Summit State Bank Statistics
Total Valuation
SSBI has a market cap or net worth of $51.10 million. The enterprise value is $5.63 million.
Important Dates
The last earnings date was Tuesday, January 28, 2025.
| Earnings Date | Jan 28, 2025 |
| Ex-Dividend Date | Oct 3, 2024 |
Share Statistics
SSBI has 6.78 million shares outstanding. The number of shares has increased by 0.24% in one year.
| Current Share Class | 6.78M |
| Shares Outstanding | 6.78M |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 25.16% |
| Owned by Institutions (%) | 14.33% |
| Float | 4.63M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 1.96 |
| Forward PS | n/a |
| PB Ratio | 0.55 |
| P/TBV Ratio | 0.55 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.22 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -3.85%.
| Return on Equity (ROE) | -3.85% |
| Return on Assets (ROA) | -0.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $224,200 |
| Profits Per Employee | -$31,791 |
| Employee Count | 115 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SSBI has paid $31,000 in taxes.
| Income Tax | 31,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -28.19% in the last 52 weeks. The beta is 0.65, so SSBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.65 |
| 52-Week Price Change | -28.19% |
| 50-Day Moving Average | 7.40 |
| 200-Day Moving Average | 8.23 |
| Relative Strength Index (RSI) | 56.24 |
| Average Volume (20 Days) | 19,030 |
Short Selling Information
The latest short interest is 41,335, so 0.61% of the outstanding shares have been sold short.
| Short Interest | 41,335 |
| Short Previous Month | 40,711 |
| Short % of Shares Out | 0.61% |
| Short % of Float | 0.89% |
| Short Ratio (days to cover) | 1.83 |
Income Statement
In the last 12 months, SSBI had revenue of $25.78 million and -$3.66 million in losses. Loss per share was -$0.54.
| Revenue | 25.78M |
| Gross Profit | 25.78M |
| Operating Income | 494,000 |
| Pretax Income | 11.51M |
| Net Income | -3.66M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$0.54 |
Full Income StatementBalance Sheet
The company has $51.40 million in cash and $5.94 million in debt, giving a net cash position of $45.47 million or $6.71 per share.
| Cash & Cash Equivalents | 51.40M |
| Total Debt | 5.94M |
| Net Cash | 45.47M |
| Net Cash Per Share | $6.71 |
| Equity (Book Value) | 92.26M |
| Book Value Per Share | 13.73 |
| Working Capital | -892.98M |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 1.92% |
| Pretax Margin | -14.06% |
| Profit Margin | -14.18% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |