Summit State Bank Statistics
Total Valuation
SSBI has a market cap or net worth of $81.26 million. The enterprise value is $21.86 million.
Important Dates
The next estimated earnings date is Wednesday, October 29, 2025, before market open.
| Earnings Date | Oct 29, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
SSBI has 6.77 million shares outstanding. The number of shares has increased by 0.24% in one year.
| Current Share Class | 6.77M |
| Shares Outstanding | 6.77M |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | +0.22% |
| Owned by Insiders (%) | 25.75% |
| Owned by Institutions (%) | 15.85% |
| Float | 4.29M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 2.93 |
| Forward PS | n/a |
| PB Ratio | 0.83 |
| P/TBV Ratio | 0.83 |
| P/FCF Ratio | 118.63 |
| P/OCF Ratio | 109.22 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.79 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 31.91 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 10.24 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -1.64%.
| Return on Equity (ROE) | -1.64% |
| Return on Assets (ROA) | -0.15% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $260,066 |
| Profits Per Employee | -$15,132 |
| Employee Count | 106 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SSBI has paid $234,000 in taxes.
| Income Tax | 234,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +80.72% in the last 52 weeks. The beta is 0.20, so SSBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.20 |
| 52-Week Price Change | +80.72% |
| 50-Day Moving Average | 11.92 |
| 200-Day Moving Average | 9.71 |
| Relative Strength Index (RSI) | 55.06 |
| Average Volume (20 Days) | 11,464 |
Short Selling Information
The latest short interest is 8,317, so 0.12% of the outstanding shares have been sold short.
| Short Interest | 8,317 |
| Short Previous Month | 6,290 |
| Short % of Shares Out | 0.12% |
| Short % of Float | 0.19% |
| Short Ratio (days to cover) | 2.04 |
Income Statement
In the last 12 months, SSBI had revenue of $27.57 million and -$1.60 million in losses. Loss per share was -$0.24.
| Revenue | 27.57M |
| Gross Profit | 27.57M |
| Operating Income | 2.75M |
| Pretax Income | -1.37M |
| Net Income | -1.60M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$0.24 |
Full Income StatementBalance Sheet
The company has $66.41 million in cash and $7.01 million in debt, giving a net cash position of $59.40 million or $8.77 per share.
| Cash & Cash Equivalents | 66.41M |
| Total Debt | 7.01M |
| Net Cash | 59.40M |
| Net Cash Per Share | $8.77 |
| Equity (Book Value) | 98.11M |
| Book Value Per Share | 14.49 |
| Working Capital | -845.90M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $744,000 and capital expenditures -$59,000, giving a free cash flow of $685,000.
| Operating Cash Flow | 744,000 |
| Capital Expenditures | -59,000 |
| Free Cash Flow | 685,000 |
| FCF Per Share | $0.10 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 9.97% |
| Pretax Margin | -4.97% |
| Profit Margin | -5.82% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 2.48% |
