Summit State Bank Statistics
Total Valuation
SSBI has a market cap or net worth of $54.21 million. The enterprise value is $10.03 million.
Important Dates
The next estimated earnings date is Tuesday, May 6, 2025, before market open.
| Earnings Date | May 6, 2025 |
| Ex-Dividend Date | Oct 3, 2024 |
Share Statistics
SSBI has 6.78 million shares outstanding. The number of shares has increased by 0.24% in one year.
| Current Share Class | 6.78M |
| Shares Outstanding | 6.78M |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 25.41% |
| Owned by Institutions (%) | 20.18% |
| Float | 4.63M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 2.15 |
| Forward PS | n/a |
| PB Ratio | 0.59 |
| P/TBV Ratio | 0.59 |
| P/FCF Ratio | 9.65 |
| P/OCF Ratio | 9.27 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.40 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.79 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.29 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -4.43%.
| Return on Equity (ROE) | -4.43% |
| Return on Assets (ROA) | -0.38% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $236,038 |
| Profits Per Employee | -$39,557 |
| Employee Count | 106 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -195,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -21.49% in the last 52 weeks. The beta is 0.30, so SSBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.30 |
| 52-Week Price Change | -21.49% |
| 50-Day Moving Average | 8.48 |
| 200-Day Moving Average | 8.10 |
| Relative Strength Index (RSI) | 41.38 |
| Average Volume (20 Days) | 12,552 |
Short Selling Information
The latest short interest is 41,736, so 0.62% of the outstanding shares have been sold short.
| Short Interest | 41,736 |
| Short Previous Month | 53,568 |
| Short % of Shares Out | 0.62% |
| Short % of Float | 0.90% |
| Short Ratio (days to cover) | 3.65 |
Income Statement
In the last 12 months, SSBI had revenue of $25.02 million and -$4.19 million in losses. Loss per share was -$0.62.
| Revenue | 25.02M |
| Gross Profit | 25.02M |
| Operating Income | -269,000 |
| Pretax Income | 11.51M |
| Net Income | -4.19M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$0.62 |
Full Income StatementBalance Sheet
The company has $51.40 million in cash and $7.22 million in debt, giving a net cash position of $44.18 million or $6.52 per share.
| Cash & Cash Equivalents | 51.40M |
| Total Debt | 7.22M |
| Net Cash | 44.18M |
| Net Cash Per Share | $6.52 |
| Equity (Book Value) | 91.72M |
| Book Value Per Share | 13.54 |
| Working Capital | -905.36M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $5.85 million and capital expenditures -$231,000, giving a free cash flow of $5.62 million.
| Operating Cash Flow | 5.85M |
| Capital Expenditures | -231,000 |
| Free Cash Flow | 5.62M |
| FCF Per Share | $0.83 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | -1.08% |
| Pretax Margin | -17.54% |
| Profit Margin | -16.76% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 22.46% |