Summit State Bank (SSBI)
NASDAQ: SSBI · Real-Time Price · USD
6.92
-0.29 (-4.02%)
At close: Nov 22, 2024, 4:00 PM
6.90
-0.02 (-0.29%)
After-hours: Nov 22, 2024, 7:11 PM EST

Summit State Bank Statistics

Total Valuation

SSBI has a market cap or net worth of $46.89 million.

Market Cap 46.89M
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, October 30, 2024, before market open.

Earnings Date Oct 30, 2024
Ex-Dividend Date Oct 3, 2024

Share Statistics

SSBI has 6.78 million shares outstanding. The number of shares has increased by 0.22% in one year.

Current Share Class 6.78M
Shares Outstanding 6.78M
Shares Change (YoY) +0.22%
Shares Change (QoQ) n/a
Owned by Insiders (%) 27.45%
Owned by Institutions (%) 14.40%
Float 4.49M

Valuation Ratios

The trailing PE ratio is 9.57.

PE Ratio 9.57
Forward PE n/a
PS Ratio 1.47
Forward PS n/a
PB Ratio 0.47
P/TBV Ratio 0.49
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 5.00%.

Return on Equity (ROE) 5.00%
Return on Assets (ROA) 0.43%
Return on Capital (ROIC) n/a
Revenue Per Employee $274,365
Profits Per Employee $42,165
Employee Count 115
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, SSBI has paid $2.01 million in taxes.

Income Tax 2.01M
Effective Tax Rate 29.30%

Stock Price Statistics

The stock price has decreased by -46.11% in the last 52 weeks. The beta is 0.64, so SSBI's price volatility has been lower than the market average.

Beta (5Y) 0.64
52-Week Price Change -46.11%
50-Day Moving Average 7.48
200-Day Moving Average 9.12
Relative Strength Index (RSI) 47.21
Average Volume (20 Days) 22,580

Short Selling Information

The latest short interest is 29,601, so 0.44% of the outstanding shares have been sold short.

Short Interest 29,601
Short Previous Month 34,235
Short % of Shares Out 0.44%
Short % of Float 0.66%
Short Ratio (days to cover) 1.24

Income Statement

In the last 12 months, SSBI had revenue of $31.55 million and earned $4.85 million in profits. Earnings per share was $0.72.

Revenue 31.55M
Gross Profit 31.55M
Operating Income 6.86M
Pretax Income 11.51M
Net Income 4.85M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.72
Full Income Statement

Balance Sheet

The company has $80.93 million in cash and $5.93 million in debt, giving a net cash position of $75.00 million or $11.07 per share.

Cash & Cash Equivalents 80.93M
Total Debt 5.93M
Net Cash 75.00M
Net Cash Per Share $11.07
Equity (Book Value) 100.66M
Book Value Per Share 14.85
Working Capital -905.88M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 21.74%
Pretax Margin 21.74%
Profit Margin 15.37%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 1.88%

Dividends & Yields

This stock pays an annual dividend of $0.28, which amounts to a dividend yield of 4.05%.

Dividend Per Share $0.28
Dividend Yield 4.05%
Dividend Growth (YoY) -41.67%
Years of Dividend Growth n/a
Payout Ratio 38.74%
Buyback Yield -0.22%
Shareholder Yield 3.83%
Earnings Yield 10.34%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on October 28, 2021. It was a forward split with a ratio of 1.1:1.

Last Split Date Oct 28, 2021
Split Type Forward
Split Ratio 1.1:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2