0.17% |
| Short % of Float | 0.19% |
| Short Ratio (days to cover) | 2.22 |
Income Statement
In the last 12 months, SSBI had revenue of $32.81 million and earned $6.80 million in profits. Earnings per share was $1.01.
| Revenue | 32.81M |
| Gross Profit | 32.81M |
| Operating Income | 8.96M |
| Pretax Income | 8.96M |
| Net Income | 6.80M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.01 |
Full Income StatementBalance Sheet
The company has $65.52 million in cash and $7.47 million in debt, with a net cash position of $58.06 million or $8.57 per share.
| Cash & Cash Equivalents | 65.52M |
| Total Debt | 7.47M |
| Net Cash | 58.06M |
| Net Cash Per Share | $8.57 |
| Equity (Book Value) | 101.17M |
| Book Value Per Share | 14.94 |
| Working Capital | -820.64M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $6.60 million and capital expenditures -$47,000, giving a free cash flow of $6.55 million.
| Operating Cash Flow | 6.60M |
| Capital Expenditures | -47,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 6.55M |
| FCF Per Share | $0.97 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 27.32% |
| Pretax Margin | 27.32% |
| Profit Margin | 20.71% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 19.96% |
