Summit State Bank Statistics
Total Valuation
SSBI has a market cap or net worth of $92.60 million. The enterprise value is $33.03 million.
Important Dates
The last earnings date was Tuesday, January 27, 2026, before market open.
| Earnings Date | Jan 27, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
SSBI has 6.77 million shares outstanding. The number of shares has increased by 0.08% in one year.
| Current Share Class | 6.77M |
| Shares Outstanding | 6.77M |
| Shares Change (YoY) | +0.08% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 9.54% |
| Owned by Institutions (%) | 21.58% |
| Float | 5.77M |
Valuation Ratios
The trailing PE ratio is 13.62.
| PE Ratio | 13.62 |
| Forward PE | n/a |
| PS Ratio | 2.82 |
| Forward PS | n/a |
| PB Ratio | 0.92 |
| P/TBV Ratio | 0.92 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.86 |
| EV / Sales | 1.01 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.05%.
| Return on Equity (ROE) | 7.05% |
| Return on Assets (ROA) | 0.66% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.93% |
| Revenue Per Employee | $309,509 |
| Profits Per Employee | $64,113 |
| Employee Count | 106 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SSBI has paid $2.17 million in taxes.
| Income Tax | 2.17M |
| Effective Tax Rate | 24.18% |
Stock Price Statistics
The stock price has increased by +87.50% in the last 52 weeks. The beta is 0.18, so SSBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.18 |
| 52-Week Price Change | +87.50% |
| 50-Day Moving Average | 12.00 |
| 200-Day Moving Average | 11.09 |
| Relative Strength Index (RSI) | 73.55 |
| Average Volume (20 Days) | 8,297 |
Short Selling Information
The latest short interest is 14,152, so 0.21% of the outstanding shares have been sold short.
| Short Interest | 14,152 |
| Short Previous Month | 12,120 |
| Short % of Shares Out | 0.21% |
| Short % of Float | 0.25% |
| Short Ratio (days to cover) | 2.33 |
Income Statement
In the last 12 months, SSBI had revenue of $32.81 million and earned $6.80 million in profits. Earnings per share was $1.01.
| Revenue | 32.81M |
| Gross Profit | 32.81M |
| Operating Income | 8.96M |
| Pretax Income | 8.96M |
| Net Income | 6.80M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.01 |
Full Income StatementBalance Sheet
The company has $65.52 million in cash and $5.95 million in debt, with a net cash position of $59.58 million or $8.80 per share.
| Cash & Cash Equivalents | 65.52M |
| Total Debt | 5.95M |
| Net Cash | 59.58M |
| Net Cash Per Share | $8.80 |
| Equity (Book Value) | 101.17M |
| Book Value Per Share | 15.02 |
| Working Capital | -807.78M |
Full Balance SheetMargins
| Gross Margin | n/a |
| Operating Margin | 27.32% |
| Pretax Margin | 27.32% |
| Profit Margin | 20.71% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
