Summit State Bank Statistics
Total Valuation
SSBI has a market cap or net worth of $45.66 million.
Important Dates
The last earnings date was Wednesday, October 30, 2024, before market open.
| Earnings Date | Oct 30, 2024 |
| Ex-Dividend Date | Oct 3, 2024 |
Share Statistics
SSBI has 6.78 million shares outstanding. The number of shares has increased by 0.22% in one year.
| Shares Outstanding | 6.78M |
| Shares Change (YoY) | +0.22% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 27.35% |
| Owned by Institutions (%) | 14.04% |
| Float | 4.49M |
Valuation Ratios
The trailing PE ratio is 9.39.
| PE Ratio | 9.39 |
| Forward PE | n/a |
| PS Ratio | 1.44 |
| Forward PS | n/a |
| PB Ratio | 0.46 |
| P/FCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.00%.
| Return on Equity (ROE) | 5.00% |
| Return on Assets (ROA) | 0.43% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $274,365 |
| Profits Per Employee | $42,165 |
| Employee Count | 115 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SSBI has paid $2.01 million in taxes.
| Income Tax | 2.01M |
| Effective Tax Rate | 29.30% |
Stock Price Statistics
The stock price has decreased by -47.01% in the last 52 weeks. The beta is 0.64, so SSBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.64 |
| 52-Week Price Change | -47.01% |
| 50-Day Moving Average | 7.98 |
| 200-Day Moving Average | 9.45 |
| Relative Strength Index (RSI) | 35.32 |
| Average Volume (20 Days) | 15,349 |
Short Selling Information
The latest short interest is 34,235, so 0.50% of the outstanding shares have been sold short.
| Short Interest | 34,235 |
| Short Previous Month | 18,875 |
| Short % of Shares Out | 0.50% |
| Short % of Float | 0.76% |
| Short Ratio (days to cover) | 1.47 |
Income Statement
In the last 12 months, SSBI had revenue of $31.55 million and earned $4.85 million in profits. Earnings per share was $0.72.
| Revenue | 31.55M |
| Gross Profit | 31.55M |
| Operating Income | 6.86M |
| Pretax Income | 11.51M |
| Net Income | 4.85M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.72 |
Full Income StatementBalance Sheet
The company has $80.93 million in cash and $5.93 million in debt, giving a net cash position of $75.00 million or $11.05 per share.
| Cash & Cash Equivalents | 80.93M |
| Total Debt | 5.93M |
| Net Cash | 75.00M |
| Net Cash Per Share | $11.05 |
| Equity (Book Value) | 100.66M |
| Book Value Per Share | 14.85 |
| Working Capital | -905.88M |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 21.74% |
| Pretax Margin | 21.74% |
| Profit Margin | 15.37% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 1.88% |