Summit State Bank (SSBI)
NASDAQ: SSBI · Real-Time Price · USD
9.23
+0.12 (1.32%)
Mar 31, 2025, 4:00 PM EDT - Market closed

Summit State Bank Statistics

Total Valuation

SSBI has a market cap or net worth of $62.55 million. The enterprise value is $17.08 million.

Market Cap 62.55M
Enterprise Value 17.08M

Important Dates

The next estimated earnings date is Tuesday, April 29, 2025, before market open.

Earnings Date Apr 29, 2025
Ex-Dividend Date Oct 3, 2024

Share Statistics

SSBI has 6.78 million shares outstanding. The number of shares has increased by 0.24% in one year.

Current Share Class 6.78M
Shares Outstanding 6.78M
Shares Change (YoY) +0.24%
Shares Change (QoQ) n/a
Owned by Insiders (%) 25.41%
Owned by Institutions (%) 19.30%
Float 4.63M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 2.40
Forward PS n/a
PB Ratio 0.67
P/TBV Ratio 0.68
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 0.66
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -3.85%.

Return on Equity (ROE) -3.85%
Return on Assets (ROA) -0.33%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $224,200
Profits Per Employee -$31,791
Employee Count 115
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, SSBI has paid $31,000 in taxes.

Income Tax 31,000
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -14.93% in the last 52 weeks. The beta is 0.60, so SSBI's price volatility has been lower than the market average.

Beta (5Y) 0.60
52-Week Price Change -14.93%
50-Day Moving Average 8.11
200-Day Moving Average 8.17
Relative Strength Index (RSI) 57.65
Average Volume (20 Days) 10,694

Short Selling Information

The latest short interest is 67,590, so 1.00% of the outstanding shares have been sold short.

Short Interest 67,590
Short Previous Month 55,189
Short % of Shares Out 1.00%
Short % of Float 1.46%
Short Ratio (days to cover) 3.67

Income Statement

In the last 12 months, SSBI had revenue of $25.78 million and -$3.66 million in losses. Loss per share was -$0.54.

Revenue 25.78M
Gross Profit 25.78M
Operating Income 494,000
Pretax Income 11.51M
Net Income -3.66M
EBITDA n/a
EBIT n/a
Loss Per Share -$0.54
Full Income Statement

Balance Sheet

The company has $51.40 million in cash and $5.94 million in debt, giving a net cash position of $45.47 million or $6.71 per share.

Cash & Cash Equivalents 51.40M
Total Debt 5.94M
Net Cash 45.47M
Net Cash Per Share $6.71
Equity (Book Value) 92.26M
Book Value Per Share 13.73
Working Capital -892.98M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 1.92%
Pretax Margin -14.06%
Profit Margin -14.18%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.16, which amounts to a dividend yield of 1.76%.

Dividend Per Share $0.16
Dividend Yield 1.76%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.24%
Shareholder Yield 1.52%
Earnings Yield -5.85%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on October 28, 2021. It was a forward split with a ratio of 1.1:1.

Last Split Date Oct 28, 2021
Split Type Forward
Split Ratio 1.1:1

Scores

Altman Z-Score n/a
Piotroski F-Score n/a